As an avid user of Airtel’s services, if you find yourself frequently spending on Swiggy, Zomato or BigBasket, you might want to consider the Airtel Axis Bank Credit Card. The card has a nominal joining and annual fee of ₹500 and comes with perks such as an Amazon voucher worth ₹500, 25% cashback on Airtel mobile, broadband and WiFi through Airtel Thanks, free lounge access, restaurant discounts and much more. Continue reading to learn more about this card.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%Add-on Card Fee
₹100Minimum Repayment Amount
5%Cash Withdrawal Fee
2.5%Cash Advance Limit
NACard Replacement Fee
FreeForeign Transaction Fee
3.50%Over Limit Penalty
2.5%Fuel Transaction Surcharge
1%Reward Point Value
₹0.20Balance from ₹0 to ₹500
NilBalance from ₹501 to ₹5,000
₹500Balance from ₹5,001 to ₹10,000
₹750Balance more than ₹10,000
₹1,200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
Axis BankAxis Bank Credit Card Customer Care Number:
1860 419 5555 / 1860 500 5555.Axis Bank Card Offers:
View OffersTotal Cards:
1,47,71,653As of 1 March 2023, Axis Bank has acquired all consumer banking services from Citibank, including credit cards. The full migration of Citi customers to Axis Bank is anticipated to be completed by 9 June 2024. Existing Citi cards will be substituted with new credit cards from Axis Bank. Below is a list of some of the rebranded cards:
Citi Rewards will become the Axis Rewards Credit Card.
IndianOil Citi Card will become the IndianOil Premium Axis Bank Credit Card.
Citi PremierMiles will become the Axis Bank Horizon Credit Card.
Features of New Axis Bank Credit Cards
1. Axis Rewards Credit Card:
2. IndianOil Premium Axis Bank Credit Card:
3. Axis Bank Horizon Credit Card:
Post Migration
Axis Bank has suspended reward redemptions for some credit cardholders and is requesting invoices to verify travel spending. The bank believes that some cardholders are misusing reward points by using their cards for business expenses, which is against the terms of the cardholder agreement. Axis Bank says that this is a routine exercise to monitor suspicious spending, but some genuine cardholders have also been flagged. Experts recommend using separate business credit cards to avoid such problems.
Axis Bank has announced a significant devaluation of its Vistara credit cards, effective from 3 January 2024. The main changes include:
Axis Bank, has teamed up with Fibe (formerly EarlySalary) to introduce the country's first-ever numberless credit card tailored for the tech-savvy Generation Z demographic.
This innovative credit card offers heightened security by eliminating the conventional card number, expiry date, and CVV code typically printed on physical cards. This forward-thinking design is expected to reduce the risk of identity theft or unauthorized access to cardholders' information, ensuring the utmost in security and privacy. The card will be accessible to Fibe's extensive customer base, which exceeds 2.1 million individuals.
Axis Bank has enabled linkage of RuPay Credit Cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay Credit Cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.
Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.
These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.
Yes, the Airtel Axis Bank Credit Card does provide complimentary airport lounge access, but with some limitations:
The Airtel Axis Bank Credit Card caters to both Airtel users and general spenders with a range of features and benefits. Here's a breakdown:
Welcome Benefits:
Cashback:
Travel:
Dining:
The Airtel Axis Bank Credit Card offers a welcome benefit Rs 500 Amazon e-voucher upon making your first transaction within the first 30 days of card issuance.
Yes, there is a joining fee for the Airtel Axis Bank Credit Card. It's a mandatory charge of Rs 500 (plus applicable taxes) that you need to pay when you apply for the card.
There are a couple of ways to check your eligibility for the Airtel Axis Bank Credit Card:
1. Through the Airtel Thanks app:
2. Through the Axis Bank website: