Indigo Ka-ching 6E Rewards Credit Card - Benefits, features & Charges

6E - Rewards Indigo HDFC Bank Credit Card (4.1)

Co-Branded Best For: Travel
From
Powered By

If you travel frequently and usually book Indigo flights, you might want to consider applying for the 6E Rewards IndiGo HDFC Bank Credit Card. This card can help you save money on every trip, as it offers 2.5% 6E Rewards when you book flights through the IndiGo App, 2% 6E Rewards on purchases made on grocery, dining & entertainment, and 1% 6E Rewards on all other spends. Moreover, this card also provides discounts on restaurants, a free flight ticket worth ₹1500, and 1 free 6E Prime Add-On, which includes priority check-in, choice of seat, a complimentary meal, and much more! Keep reading to know more.

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus
  • Complimentary 6E prime add-on. 
  • Priority check-in, a choice of seat, a complimentary meal, and quicker baggage.
  • Note: Available only on first-year membership fee payment.
Milestone Benefit

1 complimentary IndiGo air ticket worth ₹1,500 on making 3 or more transactions in each of the first three months of card use. 

Note: Milestone Benefit is available only on first-year membership fee payment.

 

Travel Benefit

₹150 discounted convenience fee on IndiGo.
 

Zero Lost Card Liability

Zero liability on any fraudulent transactions.

Note: Loss of card to be reported immediately to the bank’s 24-hour call centre.

Reward Points

1% 6E Rewards for every ₹100 on fuel spends.

Reward Rate: 1% to 2.5%

Interest-Free Period

Up to 50 days of interest free period on your 6E Rewards - IndiGo HDFC Bank Credit Card, from the date of purchase.

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

43.2%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

40%

Card Replacement Fee

₹100

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

2.50%

Reward Point Value

₹1
Late Payment Charges

Balance below ₹100

₹ 0

Balance from ₹100 to ₹500

₹ 100

Balance from ₹501 to ₹5000

₹ 500

Balance from ₹5001 to ₹10000

₹ 600

Balance from ₹10001 to ₹25000

₹ 800

Balance from ₹25001 to ₹50000

₹ 1100

Balance more than ₹50000

₹ 1300
Pros

Aspects that make this credit card amazing.

  1. Discounted Convenience Fee on IndiGo tickets- ₹ 150 per pax.
  2. Markup fee of 3.5% on all foreign currency transactions.
  3. Revolving credit at nominal interest rate.
  4. 2% 6E Rewards on Grocery, Dining & Entertainment.
Cons

Aspects this credit card lacks.

  1. Milestone Benefit will not be available after the first year.​​​
  2. The user can’t avail of the option of Smart EMIs on gold and jewellery-linked transaction.
  3. 1% fuel surcharge waiver discontinued effective 19th Nov'21.
6E - Rewards Indigo HDFC Bank Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3.5)

Rewards

(3)

Customer Service

(3.5)

6E - Rewards Indigo HDFC Bank Credit Card Review

If you are someone who loves to travel, you may be in search of a credit card that offers a range of benefits on your trips. The HDFC 6E Rewards IndiGO Credit Card is a perfect option for you in this regard, as it provides a wide range of advantages in multiple categories, such as travel, fuel, dining, entertainment, and more. In addition, the annual fee for this card is as low as ₹500, which makes it quite affordable. However, it is worth noting that the card does not offer complimentary airport lounge access, which is something that frequent flyers may find disappointing. Nonetheless, with all of its other advantages, this card is an all-rounder credit card that is sure to meet your needs.

Overview 

Best For                                     Passengers of Indigo Airlines
Joining Fee ₹500
Annual Fee ₹500
Welcome Benefits 1 Complimentary 6E Prime Add-On (Priority check-in, choice of seat, a complimentary meal & quicker baggage)
Card Type Reward Points
Card Network Visa and Mastercard

Who should get 6E - Rewards Indigo HDFC Bank Credit Card?

6E - Rewards Indigo HDFC Bank Credit Card is particularly designed for people and businesses who are regular customers of Indigo. It is typically an airline card that converts all spending into free flight tickets once the user accrues sufficient reward points to fund a free air ticket. Salaried Indian nationals with a gross monthly income of more than ₹50,000 per month can apply for the card. For self-employed Indian nationals, the threshold ITR should be at least ₹7.2 lakhs per annum.

Reward Points

Let’s understand the reward point metrics of 6E Rewards - IndiGo HDFC Bank Credit Card.

Category Rewards for every Rs.100
IndiGo Website / App 2.5
Grocery, Dining & Entertainment 2
Other Spends 1
Fuel 1

How to apply for 6E - Rewards Indigo HDFC Bank Credit Card?

