Select has got a card that suits your style. Check out these best picks for Dining Credit Cards.
Discount of up to 20% on dining at participating restaurants.
Up to 15% discount at 3000+ Health & Wellness outlets.
10X Reward Points on incremental purchases greater than ₹25,000 per billing cycle.
Gift voucher worth ₹500 after spending ₹15,000 or more within 90 days of card issuance.
5% cashback on EMI transactions within the first 90 days.
Insurance cover for:
Note- All these insurance benefits are subject to the bank’s criteria.
1% surcharge waiver on fuel transactions at petrol pumps across India, with a maximum discount of ₹300.
1% fuel surcharge waiver at all fuel stations across India, with a maximum benefit of ₹200/month.
5% Cashback on the first EMI transaction within 90 days of card activation.
Convert transactions above ₹2,500 into convenient EMI plans.
Note- It can be availed on the bank's OTP page for online transactions and is available for all transactions through the IDFC FIRST Mobile Banking App, excluding jewellery purchases.
20% discount at over 1500 restaurants.
1% fuel fee waiver at all Indian gas stations, provided the transaction size does not exceed ₹4,000.
5% cashback on the user’s first gasoline purchase of the month. A minimum purchase of ₹2,000 is necessary to take advantage of the deal, and the maximum monthly reward is ₹150.
As part of ICICI Bank’s Culinary Treats program, this card saves users at least 15% on bill payments at all partner restaurants.
50,000 Edge Reward Points on card activation and when the card membership is renewed every year.
Complimentary EazyDiner Prime membership.Savings of upto 25% across premium restaurants.
Note: Benefit is provided only to primary cardholders of Axis Bank Reserve credit card, and the customer has to activate the membership within 6 months of receiving the code.
• Benefit is capped to 4 complimentary airport transfers per primary cardholder.
• Bookings should be made at least 48 hours before the service time.
• Valid for domestic and international departures/arrivals.
Club ITC Culinaire Membership
Accor plus membership
Handcrafted Club Marriott Asia Pacific membership
Exclusive offers at Oberoi hotels and resorts
15% savings at Postcard hotels
Any transaction above ₹2500 on the Axis Bank Ace Credit Card can be converted into EMI easily.
Note: Hotels and resorts worldwide including the Four Seasons Hotels and Resorts, Mandarin Oriental, The Ritz-Carlton and more.
Access to over 1,300 premium airport lounges globally.
Stay vouchers worth ₹45,000 from Taj, SeleQtions and Vivanta Hotels.
Note: Benefits available on payment of annual fee and spending ₹50,000 in the first 2 months of Card membership.
Enjoy 24X7 Concierge services that assist users with travel reservations and other plans.
A dining proposition that provides 25% off up to ₹800 on dining restaurants via EazyDiner.
Valid on minimum order value of ₹2000 and twice per month per card.
5000 EDGE Miles on doing first transaction withing 30 days.
Convert transactions of ₹2,500 or more into easy EMI.
1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.
Protection against any fraudulent use of the card
Note: Report the loss at customer care immediately at 18605005555 or 18604195555.
10% off on Myntra every time you shop on minimum purchase of ₹500.
Facility to convert purchases into EMIs through mobile app, internet banking or customer service.
Note: This is valid for any transaction over ₹2500.
Note: Eligible customers will receive the voucher code via SMS on a registered mobile number within 45-60 days of 1st spend.
Note: Minimum Order Value ₹1500
8 free visits to domestic lounges each year (2 in a quarter)
Get a 1% waiver on fuel surcharge across all fuel stations in India with a minimum transaction of ₹400 and maximum transaction of ₹5,000. The maximum waiver per statement cycle is ₹250.
1,000 Cash Points applicable only on payment of membership fee.
This card allows the user to convert big spends to EMIs after purchases with a flexible tenure option.
Up to 50 days of interest-free period on your HDFC Bank Millennia Credit Card from the date of purchase.
At a small charge of 3.6% a month, HDFC Bank Millenia Credit Card provides its customers with a revolving credit benefit.
Up to 20% discount on partner restaurants via Swiggy Dineout.
In the event of a loss of this card, if informed immediately to the HDFC Bank call centre, any fraudulent transactions made on the card will not be held liable to the card owner.
