Kotak Mahindra Bank League Platinum Credit Card - Features, Benefits & Charges

Kotak League Platinum Credit Card (4)

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Looking for a way to enjoy a luxurious lifestyle while earning rewards for your everyday spending? Check out the Kotak League Platinum Credit Card. It only costs ₹499 to join, but you can earn 8 reward points for every ₹150 spent, giving you a reward rate of 0.66% to 3.33%. Plus, you'll get perks like fuel and railway surcharge waivers, movie discounts, zero-loss liability cover and much more. Keep reading to decide if this card is right for you. 👇

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus

Reward Points worth ₹500 on payment of the joining fee.

Reward Points
  • Get 8x reward points for every ₹150 spent on special categories and  4x reward points for every ₹150 spent on other categories up to ₹2 lakh.
  • Reward Rate: 0.66% to 3.33%
Milestone Benefit

4 free PVR tickets or 10,000 reward points on spend of ₹125,000 every 6 months.

Note:  A maximum of 8 PVR tickets worth ₹400 each can be availed annually.

Fuel Surcharge

1% fuel surcharge waiver on transactions between ₹500 and ₹3,000

Note: Maximum waiver allowed in a calendar year is ₹3,500.

Concierge Services

On-call assistance and cheque pickup service under the “league priority attend” program

Travel Benefit

Railway surcharge waiver for transactions on the IRCTC website. Maximum railway surcharge waiver allowed in a calendar year is ₹500.

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

₹300

Cash Advance Limit

40%

Card Replacement Fee

₹100

Foreign Transaction Fee

3.50%

Over Limit Penalty

₹500

Fuel Transaction Surcharge

1%

Reward Point Value

₹0.25
Late Payment Charges

Balance below ₹500

₹ 100

Balance from ₹501 to ₹10000

₹ 500

Balance more than ₹10000

₹ 700
Pros

Aspects that make this credit card amazing.

  1. The card offers 24/7 Concierge Services.
  2. It offers a 1% Fuel Surcharge Waiver.
  3. It offers 4 complimentary PVR tickets.
  4. It comes with a Railway surcharge waiver of up to ₹ 500 annually.
  5. It offers a complimentary add-on card Benefits available on the primary card will also be available on the Add-on Card.
Cons

Aspects this credit card lacks.

  1. No reward points on fuel and railway transactions.
  2. No complimentary airport lounge access.
Kotak League Platinum Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3)

Rewards

(3)

Customer Service

(3.5)

Kotak Bank League Platinum Credit Card Review

With the Kotak League Platinum Credit Card, you can take advantage of special promotions and benefits, including priority support and on-call services, a free add-on card, bonus points, and discounts on shopping and utilities. However, transactions involving railways and fuel are not eligible for reward points. Plus, several credit cards in a similar category provide free access to airport lounges as well, which is not offered by the Kotak League Platinum Credit Card.

Cards similar to Kotak Bank League Platinum Credit Card:
1. SBI SimplyCLICK Credit Card
2. HDFC MoneyBack Credit Card
3. Standard Chartered Platinum Rewards Credit Card

Overview

Best for Rewards
Joining Fee ₹499
Annual Fee ₹499
Welcome Bonus Movie voucher worth ₹500
Card Network Visa

Note: Annual fee is waived on spending ₹50,000 in a year.

Who should get the Kotak League Platinum Credit Card?

The Kotak League Platinum Credit Card is best suited for users who tend to spend a lot on shopping and want to earn reward points in the form of milestone benefits for all expenses. This card offers free movie tickets, surcharge waiver benefits, and priority on-call assistance, and a complimentary cheque pickup facility.

Overall, this card is an ideal option for high-spenders who want privileges in the form of reward points.

Reward Points

With this Kotak Platinum Credit Card, users can earn up to 8 reward points on every ₹150 spent across all transactions.

Annual Spends Special Categories Other Categories
Up to 2 Lacs 8 pts. 4 pts.
2 Lacs & above 8 pts. 8 pts.

Note: Special categories include Departmental Stores, Travel Agencies & Tour Operators, Airlines, and Durable Goods.

How to apply for a Kotak League Platinum Credit Card?

A user can apply for a Kotak Platinum Credit Card online as well as offline according to their comfort. The offline process requires them to visit the nearest branch with all the required documents and fill in the physical application form for a card. The steps to apply for the credit card online are as follows:

  • Visit Kotak Mahindra Bank’s website
  • Under the “Explore Products” tab, go to the “Card” section and click on the credit card.
  • The user will be redirected to the credit card page and their categories.
  • The Kotak League Platinum Credit Card is present under the “shopping” category.
  • Click on “Apply Now”.
  • Enter your mobile number to start the application process.
  • Fill in all the required details and upload all the necessary documents in order to complete the process.

Kotak Bank League Platinum Credit Card Eligibility

  • Age: 21 to 65 years
  • Occupation: Salaried or Self-employed
  • Income: Salaried: ₹40,000 p.m., Self-Employed: ITR > ₹5.0 lakh p.a.

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Kotak Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

Kotak Bank

Kotak Bank Credit Card Customer Care Number:

1860 266 2666

Kotak Bank Card Offers:

View Offers

Total Cards:

57,90,957
Kotak Bank Credit Card News

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Kotak League Platinum Customer Reviews

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Frequently Asked Questions

You can use this card worldwide. For cash and retail purchases, a markup fee of 3.5% is applied whenever an overseas transaction is completed. Use it to make online purchases or to shop while travelling overseas. Moreover, you can customise the daily international transaction limit for POS, ECOM, and ATMs.

Your Kotak Bank Credit Card reward points can be used to pay for a variety of goods, including gift cards, and hotel and travel reservations, among other things. The actions listed below must be followed in order to redeem Kotak Credit Card reward points:

  • Step 1: Go to www.kotakrewards.com, the Kotak Rewards catalogue's official website.

  • Step 2: Decide the category you wish to buy something from.

  • Step 3: Decide which things you wish to use your reward points to purchase.

  • Step 4: Enter your login information to access your account.

Finish the transaction and earn your reward points.

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