If you are someone who loves to lead a luxurious lifestyle and prioritises travel and leisure experiences, the Kotak Royale Signature Credit Card can be an excellent fit for you! It offers various benefits like free lounge access, free pickup and drop facility, a reward rate of 0.6% to 1.5%, and much more. To know if it's the right choice for you, keep reading.
Aspects that make spending using this card lit as the sun!
2 Complimentary visits every quarter to “Dream Folks Lounges” in India.
Fuel Surcharge Waiver on all transactions between ₹500 and ₹3,000.
Note: Maximum waiver allowed in an anniversary year is ₹3,500.
Railway Surcharge Waiver on all the transactions done on IRCTC Website.
Note: Maximum waiver allowed in an anniversary year is ₹500.
Think of these as small investments to keep your credit card running smoothly.
Annual Percentage Rate42%
Add-on Card FeeFree
Minimum Repayment Amount5%
Cash Withdrawal Fee₹300
Cash Advance Limit40%
Card Replacement Fee₹100
Foreign Transaction Fee3.50%
Over Limit Penalty₹500
Fuel Transaction Surcharge1%
Reward Point Value₹0.18
Balance below ₹500₹ 100
Balance from ₹501 to ₹10000₹ 500
Balance more than ₹10000₹ 700
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
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With the Royal Signature Credit Card, the milestone benefit is an annual retail purchase of Rs.8,00,000, for which you may earn up to 30,000 reward points. You can earn up to 10,000 extra reward points if you spend Rs.4,00,000 in a year.
The reward points will get credited to your Kotak Royale Signature Credit Card account at the end of the anniversary period.
When someone learns their credit cards have been lost or stolen, they should call their bank. To block credit cards, they can use the net banking facility or contact a customer service representative. The majority of banks provide this service.
The customer care number to contact for any issues related to Royale Signature Credit Card is 1860-266-2666.
The fuel surcharge waiver, which covers up to Rs.3,500 per year, is the highest surcharge waiver available with the Royal Signature Credit Card.