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When we say there is a card for you, we mean it. Checkout some cards we picked for Income Below ₹25,000
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Reward Rate
0.2% to 1.6%Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/7d7c30f188874aabb27f78c6b61f2ddf.png)
Reward Rate
0.25% to 2.5%Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42%/Select/CreditCards/30cf9dcca3494024a4ee6c8de1e36199.png)
Reward Rate
0.67%Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/e02859f31bcd42eeb3cce06d11ba8568.png)
Reward Rate
1% to 5%Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/d7ee4da300c948cb9213cd6f25c8b8fc.png)
Reward Rate
2% to 5%Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
52.86%/Select/CreditCards/6e6518a5221a4b98bd5aed0b396ec046.png)
Reward Rate
0.75% to 2.5%Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/778a6bf4efb4478ba56684b5fda80b7a.png)
Reward Rate
0.7% to 1.7%Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42%/Select/CreditCards/621b5e571f294213ad9be1f30496fe2d.jpg)
Reward Rate
0.5%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
42%/Select/CreditCards/53d1a569ed7b4b24aef7008a3c996912.png)
Reward Rate
1% to 10%Joining Fee
₹700Annual Fee
₹700Annual Percentage Rate
42%/Select/CreditCards/2ee5fa2db90b4b3ca6c79d28a7463e58.png)
Reward Rate
1% to 10%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
43.20%/Select/CreditCards/2e9b94ea6743400f851685af897573ed.png)
Reward Rate
0.5% to 1.25%Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
47.88%/Select/CreditCards/ce05f62da9114092ba5489f0899c73c2.png)
Reward Rate
0.1%Joining Fee
₹250Annual Fee
₹250Annual Percentage Rate
52.86%/Select/CreditCards/52a47359b4014603ab15ef7f4e86d48b.png)
Reward Rate
3.3%Joining Fee
₹ 5000Annual Fee
₹ 5000Annual Percentage Rate
45%/Select/CreditCards/151faa18af564ae7a135911879b09216.png)
Reward Rate
0.5% to 5%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
47.88%/Select/CreditCards/52f487ac7d3745ac9d67f3c6ec7c8869.png)
Reward Rate
0.2% to 4%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%/Select/CreditCards/983c4515e33e4bb5b391e6173d693768.png)
Reward Rate
0.5% to 1.6%Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/65ccbc8264434f4aac9b368defa37cec.png)
Reward Rate
0.5% to 1.67%Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/8888b9755a9a43079ac5f272e21e4991.png)
Reward Rate
0.25%Joining Fee
₹ 500Annual Fee
₹ 500Annual Percentage Rate
40.80%/Select/CreditCards/f4b0def17be34297b5acbee7584a5c1b.png)
Reward Rate
0.4%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%/Select/CreditCards/8680108fcfb74d9c97bdfc11eafda68b.png)
Reward Rate
2% to 4%Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
45%/Select/CreditCards/cf0e86ed4eb24bb2ab4428c58ec1ab99.png)
Reward Rate
up to 20%Joining Fee
₹49Annual Fee
₹49Annual Percentage Rate
45%/Select/CreditCards/c10fbc5ed32c4ae8864f48d0b14ad779.png)
Reward Rate
up to 2.5%Joining Fee
₹2,999Annual Fee
₹2,999Annual Percentage Rate
42.00%/Select/CreditCards/4f8ab4c1fa6843f4b46fbb6887b57145.png)
Reward Rate
0.5% to 20%Joining Fee
₹350Annual Fee
₹350Annual Percentage Rate
45%/Select/CreditCards/264ac1c887674d1c8f4a0eb09d22f81e.png)
Reward Rate
1.25% to 7.5%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
44.4%/Select/CreditCards/8dd49984c71b4cc4866f76f0d2f8e2a1.png)
Reward Rate
0.25%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
43.2%/Select/CreditCards/f5ec491ebb9440bb894d796624d7416c.png)
Reward Rate
up to 2%Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
45%/Select/CreditCards/326a3f0e9b2c4a0d90e9553b7415f33c.png)
Reward Rate
up to 3.3%Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
52.86%/Select/CreditCards/d9cffa175c6845e2b7452b48138cfef0.png)
Reward Rate
0.25% to 3.25%Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42%/Select/CreditCards/abe8a899731b457087d0d2c5b26d49c9.png)
Reward Rate
