Rbl Bank Shoprite Credit Card - Features, Benefits, Fees & Charges

RBL Bank Shoprite Credit Card (4.5)

Regular Best For: Lifestyle
From
Powered By

Are you a grocery shopping enthusiast who loves to save money? Look no further than the RBL Shoprite Credit Card! This card is designed to cater to your grocery shopping needs, offering a range of benefits that will make your shopping experience even more enjoyable and rewarding. With an annual fee of just ₹500, you can earn reward returns ranging from 0.5% to 5% on every spending. Additionally, you get a 10% discount on movie tickets, fuel surcharge waiver, and much more. Read on to learn more. 👇

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus

Customers will get 2,000 reward points as a welcome bonus after completing these three steps: 

  • Paying the joining fee mentioned in the first statement before the payment due date.
  • Downloading and installing RBL MyCard App.
  • Using ShopRite Credit Card once within 30 days of card issuance.
Entertainment Benefit

10% discount (up to ₹100) on movie tickets booked through BookMyShow 15 times annually.

Note: Select ‘RBL Bank 10% Offer’ under Credit Card offers on BookMyShow to avail of this benefit.

Reward Points
  • Earn 1 Reward Point for every ₹100 spent on all your purchases except fuel.
  • Earn 20 Reward Points for every ₹100 when you use your card for grocery shopping. Maximum 1000 Reward Points in a month.
  • Reward Rate: 0.5% to 5%
Fuel Surcharge

Fuel surcharge waiver every month up to ₹100 at all stations.

Note: One can avail of fuel benefits only if the transactions are between ₹500 to ₹4000. Also, the maximum waiver can be up to ₹100 every month.

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

47.88%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

40%

Card Replacement Fee

₹200

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹ 0.25
Late Payment Charges

Balance below ₹100

₹ 0

Balance more than ₹100

12.5% of total due amount, subject to maximum ₹1300
Pros

Aspects that make this credit card amazing.

  1. Recovery of the joining fee in the form of 2000 Reward Points as a welcome bonus.
  2. Availability of fuel surcharge waiver every month.
  3. 20 Reward Points received directly for every ₹100 grocery spend.
Cons

Aspects this credit card lacks.

  1. A cap of 1000 reward points on groceries per month.
  2. Only 1 reward point available per ₹ 100 spend.
  3. To avail of the welcome benefits, users must fulfil the terms and conditions.
  4. Fuel-based linked reward points are not available anymore.
RBL Bank Shoprite Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3.5)

Rewards

(3.5)

Customer Service

(3.5)

RBL Bank Shoprite Credit Card Review

RBL Shoprite is a credit card that can be an excellent option for those who are just starting out and looking for a card that offers decent benefits on groceries and entertainment. With this card, you can earn rewards points on every purchase you make, which can be redeemed for a variety of benefits such as discounts on groceries, movie tickets, and more.

However, if you already have a credit card with a good base reward rate like HDFC Regalia or SBI Card PRIME, then the benefits offered by RBL Shoprite may not be significant enough to justify getting another credit card. In such a scenario, it would be better to stick with your existing card and continue earning rewards points on your purchases.

Overview

Best For Grocery shopping and reward points
Joining Fee ₹500 + Applicable Taxes
Renewal Fee

₹500 + Applicable Taxes

(waived off on a spend of ₹1,50,000  the previous year)

Welcome Benefits 2,000 Reward Points

Who should get the RBL Shoprite Credit Card?

People who love shopping, watching movies, and buying groceries should surely purchase the ShopRite Credit Card from RBL Bank. The benefits do not end there. It also provides a fuel surcharge waiver every month. In addition to that, it gives 2,000 reward points as a welcome bonus. If that is not enough, it also has a reward program where the user will earn a reward point on all their spending (except fuel).

If a user wants to make their grocery shopping, movie watching, and other expenses a rewarding one, they should undoubtedly apply for this credit card.

Reward Program and Redemption

TYPE REWARD POINT
Other Purchases (Every ₹100)
1
Grocery Purchases (Every ₹100) 20

Note: 1 Reward Point = ₹0.25

How to apply for an RBL Bank Shoprite Credit Card?

Applying for the RBL ShopRite Credit Card is easy as it is available in both offline and online processes. To enrol through the offline process, all one has to do is visit the RBL Bank branch nearby. Fill in the required application form, provide official documents to complete KYC formalities, and pay the annual fee.

However, if a user wants to apply for a credit card online by sitting in the comforts of their home, then they should follow the below-listed steps:

  • Visit the official website of RBL Bank.
  • Click on the menu option and go to "Personal Banking" and select "credit card".
  • Find the RBL ShopRite Credit Card on the list.
  • Once clicked on the RBL ShopRite Credit Card option, it will show a summary of the benefits the card has to offer.
  • Click on "Apply Now" and fill the necessary detail asked
  • Once all the details are filled in, hit the ‘Submit’ button
  • Take a screenshot of the screen or save/print the acknowledgment for future reference.

RBL Bank Shoprite Credit Card Eligibility

Applicants must be 18 years of age and have a stable income source to be eligible for this credit card. 

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
RBL Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

RBL Bank

RBL Bank Credit Card Customer Care Number:

22 6232 7777

RBL Bank Card Offers:

View Offers

Total Cards:

51,61,788
RBL Bank Credit Card News

We are looking for some news yet.

RBL Bank Shoprite Customer Reviews

No Customer reviews yet. Be the first to review this card.

Frequently Asked Questions

The foreign currency charge on the Rbl ShopRite credit card is 3.5%.

 If your RBL Bank credit card is stolen, call them right away at their Toll-Free 24-Hour Bank by Phone at 1800 121 9050 to speak with a customer care representative and let them know so that they can immediately restrict the usage of that card. Do send an email in response to this call.

By going to www.rblrewards.com and taking the few easy steps listed below, you can redeem the reward points you earn using your RBL Bank ShopRite credit card:

Once there, enter your username and password to log in.

You'll notice a variety of alternatives, including travel, lodging, charging, shopping, and presents.

Choose the option for which you want to exchange your points.1 RP = Rs. 0.25

Please Note A redemption fee of Rs. 99 must be paid for each redemption request.

 

Similar Credit Cards

IDFC FIRST Bank Select (4.8) Full Details

Regular
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%

IDFC FIRST Bank Wow (4.7) Full Details

Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%

Axis Bank Reserve (4.7) Full Details

Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.20

Joining Fee

₹ 50,000

Annual Fee

₹ 50,000

Annual Percentage Rate

42.58%

HDFC Bank Regalia (4.6) Full Details

Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹ 2500

Annual Fee

₹ 2500

Annual Percentage Rate

43.2%

IDFC FIRST Bank Wealth (4.6) Full Details

Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%