WOW is a premium credit card offered by IDFC Bank in India. It is designed for individuals looking for a rewards-based credit card with multiple benefits and a flexible payment option. The card offers a unique reward program where users earn up to 5% cash back on purchases. Cardholders can also avail of benefits such as airport lounge access, fuel surcharge waiver, and complimentary movie tickets. With this card, users also have the option to convert purchases into easy EMIs. With 24/7 concierge services and an extensive global acceptance network, this card offers a seamless and convenient payment experience.
Aspects that make spending using this card lit as the sun!
5% Cashback on the first EMI transaction within 90 days of card activation.
1% fuel surcharge waiver at all fuel stations across India, with a maximum benefit of ₹200/month.
20% discount at over 1500 restaurants.
Convert transactions above ₹2,500 into convenient EMI plans.
Note- It can be availed on the bank's OTP page for online transactions and is available for all transactions through the IDFC FIRST Mobile Banking App, excluding jewellery purchases.
Email ID: firstname.lastname@example.org
Think of these as small investments to keep your credit card running smoothly.
Annual Percentage Rate42%
Add-on Card FeeFree
Minimum Repayment Amount5%
Cash Withdrawal Fee₹ 199
Cash Advance LimitNA
Card Replacement Fee₹ 100
Foreign Transaction Fee0%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹ 0.25
Any Amount Due15 % of Total Amount Due subject to a minimum of ₹ 100 and a maximum of ₹ 1250.
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Targeting the lifestyle needs of its consumers, as well as improving their savings on mobility and utility spends, IDFC FIRST Bank has partnered with HPCL to launch two co-branded cards. The two new cards are being named FIRST Power and FIRST Power+. Bankers can apply for the FIRST Power and FIRST Power+ cards through the bank’s website, its app for select bank branches, and select HPCL pumps and stations.
You will be charged a fee if you take out a credit card cash advance. Banks such as IDFC FIRST Bank, on the other hand, charge a low fee of Rs. 250 per transaction.
The minimum amount needed to open an FD account for the IDFC First WOW Credit Card is Rs.2,000 for existing IDFC FIRST Bank customers and Rs.5,000 for everyone else.
Any of the IDFC FIRST BANK WOW Credit cards have zero joining, membership, or annual fees. Your card is totally free forever.