Marriott Bonvoy HDFC Bank Credit Card - Features, Benefits, Fees & Charges

Marriott Bonvoy HDFC Bank Credit Card (4)

Co-Branded Best For: Marriott Customers
From
Powered By

Do you love staying in luxurious hotels while travelling? If yes, you can now indulge in lavish stays while also earning rewards with India's first hotel co-branded Marriott Bonvoy HDFC Bank Credit Card! For a joining and annual fee of just ₹3,000, you get a free Night Award as a welcome gift, 10 Elite Night Credits under the Marriott Bonvoy Program, and much more. With a reward rate of 0.6% to 2%, this card offers some exciting milestone benefits, too. Keep reading to find out more! 👇

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus
  • One Free Night Award worth up to 15,000 Marriott Bonvoy points to be redeemed for a one-night stay at participating Marriott Bonvoy hotels.
  • Marriott Bonvoy Silver Elite status and 10 Elite Night credits to accelerate cardholders' journey with Marriott Bonvoy upon successful sign-up.
     
Lounge Access

12 Free access within and outside India (both at domestic and international terminals) using the Marriott Bonvoy HDFC Bank Credit Card each year.
 

Reward Points
  • Earn 8 Marriott Bonvoy Points per ₹150 spent at hotels participating in Marriott Bonvoy.
  • Earn 4 Marriott Bonvoy Points per ₹150 spent on travel, dining & entertainment.
  • Earn 2 Marriott Bonvoy Points per ₹150 spent on all other applicable purchases.
  • Reward Rate- 0.6% to 2%
Milestone Benefit

One Free Night Award worth up to 15,000 Marriott Bonvoy points on spending ₹6 lakhs, ₹9 lakhs and ₹15 lakhs respectively.

Concierge Services

Enjoy the 24/7 Concierge Services on your Marriott Bonvoy HDFC Bank Credit Card. Call on 18003093100 or email at Support@marriotthdfcbank.co.

Zero Lost Card Liability

In the unfortunate event that you lose your Marriott Bonvoy HDFC Bank Credit Card, you are not responsible for any fraudulent charges made on your Credit Card as long as you notify our 24-hour call centre right away.

Insurance Benefit
  • Delay or loss of checked-in baggage cover of up to $250.
  • Loss of travel documents cover of up to $250.
  • Flight delay cover of up to $250.
  • Air accidental cover of up to $12,500.
  • Emergency medical expenses up to $18,750.
  • Credit shield of up to ₹100,000.
  • Loss liability cover of up to ₹100,000.
Other Benefit

2 free golf course access and 2 golf lessons per quarter.

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹ 3,000

Annual Fee

₹ 3,000

Annual Percentage Rate

43.20%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.5 %

Cash Advance Limit

40%

Card Replacement Fee

₹ 100

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹0.80
Late Payment Charges

Balance below ₹100

Nil

Balance from ₹100 to ₹500

₹100

Balance from ₹501 to ₹5000

₹500

Balance from ₹5001 to ₹10000

₹600

Balance from ₹10001 to ₹25000

₹800

Balance from ₹25001 to ₹50000

₹1100

Balance more than ₹50000

₹1300
Pros

Aspects that make this credit card amazing.

  1. Redeem Marriott Bonvoy Points for free hotel stays, flights, and merchandise at any of the 7,000+ Marriott Bonvoy hotels and resorts worldwide.
  2. Access to the dedicated Elite Member line for customer service.
  3. Free airport lounge access and golf lessons.
Cons

Aspects this credit card lacks.

