If you travel frequently and usually book Indigo flights, you might want to consider applying for the 6E Rewards IndiGo HDFC Bank Credit Card. This card can help you save money on every trip, as it offers 2.5% 6E Rewards when you book flights through the IndiGo App, 2% 6E Rewards on purchases made on grocery, dining & entertainment, and 1% 6E Rewards on all other spends. Moreover, this card also provides discounts on restaurants, a free flight ticket worth ₹1500, and 1 free 6E Prime Add-On, which includes priority check-in, choice of seat, a complimentary meal, and much more! Keep reading to know more.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
43.2%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
2.50%Reward Point Value
₹1Balance below ₹100
₹ 0Balance from ₹100 to ₹500
₹ 100Balance from ₹501 to ₹5000
₹ 500Balance from ₹5001 to ₹10000
₹ 600Balance from ₹10001 to ₹25000
₹ 800Balance from ₹25001 to ₹50000
₹ 1100Balance more than ₹50000
₹ 1300Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
HDFC BankHDFC Bank Credit Card Customer Care Number:
1800 202 6161 / 1860 267 6161HDFC Bank Card Offers:
View OffersTotal Cards:
10,17,450Summary of HDFC Bank's New Credit Card Rules Effective from August 1, 2024
HDFC Bank is introducing new rules and charges for its credit card customers starting August 1, 2024:
Rental Transactions: A 1% fee, capped at Rs 3,000 per transaction, will be applied when paying rent through platforms such as CRED, PayTM, Cheq, MobiKwik, Freecharge, etc.
Fuel Transactions:
International/Cross Currency Transactions: A 3.5% markup fee will be levied. The markup fee remains at 2% for premium cards such as Infinia, Diners Black, etc., and 2.5% for 6E Rewards Indigo XL.
Late Payment Fees have been revised as follows:
Rewards Redemption towards Statement Credit: A Rs 50 redemption fee applies, not applicable to premium cards like Infinia, Diners Black, etc.
Finance Charges: A finance charge of 3.75% per month is applicable if the full amount isn't paid, relevant to all transactions. For premium cards, the finance charge is 1.99% per month.
Easy-EMI Processing Fee: A charge of up to Rs 299 for availing the Easy-EMI option at any store.
All fees are subject to GST, and the merchant category codes are defined by the network (Visa, Mastercard, etc.), not HDFC Bank. Charges described do not apply to Pixel Credit cards, with only the Rental Transaction Charge applicable to Commercial Credit Cards.
HDFC Bank has announced some changes to their credit card fees and rewards structure, effective from August 1, 2024. Here's a summary of the key changes:
There's good news for Swiggy HDFC Bank credit cardholders! In May 2024, HDFC Bank announced a major change to the cashback program. Previously, the cashback earned was credited as Swiggy Money, restricting users from spending it on the Swiggy app. Now, the cashback is directly applied to your credit card statement, offering more flexibility. This update makes the Swiggy HDFC Bank credit card a more attractive option for those who frequently order food and groceries on Swiggy.
Here are some additional details to consider:
HDFC Bank has introduced the Pixel Play Credit Card, India's first virtual credit card, with unique features like:
Who can apply?
The cards come in four variants - BizFirst, BizGrow, BizPower, and BizBlack - and offer benefits like interest-free credit periods, rewards on business spend, and insurance coverage.
Starting from 1 December, the lounge access program will be tied to one's credit card spending. To avail of the lounge benefits, a credit card user must spend Rs. 1 lakh or more in a single calendar quarter, i.e., January-March, April-June, July-September, October-December. Only two complimentary lounge access vouchers will be available per quarter as part of the milestone benefit for users.
HDFC Bank has introduced the upgraded HDFC Diners Club Metal Edition Credit Card, setting it apart from the previous HDFC Diners Club Black Credit Card. The key differentiators between the two cards are as follows:
This revamped credit card caters to the evolving preferences and spending patterns of customers, providing additional perks and benefits.
HDFC Bank and Marriott International have launched a co-branded credit card in India, called the Marriott Bonvoy HDFC Bank Diners Club International Credit Card. The card is the first hotel co-branded credit card in India. It offers a number of benefits to cardholders, including:
Swiggy is reportedly teaming up with HDFC Bank to introduce a co-branded credit card. By doing so, Swiggy would join the increasing number of e-commerce platforms like Flipkart, Myntra, and Paytm, which have already launched their own co-branded credit cards.
Swiggy's strategic decision to venture into the co-branded credit card space is aimed at strengthening customer loyalty and involvement by offering supplementary advantages and incentives through the card.
The 6E Rewards Program, owned, managed, and run by IndiGo, is tied to a co-branded card. Members can earn 6E Rewards by using their card at IndiGo and other retailers, and they can then exchange those credits for 6E Rewards Benefits.
The validity of reward benefits under the 6E Rewards Program is 24 months.
Indigo has a Joining/Renewal Membership Fee – Rs. 500 + Applicable Taxes, but it doesn’t have a monthly fee. However, depending on your spending, interest can be charged monthly.
The 6E Prime Add-On and an IndiGo Air ticket are valid for 6 months after the date of issuance. Earned 6E Points are valid for two years.
However, the Terms and Conditions of the 6E Rewards Program, which are published on www.goIndiGo.in, regulate the validity of the benefits/6E Rewards.
After paying the card membership fee, card members will have access to the 6E Prime Add-On. The Add-On voucher will be delivered to clients online in their 6E Rewards Account on IndiGo's 6E Rewards platform, accessible at www.goIndiGo.in.
Major characteristics of the 6E Rewards-IndiGo HDFC Bank Credit Card are:-
A member can redeem 6E Points for 6E Rewards' Benefits by logging into their membership account online. Members must ensure they have finished the mobile number and email address verification processes before engaging in any such redemption.