5% cashback on flights and hotel reservations made with the card. The maximum cashback monthly is ₹1,000 for the first six months and ₹750 after that.
Redeem reward points for booking flight tickets/hotels across airlines and choice of hotels.
Note- Members can redeem up to 70% of booking value through reward points. Rest will have to be paid via Credit Card.
Note: 1 Reward Point = ₹1.
The maximum reward points that can be earned in a statement cycle is 75,000.
Up to 50 days of interest-free credit period on your HDFC Bank Diners Club Black Credit Card from the date of purchase.
6 free golf games every quarter across the finest courses in the world.
To book a golf game, reach out to the concierge via:
Call: 1800 118 887 | 022 42320226,
10,000 bonus reward points on spends of ₹4 lakh every calendar quarter.
Free annual Club Marriott, Amazon Prime, and Swiggy One membership on spending ₹1.5 lakh within the first 90 days of card issuance.
E-Gift Card worth ₹10,000 from Taj, Vivanta and SeleQtions Hotels.
2 Complimentary airport lounges per quarter across India.
Note: ATO benefits mean Amex Travel Online benefits which are applicable on spending done in a card membership year.
10,000 membership points redeemable for Flipkart Voucher or Amex Travel.
Note: Applicable on spending ₹15,000 within 90 days of Card membership.
Flexibility of converting transactions of ₹5,000 or above into easy EMIs.
Up to 20% off at partner restaurants.
Reward Rate: 3% to 7.5%
Missing- EMI Benefit offered by the card.
100% cashback up to ₹250 on all fuel transactions.
Note: This is a one-time offer and valid only for the first 30 days of card issuance.
1% value back on online shopping by earning 5 reward points per ₹100 spent.
Note: Transact at online merchants between ₹100 and ₹5000 to avail of the order.
Instant discount of up to 10% on movie ticket booking via the BookMyShow app or website.
Fuel surcharge waiver of 1% at any fuel outlet in India.
Note: The offer is available for transactions between ₹200 and ₹5000. Maximum waiver of ₹50 per statement cycle.
Get up to 15% discount at the partner restaurants in India.
Note: Capped to ₹500.
Convert transactions of ₹5,000 or more into easy EMIs.
Note: Applicable only at HPCL outlets in India.
4,000 Bonus Membership Reward Points.
Note: Applicable on payment of joining fee and spending
Buy one ticket and get up to ₹500 off on the second ticket for a maximum of 5 movie/non-movie bookings in a month.
Fuel surcharge waiver of 1% for transactions between ₹400 to ₹4000.
Domestic Lounge Access
International Lounge Access
Choose any one voucher worth ₹12,500 from below options:
Luxe gift card or The Postcard Hotels gift voucher or Yatra gift voucher
Free 16 Railway lounge visits annually (4 per quarter).
1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.
Note: Applicable only on transaction values between ₹200 & ₹5000.
10x reward points on all spending above ₹20,000.
6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹20,000 per month.
Note: Reward Points are not awarded for transactions like fuel purchases, EMI transactions, loan payments, and cash withdrawals.
Get up to 20% off on meals at one of more than 1,500 restaurants.
The cardholders have 24x7 concierge services on offer to take care of your needs related to travel, hotel reservations, and delivery of movie tickets at your doorstep.
1% waiver on fuel surcharge
Note: Valid on a maximum expenditure of ₹4,000 per transaction at all HPCL pumps.
A discount of 25% on a minimum purchase of two movie tickets per transaction on BookMyShow.
Note- The offer is available twice a month.
20% discount (up to ₹750) on a minimum bill value of ₹3000 at EazyDiner.
1 complimentary access to domestic airport lounges per quarter by spending a minimum of ₹5,000 or above on the card in the previous calendar quarter.
The card offers air accident insurance of up to ₹3 crore.
Convert your transactions of ₹2,500 and above into EMIs
One Complimentary lounge access per quarter within India.
₹1000 off at AJIO on a minimum spend of ₹2999, using coupon code AJIOAXISMZ.
1,500 Edge Reward Points on spending ₹30,000 per statement cycle
Click here for the cover and claim procedure.