  1. No annual fee waiver.
  2. No Marriott points for Fuel,Smart EMI, Wallet loads and Cash Advances.
  3. High foreign currency charges.
  4. It takes 12 weeks following the Credit Card billing cycle for Points to be added to the Marriott Bonvoy Member Account.
Marriott Bonvoy HDFC Bank Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3.5)

Rewards

(4)

Customer Service

(4)

Marriott Bonvoy HDFC Bank Credit Card Review

The HDFC Bank Marriott Bonvoy Credit Card is a good card for people who frequently stay at Marriott hotels and want to earn rewards towards free stays. It offers a welcome benefit of a free award night and additional award nights on spending milestones. Cardholders also get complimentary Silver Elite status, which offers discounts on hotel stays, free breakfast, and other benefits. However, its features are limited to co-branded hotel bookings only and it has no general travel benefits. It's also worth noting that the card has no annual fee waiver option. 
You can consider other credit cards offering benefits on Marriott Hotels like:

  1. HDFC Bank Infinia Credit Card
  2. Axis Bank Reserve Credit Card
  3. American Express Membership Reward Credit Card

Overview

Best for  Travel 
Joining Fee  ₹3,000 + Applicable Taxes
Annual Fee  ₹3,000 + Applicable Taxes
Welcome Benefits  1 Free Night Award on payment of joining fee. | Free Marriott Bonvoy Silver Elite Status. | 10 Elite Night Credits (ENCs) under the Marriott Bonvoy Program.
Card Network  Diners Club International

Reward Points on Marriott Bonvoy HDFC Bank Credit Card

Spend Category Points per ₹150 Monthly Spending Threshold
Marriott Bonvoy properties, standalone Marriott branded retail establishments, and Marriott branded online stores 8 ₹10 lakh
Travel, dining, and entertainment 4 ₹5 lakh
All other eligible purchases 2 None

Who should get a Marriott Bonvoy HDFC Bank Credit Card?

The Marriott Bonvoy HDFC Bank Credit Card is a good card for people who:

  • Frequently stay at Marriott hotels.
  • Want to earn rewards towards free stays.
  • Value the benefits of complimentary Silver Elite status, such as discounts on hotel stays and free breakfast.
  • You can spend at least ₹6 Lakh a year to up to ₹15 Lakh with this card.
  • You can utilize the co-branded reward redemption options offered on the card.

How to apply for a Marriott Bonvoy HDFC Bank Credit Card?

  1. Visit the HDFC Bank website and click on the "Credit Cards" tab.
  2. Scroll down to the "Co-Brand Cards" section and click on the "Marriott Bonvoy HDFC Bank Credit Card" link.
  3. Click on the "Apply Now" button.
  4. Enter your personal details, such as your name, contact information, and date of birth.
  5. Enter your financial details, such as your income and employment status.
  6. Review your application and submit it.
    Once you have submitted your application, HDFC Bank will review it and make a decision. If you are approved, you will receive your credit card in the mail within a few weeks.

Marriott Bonvoy HDFC Bank Credit Card Eligibility

  • Salaried Indian National:
    • Age: Min 21 years & Max 60 Years
    • Gross Monthly Income> ₹1,00,000
  • Self-Employed Indian National:
    • Age: Min 21 years & Max 65 Years
    • Income: ITR > ₹15 Lakhs per annum.

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
HDFC Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

HDFC Bank

HDFC Bank Credit Card Customer Care Number:

1800 202 6161 / 1860 267 6161

HDFC Bank Card Offers:

View Offers

Total Cards:

10,17,450
HDFC Bank Credit Card News
29 Jul 2024, Monday
1. HDFC Bank Introduces Changes to Credit Card Rules Effective August 1

Summary of HDFC Bank's New Credit Card Rules Effective from August 1, 2024

HDFC Bank is introducing new rules and charges for its credit card customers starting August 1, 2024:

  • Rental Transactions: A 1% fee, capped at Rs 3,000 per transaction, will be applied when paying rent through platforms such as CRED, PayTM, Cheq, MobiKwik, Freecharge, etc.

