Do you love staying in luxurious hotels while travelling? If yes, you can now indulge in lavish stays while also earning rewards with India's first hotel co-branded Marriott Bonvoy HDFC Bank Credit Card! For a joining and annual fee of just ₹3,000, you get a free Night Award as a welcome gift, 10 Elite Night Credits under the Marriott Bonvoy Program, and much more. With a reward rate of 0.6% to 2%, this card offers some exciting milestone benefits, too. Keep reading to find out more! 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹ 3,000Annual Fee
₹ 3,000Annual Percentage Rate
43.20%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.5 %Cash Advance Limit
40%Card Replacement Fee
₹ 100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.80Balance below ₹100
NilBalance from ₹100 to ₹500
₹100Balance from ₹501 to ₹5000
₹500Balance from ₹5001 to ₹10000
₹600Balance from ₹10001 to ₹25000
₹800Balance from ₹25001 to ₹50000
₹1100Balance more than ₹50000
₹1300Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
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HDFC Bank Credit Card Customer Care Number:
1800 202 6161 / 1860 267 6161HDFC Bank Card Offers:
View OffersTotal Cards:
2,28,33,425Summary of HDFC Bank's New Credit Card Rules Effective from August 1, 2024
HDFC Bank is introducing new rules and charges for its credit card customers starting August 1, 2024:
Rental Transactions: A 1% fee, capped at Rs 3,000 per transaction, will be applied when paying rent through platforms such as CRED, PayTM, Cheq, MobiKwik, Freecharge, etc.
Fuel Transactions:
International/Cross Currency Transactions: A 3.5% markup fee will be levied. The markup fee remains at 2% for premium cards such as Infinia, Diners Black, etc., and 2.5% for 6E Rewards Indigo XL.
Late Payment Fees have been revised as follows:
Rewards Redemption towards Statement Credit: A Rs 50 redemption fee applies, not applicable to premium cards like Infinia, Diners Black, etc.
Finance Charges: A finance charge of 3.75% per month is applicable if the full amount isn't paid, relevant to all transactions. For premium cards, the finance charge is 1.99% per month.
Easy-EMI Processing Fee: A charge of up to Rs 299 for availing the Easy-EMI option at any store.
All fees are subject to GST, and the merchant category codes are defined by the network (Visa, Mastercard, etc.), not HDFC Bank. Charges described do not apply to Pixel Credit cards, with only the Rental Transaction Charge applicable to Commercial Credit Cards.
HDFC Bank has announced some changes to their credit card fees and rewards structure, effective from August 1, 2024. Here's a summary of the key changes:
There's good news for Swiggy HDFC Bank credit cardholders! In May 2024, HDFC Bank announced a major change to the cashback program. Previously, the cashback earned was credited as Swiggy Money, restricting users from spending it on the Swiggy app. Now, the cashback is directly applied to your credit card statement, offering more flexibility. This update makes the Swiggy HDFC Bank credit card a more attractive option for those who frequently order food and groceries on Swiggy.
Here are some additional details to consider:
HDFC Bank has introduced the Pixel Play Credit Card, India's first virtual credit card, with unique features like:
Who can apply?
The cards come in four variants - BizFirst, BizGrow, BizPower, and BizBlack - and offer benefits like interest-free credit periods, rewards on business spend, and insurance coverage.
Starting from 1 December, the lounge access program will be tied to one's credit card spending. To avail of the lounge benefits, a credit card user must spend Rs. 1 lakh or more in a single calendar quarter, i.e., January-March, April-June, July-September, October-December. Only two complimentary lounge access vouchers will be available per quarter as part of the milestone benefit for users.
HDFC Bank has introduced the upgraded HDFC Diners Club Metal Edition Credit Card, setting it apart from the previous HDFC Diners Club Black Credit Card. The key differentiators between the two cards are as follows:
This revamped credit card caters to the evolving preferences and spending patterns of customers, providing additional perks and benefits.
HDFC Bank and Marriott International have launched a co-branded credit card in India, called the Marriott Bonvoy HDFC Bank Diners Club International Credit Card. The card is the first hotel co-branded credit card in India. It offers a number of benefits to cardholders, including:
Swiggy is reportedly teaming up with HDFC Bank to introduce a co-branded credit card. By doing so, Swiggy would join the increasing number of e-commerce platforms like Flipkart, Myntra, and Paytm, which have already launched their own co-branded credit cards.
Swiggy's strategic decision to venture into the co-branded credit card space is aimed at strengthening customer loyalty and involvement by offering supplementary advantages and incentives through the card.
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Reward Rate
-Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%/Select/CreditCards/0f6ccfd586884b3ba86c71ec1a0c5f45.png)
Reward Rate
-Joining Fee
₹12,500Annual Fee
₹12,500Annual Percentage Rate
23.88%/Select/CreditCards/01e6515225564c59bf191dab7dc92b56.png)
Reward Rate
-Joining Fee
₹5,000Annual Fee
₹5,000Annual Percentage Rate
52.86%/Select/CreditCards/89137c4a60ff4fd2a73205b53a845ad8.png)
Reward Rate
-Joining Fee
₹ 3,500Annual Fee
₹ 5,000Annual Percentage Rate
42%/Select/CreditCards/53d1a569ed7b4b24aef7008a3c996912.png)
Reward Rate
-Joining Fee
₹700Annual Fee
₹700Annual Percentage Rate
42%Yes, you can use your HDFC Marriott Bonvoy Credit Card for international transactions. However, you will be charged a foreign transaction fee of 3.5% of the transaction amount for every international purchase.
There are two ways to become eligible for complimentary Marriott Bonvoy Silver Elite Status:
Elite Night Credits (ENCs) are a measure of your activity in the Marriott Bonvoy loyalty program. You can earn ENCs by staying at eligible Marriott Bonvoy properties, and you can use them to qualify for elite status in the program.
You can get additional cards for your family members with the HDFC Marriott Bonvoy Credit Card. Each additional cardholder will receive their own card with their own account number, but all of the additional cards will be linked to your primary account. This means that you will be responsible for all of the charges on all of the cards.
To apply for additional cards, you can call HDFC Bank customer service or log into your HDFC Bank net banking account. You will need to provide the following information for each additional cardholder:
Once you have applied for additional cards, HDFC Bank will process your application and send the cards to you within a few days.
The annual fee for the HDFC Marriott Bonvoy Credit Card is Rs. 3,000 plus taxes. Unlike other credit cards, this one has no annual fee waiver option.
Yes, you can redeem your Marriott Bonvoy Points for free hotel stays at any of the 7,000+ Marriott Bonvoy hotels and resorts worldwide. The number of points required for a free night stay varies depending on the category of the hotel and the time of year.
To redeem your Marriott Bonvoy Points for a free hotel stay, you can visit the Marriott Bonvoy website or mobile app and search for hotels and dates that are available for redemption. Once you have found a hotel and dates that you want, you can click on the "Redeem Now" button to book your stay.
You can earn Marriott Bonvoy Points with the HDFC Marriott Bonvoy Credit Card in the following ways:
Yes, Cardmember can earn up to 5% cashback on Smartbuy on the usage of Marriott Bonvoy HDFC Bank Credit Card.
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