Select > Card Genie > Cards by Income > From 0 to 25000
When we say there is a card for you, we mean it. Checkout some cards we picked for Income Below ₹25000
Reward Point Value
₹0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Reward Point Value
₹0.25Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42%Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Reward Point Value
₹1Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Reward Point Value
NAJoining Fee
₹499Annual Fee
₹499Annual Percentage Rate
52.86%Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Reward Point Value
₹0.25Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42%Reward Point Value
₹0.25Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
42%Reward Point Value
₹1Joining Fee
₹700Annual Fee
₹700Annual Percentage Rate
42%Reward Point Value
₹1Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
43.20%Reward Point Value
₹0.25Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
47.88%Reward Point Value
₹0.20Joining Fee
₹250Annual Fee
₹250Annual Percentage Rate
52.86%Reward Point Value
₹1Joining Fee
₹ 5000Annual Fee
₹ 5000Annual Percentage Rate
45%Reward Point Value
₹ 0.25Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
47.88%Reward Point Value
₹0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Reward Point Value
₹ 0.25Joining Fee
₹ 500Annual Fee
₹ 500Annual Percentage Rate
40.80%Reward Point Value
₹0.20Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%Reward Point Value
₹0.20Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Reward Point Value
₹0.20Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
41.88%Reward Point Value
NAJoining Fee
₹49Annual Fee
₹49Annual Percentage Rate
45%Reward Point Value
₹0.25Joining Fee
₹2,999Annual Fee
₹2,999Annual Percentage Rate
42.00%Reward Point Value
₹0.25Joining Fee
₹350Annual Fee
₹350Annual Percentage Rate
45%Reward Point Value
NAJoining Fee
₹500Annual Fee
₹500Annual Percentage Rate
44.4%Reward Point Value
₹0.20Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
43.2%Reward Point Value
NAJoining Fee
₹499Annual Fee
₹499Annual Percentage Rate
45%Reward Point Value
₹ 0.25Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
43.20%Reward Point Value
₹0.20Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
52.86%Reward Point Value
₹0.25Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42%Reward Point Value
₹ 0.25Joining Fee
₹2,999Annual Fee
₹2,999Annual Percentage Rate
41.88%Reward Point Value
₹0.25Joining Fee
₹2,999Annual Fee
₹2,999Annual Percentage Rate
42%Reward Point Value
NAJoining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%Reward Point Value
₹1Joining Fee
₹500Annual Fee
NilAnnual Percentage Rate
40.8%Reward Point Value
₹0.30Joining Fee
₹ 499Annual Fee
₹ 499Annual Percentage Rate
42.00%Reward Point Value
₹0.96Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
43.2%Reward Point Value
₹0.25Joining Fee
₹1,499Annual Fee
₹1,499Annual Percentage Rate
42%Reward Point Value
₹ 0.30Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
45%Reward Point Value
₹1Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%Reward Point Value
₹0.20Joining Fee
₹ 1500Annual Fee
₹ 1500Annual Percentage Rate
52.86%Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
43.08%Reward Point Value
NAJoining Fee
₹ 500Annual Fee
₹ 500Annual Percentage Rate
45%Reward Point Value
₹ 0.75Joining Fee
₹9999Annual Fee
NilAnnual Percentage Rate
46%Reward Point Value
₹0.25Joining Fee
NilAnnual Fee
₹ 999Annual Percentage Rate
47.88%Reward Point Value
₹0.25Joining Fee
₹ 499Annual Fee
₹ 499Annual Percentage Rate
42%Reward Point Value
₹0.25Joining Fee
₹399Annual Fee
₹399Annual Percentage Rate
45.60%Reward Point Value
₹0.50Joining Fee
₹249Annual Fee
NilAnnual Percentage Rate
46%Reward Point Value
₹0.85Joining Fee
₹3,000Annual Fee
NilAnnual Percentage Rate
46%Reward Point Value
0Joining Fee
₹ 999Annual Fee
₹ 999Annual Percentage Rate
42%Reward Point Value
₹0.25Joining Fee
NilAnnual Fee
NilAnnual Percentage Rate
52.86%Reward Point Value
₹0.20Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%Reward Point Value
₹ 0.25Joining Fee
₹ 7,999Annual Fee
₹ 7,999Annual Percentage Rate
23.88%Reward Point Value
₹ 1Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
45%Reward Point Value
2%Joining Fee
₹199Annual Fee
₹199Annual Percentage Rate
43.08%Reward Point Value
₹0.25Joining Fee
₹2000Annual Fee
₹2000Annual Percentage Rate
47.88%Reward Point Value
₹1Joining Fee
₹1,499Annual Fee
₹1,499Annual Percentage Rate
42%Reward Point Value
₹ 0.20Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
45%The average annual income requirement for salaried and self-employed individuals is between Rs. 144,000 and Rs. 25,000,000. However, depending on the credit card type, each bank has its own eligibility criteria.
A variety of credit cards are available from various banks throughout the country. For people in this situation, low-income credit cards are ideal. A low-income credit card provides numerous benefits, such as lower annual fees, reward points with every purchase, and fuel benefits. These cards are also excellent for establishing credit and improving credit scores, which can lead to better financial opportunities in the future. However, they must be used responsibly to avoid accumulating debt that cannot be paid off.
Many banks in the country offer credit cards to low-income people. You can apply for a low-income credit card at any bank branch. An application form, as well as all required documents, must be submitted. The credit card will be sent to you after the bank verifies the application form and documents.