5,000 EDGE Reward Points on spending ₹1,000 or more within 30 days of card issuance.
1% fuel surcharge waiver on transactions between ₹400 to ₹5,000
Bouquet of membership up to ₹1,000 every anniversary year.
Note: The bank will communicate the bouquet of benefits once you repay the minimum due amount.
Get up to 20% savings on all your restaurant bill payments via Swiggy Dineout.
12 free lounge access within India (both at domestic and international terminals) using the HDFC Bank Regalia Gold Credit Card.
If you report the loss of your HDFC Bank Regalia Gold Credit Card to our 24-hour call centre right away, you will not be held responsible for any unauthorised purchases made with your Credit Card.
2 Complimentary lounge access per quarter at selected airports in selected Indian cities.
Insurance cover of up to ₹1 lakh for loss of travel documents, and delay or loss of check-in baggage.
4 Club Vistara Points for every ₹200 spent.
25% discount of up to ₹800 at partner restaurants across India.
3000 Bonus Club Vistara points on spending ₹75000 within 90 days from card issuance.
Get up to 4 complimentary Premium Economy tickets in a year as milestone benefit.
The user can contact the bank to convert a big credit purchase into EMIs on any transaction over ₹2,500.
A complimentary premium economy class ticket voucher after paying the joining fee.
Note: This is a one-way base fare waived ticker voucher.
Note: The card will be issued within 10 working days of paying the joining/annual payment.
Spend ₹50,000 and above in each calendar quarter and get ₹500 worth gift vouchers.
HDFC Bank Moneyback Credit Card comes with a feature of Smart EMI, where major spends can be divided into small EMI amounts after purchases.
1% fuel surcharge waiver (with a cap of ₹250 per statement cycle) at a minimum spend of ₹400 to a maximum spend of ₹5000.
Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount).
Offer valid only on payments done via Swiggy App.
User can get a low-interest revolving credit on this card. It basically allows borrowing multiple times with on-time payments.
On payment of the joining or renewal cost, the user gets 500 Cash Points as a welcome and renewal reward.
The user may waive the joining charge if they spend ₹20,000 in the first 90 days, and the renewal fee is waived on the user’s spending of ₹50,000 and above in an annual year.
From the date of purchase, the HDFC Bank MoneyBack Credit Card offers an interest-free credit period of up to 50 days.
HDFC Bank offers Zero Liability Protection against fraudulent credit card transactions if the loss is reported quickly and within a certain time frame to the 24-hour HDFC Bank Customer helpline.
50 days of interest free period on your HDFC Bank Moneyback+ Credit Card from the date of purchase.
500 Cash Points in exchange for paying the joining fee.
20% savings on all your restaurant bill payments via Swiggy Dineout.
1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)
₹500 gift voucher on spends on ₹50,000 per calendar quarter.
If you lose your HDFC Bank Moneyback+ Credit Card, please call our 24-hour call centre right away to report it. If you report the loss right away, you are not responsible for any fraudulent credit card purchases.
1% fuel surcharge waiver for transactions worth ₹400 to ₹4,000 (maximum waiver of ₹400 in a month).
4 complimentary domestic lounge visits every year.
All major purchases above ₹2500 can be converted into EMI after the purchase at a low rate of interest.
Up to 15% discount at 10,000+ partner restaurants with EazyDiner.
Note: Users can avail of only 2 movie tickets worth ₹250 per month.
Note: Benefits to be credited within 45 business days after the payment of the joining fee.
Note: Swiggy offer is valid only on net banking transactions.
For every ₹150 spent, you earn:
24x Reward Points on HPCL Fuel & LPG
30x Reward Points on Grocery & Utility and IDFC FASTag recharge
3x Reward Points on other retail transactions
1 Reward Point = ₹0.25
Reward Rate- 0.5% to 5%
Up to 6.5% savings on your fuel expenses:
₹150 discount on orders above ₹500 on Swiggy
Free domestic airport lounge access, once every quarter, on minimum monthly spends of ₹5,000
25% off on movie tickets up to ₹100, once every month
Note: No pre-set limit means users don’t have to worry about the credit limit while making purchases and transactions get approved based on their finances, credit record, spending pattern and account history.
1,000 bonus points on 6 transactions of ₹1,000 every month.