  • Fuel Transactions:

    • Consumer Cards: No extra fees for transactions below Rs. 15,000. A 1% fee, capped at Rs 3,000, for transactions above Rs 15,000.
    • Business Cards: No additional fee for transactions below Rs. 30,000. A 1% fee, capped at Rs 3,000, for spending over Rs 30,000 per transaction.
  • International/Cross Currency Transactions: A 3.5% markup fee will be levied. The markup fee remains at 2% for premium cards such as Infinia, Diners Black, etc., and 2.5% for 6E Rewards Indigo XL.

  • Late Payment Fees have been revised as follows:

    • Rs 0 for outstanding < = Rs 100
    • Incremental fees ranging from Rs 100 to Rs 1,300 for outstanding amounts of Rs 101 to over Rs 50,000.
  • Rewards Redemption towards Statement Credit: A Rs 50 redemption fee applies, not applicable to premium cards like Infinia, Diners Black, etc.

  • Finance Charges: A finance charge of 3.75% per month is applicable if the full amount isn't paid, relevant to all transactions. For premium cards, the finance charge is 1.99% per month.

  • Easy-EMI Processing Fee: A charge of up to Rs 299 for availing the Easy-EMI option at any store.

All fees are subject to GST, and the merchant category codes are defined by the network (Visa, Mastercard, etc.), not HDFC Bank. Charges described do not apply to Pixel Credit cards, with only the Rental Transaction Charge applicable to Commercial Credit Cards.

    

29 Jun 2024, Saturday
2. HDFC Bank credit cards to charge fee for rent, education payments via third-party apps from August 1

HDFC Bank has announced some changes to their credit card fees and rewards structure, effective from August 1, 2024. Here's a summary of the key changes:

  • Charges for using third-party apps: There will be a 1% fee (capped at Rs 3,000) for using third-party payment apps like CRED, Paytm, etc. to pay rent or educational expenses with your HDFC credit card.
  • Changes in fees for high-value transactions:
    • A 1% fee (capped at Rs 3,000) applies to utility bill payments exceeding Rs 50,000 (Rs 75,000 for business cards) on consumer credit cards.
    • Fuel purchases above Rs 15,000 (Rs 30,000 for business cards) on consumer credit cards will incur a 1% fee (capped at Rs 3,000).
  • Revised rewards for Tata Neu cards: The cashback structure for UPI payments made using Tata Neu Infinity and Tata Neu Plus credit cards is changing. You'll earn more NeuCoins if you use the Tata Neu UPI ID compared to other UPI IDs.
22 May 2024, Wednesday
3. Swiggy HDFC Bank Credit Card cashback gets better

There's good news for Swiggy HDFC Bank credit cardholders! In May 2024, HDFC Bank announced a major change to the cashback program. Previously, the cashback earned was credited as Swiggy Money, restricting users from spending it on the Swiggy app. Now, the cashback is directly applied to your credit card statement, offering more flexibility. This update makes the Swiggy HDFC Bank credit card a more attractive option for those who frequently order food and groceries on Swiggy.

Here are some additional details to consider:

  • The new cashback structure applies to transactions made after June 21st, 2024.
  • You can still enjoy other benefits like the complimentary 3-month Swiggy One membership and World Tier Mastercard privileges.
16 May 2024, Thursday
4. HDFC Bank Launches Pixel Play: India's First Virtual Credit Card with Cashback Customisation

HDFC Bank has introduced the Pixel Play Credit Card, India's first virtual credit card, with unique features like:

  1. Customization: You can choose cashback merchants, card design and billing cycle date.
  2. Convenience: Entirely digital onboarding and management through HDFC Bank's PayZapp app.
  3. Benefits: Up to 5% cashback, contactless payments, in-app EMI conversion, and exclusive dining discounts.
  • 5% Cashback on choice of any two packs
    • Dining & Entertainment Category – BookMyShow & Zomato
    • Travel Category – MakeMyTrip & Uber
    • Grocery Category – Blinkit & Reliance Smart Bazaar
    • Electronics Category – Croma & Reliance Digital
    • Fashion Category – Nykaa & Myntra
  • 3% Cashback on choice of any one E-commerce merchant: Amazon or Flipkart or PayZapp
  • 1% Unlimited Cashback across all other spends

Who can apply?