Depending on their comfort, the potential customers can apply for a 6E - Rewards Indigo HDFC Bank Credit Card through both online and offline modes. For offline, the applicant just needs to visit the nearest branch of the bank with the requisite. Contact a bank representative to fill in the physical application form for a card. 

Talking about the online mode, the applicant needs to follow the following steps to register their application:

  • Visit HDFC bank’s official website.

  • Under the “Personal” section, click on the “PAY” tab.

  • Then click on the “Credit Cards” tab.

  • The applicant will be redirected to a page where all the HDFC credit cards have been displayed.

  • Select “6E - Rewards Indigo HDFC Bank Credit Card” and click on the “Apply Now” tab.

  • The user needs to enter their mobile number and captcha to start the application.

  • Fill in all the required details and upload the required documents to complete the process.

 6E - Rewards Indigo HDFC Bank Credit Card Eligibility

  • Age: 21 to 60 years
  • Occupation: Salaried or Self Employed
  • Income: Salaried - ₹50,000 p.m., Self-Employed: ITR > ₹7.2 Lakhs p.a.

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
HDFC Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

HDFC Bank

HDFC Bank Credit Card Customer Care Number:

1800 202 6161 / 1860 267 6161

HDFC Bank Card Offers:

View Offers

Total Cards:

2,04,04,625
HDFC Bank Credit Card News
16 May 2024, Thursday
1. HDFC Bank Launches Pixel Play: India's First Virtual Credit Card with Cashback Customisation

HDFC Bank has introduced the Pixel Play Credit Card, India's first virtual credit card, with unique features like:

  1. Customization: You can choose cashback merchants, card design and billing cycle date.
  2. Convenience: Entirely digital onboarding and management through HDFC Bank's PayZapp app.
  3. Benefits: Up to 5% cashback, contactless payments, in-app EMI conversion, and exclusive dining discounts.
  • 5% Cashback on choice of any two packs
    • Dining & Entertainment Category – BookMyShow & Zomato
    • Travel Category – MakeMyTrip & Uber
    • Grocery Category – Blinkit & Reliance Smart Bazaar
    • Electronics Category – Croma & Reliance Digital
    • Fashion Category – Nykaa & Myntra
  • 3% Cashback on choice of any one E-commerce merchant: Amazon or Flipkart or PayZapp
  • 1% Unlimited Cashback across all other spends

Who can apply?

  • For Salaried:
    • Age: Min 21 yrs & Max 60 Yrs
    • Income: Gross Monthly Income > Rs 25,000
  • For Self Employed
    • Age: Min 21 yrs & Max 65 Yrs
    • Income: ITR > Rs 6.0 Lakhs per annum
08 Feb 2024, Thursday
2. HDFC Bank launched a new range of business credit cards specifically for SMEs

The cards come in four variants - BizFirst, BizGrow, BizPower, and BizBlack - and offer benefits like interest-free credit periods, rewards on business spend, and insurance coverage.

  1. BizFirst: Entry-level card with 55 days interest-free period, 3% cashback on EMI spends, 2% on utilities & electronics, 1% on other spends. 
  2. BizGrow: Offers higher 5% cashback on business spends like GST, income tax, vendor payments, travel, business tools, and 1% on other spends. 
  3. BizPower: Premium card with 5X reward points on fuel spending, accelerated rewards on travel, dining, and utilities, and airport lounge access. 
  4. BizBlack: Flagship card with maximum rewards on all categories, complimentary airport lounge access, travel insurance, and other premium benefits. 
31 Oct 2023, Tuesday
3. Effective 1 December 2023, HDFC Bank will limit lounge access for Regalia Credit Card holders.

Starting from 1 December, the lounge access program will be tied to one's credit card spending. To avail of the lounge benefits, a credit card user must spend Rs. 1 lakh or more in a single calendar quarter, i.e., January-March, April-June, July-September, October-December. Only two complimentary lounge access vouchers will be available per quarter as part of the milestone benefit for users.