4,000 bonus points on spending ₹10,000 within the first 90 days of card generation.
Note: Utilities include electricity, gas and water.
Note: Hotel credit applies to spending 2 consecutive nights at selected hotels.
Up to 20% off at partner restaurants.
Receive comprehensive insurance coverage with this card, including:
Fuel surcharge waiver of 1% on transactions between ₹400 and ₹4,000 at all fuel stations in India, with a monthly maximum waiver of ₹400.
Note- Service tax charged on fuel surcharge is non-refundable. No reward points are earned on fuel transactions.
Get the best of dining experiences with ₹1000 off & more via Axis Bank Dining Delights Program with EazyDiner.
2 complimentary lounge visits per calendar quarter to select domestic airport lounges.
20% instant savings up to ₹1000 on a minimum transaction of ₹4000 on eating out through the EazyDiner Mobile App and Website.
Various discounts and offers available with partnered retailers across categories like fashion, lifestyle, health etc.
No liability of the cardholder in case of fraudulent transactions done using this credit card if the loss or theft of the card is reported to the bank within the prescribed time period.
25% savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants), Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App.
With the HDFC Bank Diners Club Black Credit Card, you can change your large purchases into smaller monthly payments after you buy them.
All Diners Black card members can select any two monthly milestone benefits from a choice cult.fit Live 1- month subscription or BookMyShow or TataCLiQ or Ola cabs vouchers worth ₹500 every month provided your net spend ₹80,000 in a calendar month.
Find and book your flights and hotels easily! You can choose from over 150 airlines and various hotels in India and abroad at smartbuy.
Get 6 free golf games every quarter at over 15 golf courses in India and over 100 golf courses worldwide on Diners Black Credit Card.
For Domestic Golf Courses details, click here.
International Golf Courses, click here
Exclusive discounts at leading spas, salons, gyms and other wellness retreats. Click here to view details.
Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Diners Club Black Credit Card.
Call:1800118887 / Landline - 022 42320226
Up to 50 days of interest-free credit period on your HDFC Bank Diners Club Black Credit Card from the date of purchase.
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400. Max CashBack of ₹1000 per statement cycle)
Free annual memberships of Forbes Digital Subscription, Club Marriott, Swiggy One (3 months), MakeMyTrip Black Elite Tier and Amazon Prime on payment of the joining fee or by spending ₹1.5 lakhs within the first 90 days.
Note: Fuel benefits can be availed only at selected Indian Oil Outlets.
Up to 20% off on selected partner restaurants.
250 points on the first spend within 30 days of card issuance.
Ease of converting significant purchases into easy EMI.
Note: Points at groceries & supermarkets are capped at worth ₹5,000 per statement cycle.
Get assistance from a travel & lifestyle specialist to create a customised travel plan.
Redeem miles points for flight bookings, transfer them to partner airlines and hotels, or double rewards as a member of an airline's frequent flyer program.
Reward Rate: 1.8%
Savour the finest flavours with up to 20% off on dining bills at select partner restaurants.
Receive 10,000 miles as a welcome benefit if you spend ₹1,000 or more on your Citi PremierMiles Card within 60 days of card issuance.
This offer is not applicable if the card is closed due to inactivity within 30 days of card issuance.
Dining credit cards are credit cards that offer rewards and discounts specifically for dining expenses at restaurants, cafes, and other eateries.
Rewards offered by dining credit cards can include cashback, reward points, discounts on dining bills, complimentary meals, and more.
Yes, most dining credit cards come with an annual fee, but some may waive the fee if you meet certain spending requirements.
Yes, many of these credit cards can be used internationally, but you may need to check with your bank to confirm their policies.
You can apply for a dining credit card by visiting the bank's website or by visiting a branch in person. The bank will typically require proof of income, identity, and address.
Yes, many restaurants in India do accept credit cards as a form of payment. However, it's always a good idea to check with the restaurant beforehand to confirm whether they accept credit cards or not. Some smaller or cash-only establishments may not accept credit cards, so it's always a good idea to carry some cash with you as well, just in case. Additionally, it's important to ensure that the restaurant's payment system accepts your credit card and that you have enough available credit or balance to cover your meal expenses.