  • For Salaried:
    • Age: Min 21 yrs & Max 60 Yrs
    • Income: Gross Monthly Income > Rs 25,000
  • For Self Employed
    • Age: Min 21 yrs & Max 65 Yrs
    • Income: ITR > Rs 6.0 Lakhs per annum
08 Feb 2024, Thursday
5. HDFC Bank launched a new range of business credit cards specifically for SMEs

The cards come in four variants - BizFirst, BizGrow, BizPower, and BizBlack - and offer benefits like interest-free credit periods, rewards on business spend, and insurance coverage.

  1. BizFirst: Entry-level card with 55 days interest-free period, 3% cashback on EMI spends, 2% on utilities & electronics, 1% on other spends. 
  2. BizGrow: Offers higher 5% cashback on business spends like GST, income tax, vendor payments, travel, business tools, and 1% on other spends. 
  3. BizPower: Premium card with 5X reward points on fuel spending, accelerated rewards on travel, dining, and utilities, and airport lounge access. 
  4. BizBlack: Flagship card with maximum rewards on all categories, complimentary airport lounge access, travel insurance, and other premium benefits. 
31 Oct 2023, Tuesday
6. Effective 1 December 2023, HDFC Bank will limit lounge access for Regalia Credit Card holders.

Starting from 1 December, the lounge access program will be tied to one's credit card spending. To avail of the lounge benefits, a credit card user must spend Rs. 1 lakh or more in a single calendar quarter, i.e., January-March, April-June, July-September, October-December. Only two complimentary lounge access vouchers will be available per quarter as part of the milestone benefit for users.

19 Oct 2023, Thursday
7. HDFC introduces enhanced Diners Club Metal Edition Credit Card

HDFC Bank has introduced the upgraded HDFC Diners Club Metal Edition Credit Card, setting it apart from the previous HDFC Diners Club Black Credit Card. The key differentiators between the two cards are as follows:

  • Annual Fee Waiver: The metal edition requires cardholders to spend 8 lakhs annually to enjoy an annual fee waiver, whereas the plastic card's threshold is 5 lakhs in annual spends.
  • Welcome Benefit: The new Metal Edition card offers a Swiggy One annual membership as a welcome benefit, replacing the earlier Forbes and MMT Black offerings. In contrast, the plastic card provided a 3-month Swiggy One membership, alongside Forbes and MMT Black.
  • Milestone Benefit: The Metal Edition introduces a new milestone benefit, granting cardholders 10,000 Bonus Reward Points on a quarterly basis. However, it no longer features the old benefits amongst cult.fit Live 1 month membership/ BookMyShow /TataCLiQ /Ola cabs vouchers worth Rs. 500

This revamped credit card caters to the evolving preferences and spending patterns of customers, providing additional perks and benefits.

24 Aug 2023, Thursday
8. HDFC Bank partners with Marriott Bonvoy to launch India's first 'hotel co-branded card'.

HDFC Bank and Marriott International have launched a co-branded credit card in India, called the Marriott Bonvoy HDFC Bank Diners Club International Credit Card. The card is the first hotel co-branded credit card in India. It offers a number of benefits to cardholders, including:

  • Complimentary Marriott Silver Elite Status
  • Up to 4 free night awards
  • Accelerated Marriott Bonvoy points earning on travel, dining, and entertainment
  • Airport lounge access
  • Travel insurance
05 Jul 2023, Wednesday
9. Swiggy to launch co-branded credit card with HDFC Bank.

Swiggy is reportedly teaming up with HDFC Bank to introduce a co-branded credit card. By doing so, Swiggy would join the increasing number of e-commerce platforms like Flipkart, Myntra, and Paytm, which have already launched their own co-branded credit cards.
Swiggy's strategic decision to venture into the co-branded credit card space is aimed at strengthening customer loyalty and involvement by offering supplementary advantages and incentives through the card.