19 Oct 2023, Thursday
4. HDFC introduces enhanced Diners Club Metal Edition Credit Card

HDFC Bank has introduced the upgraded HDFC Diners Club Metal Edition Credit Card, setting it apart from the previous HDFC Diners Club Black Credit Card. The key differentiators between the two cards are as follows:

  • Annual Fee Waiver: The metal edition requires cardholders to spend 8 lakhs annually to enjoy an annual fee waiver, whereas the plastic card's threshold is 5 lakhs in annual spends.
  • Welcome Benefit: The new Metal Edition card offers a Swiggy One annual membership as a welcome benefit, replacing the earlier Forbes and MMT Black offerings. In contrast, the plastic card provided a 3-month Swiggy One membership, alongside Forbes and MMT Black.
  • Milestone Benefit: The Metal Edition introduces a new milestone benefit, granting cardholders 10,000 Bonus Reward Points on a quarterly basis. However, it no longer features the old benefits amongst cult.fit Live 1 month membership/ BookMyShow /TataCLiQ /Ola cabs vouchers worth Rs. 500

This revamped credit card caters to the evolving preferences and spending patterns of customers, providing additional perks and benefits.

24 Aug 2023, Thursday
5. HDFC Bank partners with Marriott Bonvoy to launch India's first 'hotel co-branded card'.

HDFC Bank and Marriott International have launched a co-branded credit card in India, called the Marriott Bonvoy HDFC Bank Diners Club International Credit Card. The card is the first hotel co-branded credit card in India. It offers a number of benefits to cardholders, including:

  • Complimentary Marriott Silver Elite Status
  • Up to 4 free night awards
  • Accelerated Marriott Bonvoy points earning on travel, dining, and entertainment
  • Airport lounge access
  • Travel insurance
05 Jul 2023, Wednesday
6. Swiggy to launch co-branded credit card with HDFC Bank.

Swiggy is reportedly teaming up with HDFC Bank to introduce a co-branded credit card. By doing so, Swiggy would join the increasing number of e-commerce platforms like Flipkart, Myntra, and Paytm, which have already launched their own co-branded credit cards.
Swiggy's strategic decision to venture into the co-branded credit card space is aimed at strengthening customer loyalty and involvement by offering supplementary advantages and incentives through the card.

6E - Rewards Indigo HDFC Bank Customer Reviews

Overall Rating

3

Based on 1 reviews

Rating Summary

5
0%
4
0%
3
100%
2
0%
1
0%

Review Analytics

Fees 0 votes

Interest Rate 0 votes

Rewards 0 votes

Benefits 0 votes

Customer Service 0 votes

Frequently Asked Questions

The 6E Rewards Program, owned, managed, and run by IndiGo, is tied to a co-branded card. Members can earn 6E Rewards by using their card at IndiGo and other retailers, and they can then exchange those credits for 6E Rewards Benefits.

The validity of reward benefits under the 6E Rewards Program is 24 months.

Indigo has a Joining/Renewal Membership Fee – Rs. 500 + Applicable Taxes, but it doesn’t have a monthly fee. However, depending on your spending, interest can be charged monthly.

The 6E Prime Add-On and an IndiGo Air ticket are valid for 6 months after the date of issuance. Earned 6E Points are valid for two years.

However, the Terms and Conditions of the 6E Rewards Program, which are published on www.goIndiGo.in, regulate the validity of the benefits/6E Rewards.

After paying the card membership fee, card members will have access to the 6E Prime Add-On. The Add-On voucher will be delivered to clients online in their 6E Rewards Account on IndiGo's 6E Rewards platform, accessible at www.goIndiGo.in.

Major characteristics of the 6E Rewards-IndiGo HDFC Bank Credit Card are:-

  • IndiGo's 2.5% 6E Rewards.
  • 2% 6E Rewards on Food, Entertainment, and Dining.
  • 1% 6E Rewards on all additional purchases.
  • Up to 10% 6E Rewards on Indigo featured partners.
  • Discounted Convenience Fee on IndiGo tickets- Rs. 50 per pax (current – Rs. 300).

A member can redeem 6E Points for 6E Rewards' Benefits by logging into their membership account online. Members must ensure they have finished the mobile number and email address verification processes before engaging in any such redemption.

Similar Credit Cards

Club Vistara IDFC FIRST Bank (4.8) Full Details

Co-Branded
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

1

Joining Fee

₹4,999

Annual Fee

₹4,999

Annual Percentage Rate

42%

HDFC Bank Infinia Metal Edition (4.7) Full Details

Premium
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹12,500

Annual Fee

₹12,500

Annual Percentage Rate

23.88%

Axis Bank Atlas (4.6) Full Details

Travel
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹5,000

Annual Fee

₹5,000

Annual Percentage Rate

52.86%

RBL Bank World Safari (4.5) Full Details

Lifestyle
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹3,000

Annual Fee

₹3,000

Annual Percentage Rate

47.88%

American Express Platinum Travel (4.5) Full Details

Travel
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.50

Joining Fee

₹ 3,500

Annual Fee

₹ 5,000

Annual Percentage Rate

42%