Marriott Bonvoy HDFC Bank Customer Reviews

No Customer reviews yet. Be the first to review this card.

Frequently Asked Questions

Yes, you can use your HDFC Marriott Bonvoy Credit Card for international transactions. However, you will be charged a foreign transaction fee of 3.5% of the transaction amount for every international purchase.

There are two ways to become eligible for complimentary Marriott Bonvoy Silver Elite Status:

  • Stay for 10 nights at eligible Marriott Bonvoy properties in a calendar year.
  • Have an eligible Marriott Bonvoy credit card.

Elite Night Credits (ENCs) are a measure of your activity in the Marriott Bonvoy loyalty program. You can earn ENCs by staying at eligible Marriott Bonvoy properties, and you can use them to qualify for elite status in the program.

You can get additional cards for your family members with the HDFC Marriott Bonvoy Credit Card. Each additional cardholder will receive their own card with their own account number, but all of the additional cards will be linked to your primary account. This means that you will be responsible for all of the charges on all of the cards.

To apply for additional cards, you can call HDFC Bank customer service or log into your HDFC Bank net banking account. You will need to provide the following information for each additional cardholder:

  • Full name
  • Date of birth
  • Social Security number

Once you have applied for additional cards, HDFC Bank will process your application and send the cards to you within a few days.

The annual fee for the HDFC Marriott Bonvoy Credit Card is Rs. 3,000 plus taxes. Unlike other credit cards, this one has no annual fee waiver option.

Yes, you can redeem your Marriott Bonvoy Points for free hotel stays at any of the 7,000+ Marriott Bonvoy hotels and resorts worldwide. The number of points required for a free night stay varies depending on the category of the hotel and the time of year.

To redeem your Marriott Bonvoy Points for a free hotel stay, you can visit the Marriott Bonvoy website or mobile app and search for hotels and dates that are available for redemption. Once you have found a hotel and dates that you want, you can click on the "Redeem Now" button to book your stay.

  • Marriott Bonvoy Points earned during a billing cycle will be automatically transferred to your Marriott Bonvoy Member Account after the end of each billing cycle; please allow up to 12 weeks following the billing cycle for Points to be posted to your Marriott Bonvoy Member Account.
  • Additional Points received under the Marriott Bonvoy Program for stays at hotels participating in Marriott Bonvoy will be earned in accordance with the terms and conditions of the Marriott Bonvoy Program.

You can earn Marriott Bonvoy Points with the HDFC Marriott Bonvoy Credit Card in the following ways:

  • Earn 8 Marriott Bonvoy Points per Rs. 150 spent at eligible Marriott Bonvoy properties. This includes all Marriott brands, such as Marriott Hotels, Sheraton, Ritz-Carlton, and more.
  • Earn 4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining, and entertainment.
  • Earn 2 Marriott Bonvoy Points per Rs. 150 spent on all other eligible purchases.
  • Complimentary Marriott Bonvoy® Silver Elite Status
  • 10 Elite Night Credits (ENCs) under the Marriott Bonvoy Program
  • Earn up to 4 Free Night Awards (valued up to 15,000 Marriott Bonvoy points)
  • Earn 8 Marriott Bonvoy Points on every Rs.150 spent at hotels participating in Marriott Bonvoy
    (Non EMI Eligible Spends at hotels participating in Marriott Bonvoy)
  • Earn 4 Marriott Bonvoy Points on every Rs.150 spent on Travel, Dining& Entertainment
    Non EMI Eligible Spends on Travel, Dining and Entertainment Category)
  • Earn 2 Marriott Bonvoy Point on every Rs.150 spent for all other eligible spends

Yes, Cardmember can earn up to 5% cashback on Smartbuy on the usage of Marriott Bonvoy HDFC Bank Credit Card.