3.3%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
43.20%/Select/CreditCards/ff914e3dd49b4dc4b245b955995ddef5.png)
Reward Rate
1.5% to 5%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%/Select/CreditCards/daf99a3dfbcf4ba294897f00df92957b.png)
Reward Rate
0.5% to 3%Joining Fee
₹2,999Annual Fee
₹2,999Annual Percentage Rate
41.88%/Select/CreditCards/9e0ed704ec3548e98d48afb339bfdc2b.png)
Reward Rate
0.5% to 5%Joining Fee
₹2,999Annual Fee
₹2,999Annual Percentage Rate
42%/Select/CreditCards/306df0cb576c4c96a958bd233cf8213f.png)
Reward Rate
up to 3%Joining Fee
₹500Annual Fee
NilAnnual Percentage Rate
40.8%/Select/CreditCards/73ea8b2296d04738b5044e275931dcb7.png)
Reward Rate
1.25%Joining Fee
₹ 499Annual Fee
₹ 499Annual Percentage Rate
42.00%/Select/CreditCards/ad8c0642679c4d38bf973ba618d3cca4.png)
Reward Rate
0.67% to 5%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
43.2%/Select/CreditCards/dfcc8f0d88a64626bfd3dca66a2087a2.png)
Reward Rate
0.25% to 6.25%Joining Fee
₹1,499Annual Fee
₹1,499Annual Percentage Rate
42%/Select/CreditCards/1fe4f8276619408dacd790714b9b5c27.png)
Reward Rate
-Joining Fee
₹1,80,000Annual Fee
₹1,80,000Annual Percentage Rate
12.68%/Select/CreditCards/8df4cc22c464428a96f7dd2dee63cd65.png)
Reward Rate
1.5% to 4%Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%/Select/CreditCards/0b7966c8dffd4834a561f6612812bb91.png)
Reward Rate
0.3% to 2.4%Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
45%/Select/CreditCards/8d29055749bf481788895273bf175934.png)
Reward Rate
7%Joining Fee
₹5,000Annual Fee
₹5,000Annual Percentage Rate
40.80%/Select/CreditCards/2fd0c92debe147148e1921bb70beeb01.png)
Reward Rate
Up to 5%Joining Fee
₹ 1500Annual Fee
₹ 1500Annual Percentage Rate
52.86%/Select/CreditCards/146098219b1e4984b9aedf5f935254a2.png)
Reward Rate
0.75% to 1.5%Joining Fee
₹9999Annual Fee
NilAnnual Percentage Rate
46%/Select/CreditCards/7b8807c000ca4b1c9004c46ddfc6964a.png)
Reward Rate
up to 5%Joining Fee
₹ 499Annual Fee
₹ 499Annual Percentage Rate
42%/Select/CreditCards/f12a70d3fd4240d8aec990856e09b437.png)
Reward Rate
0.5% to 1%Joining Fee
₹399Annual Fee
₹399Annual Percentage Rate
45.60%/Select/CreditCards/9857448288024686adfedc20c5379ea5.png)
Reward Rate
0.3% to 5%Joining Fee
NilAnnual Fee
₹ 999Annual Percentage Rate
47.88%/Select/CreditCards/c5d3a263607146709c045b9f053b137e.png)
Reward Rate
0.25%Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
43.08%/Select/CreditCards/4ad3e083552948e1a181f22685520315.png)
Reward Rate
0.5% to 5%Joining Fee
₹ 500Annual Fee
₹ 500Annual Percentage Rate
45%/Select/CreditCards/c33c62f1c4e446799ca7ba3cc394913b.png)
Reward Rate
0.3% to 1.5%Joining Fee
₹249Annual Fee
NilAnnual Percentage Rate
46%/Select/CreditCards/8792d1879e534293a7a74ceb4231929c.png)
Reward Rate
0.5% to 1.5%Joining Fee
₹3,000Annual Fee
NilAnnual Percentage Rate
46%/Select/CreditCards/196ec0cbbaf94becadd89fc126720ad2.png)
Reward Rate
1% to 5%Joining Fee
₹ 999Annual Fee
₹ 999Annual Percentage Rate
42%/Select/CreditCards/8a056b72548445f4aac61dc1781411b5.png)
Reward Rate
1% to 25%Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%/Select/CreditCards/82a4bd792f774c54bcf4ca5cde23238c.png)
Reward Rate
3%Joining Fee
NilAnnual Fee
NilAnnual Percentage Rate
52.86%/Select/CreditCards/01ffc5df310d43c984477de2b7a70cde.png)
Reward Rate
1.25% to 5.5%Joining Fee
₹ 7,999Annual Fee
₹ 7,999Annual Percentage Rate
23.88%/Select/CreditCards/212b964abf70483d9948c48b8bfb868f.png)
Reward Rate
up to 2.6%Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
45%/Select/CreditCards/8be619bfffdf414891b9ef4c85614f15.png)
Reward Rate
1% to 2%Joining Fee
₹199Annual Fee
₹199Annual Percentage Rate
43.08%/Select/CreditCards/5c0ca20abc4548da9d7540a49e157391.png)
Reward Rate
3%Joining Fee
₹750Annual Fee
₹750Annual Percentage Rate
40.80%/Select/CreditCards/3256d2cafd9443209d81b70a11c01bbf.png)
Reward Rate
0.5% to 1.25%Joining Fee
₹2000Annual Fee
₹2000Annual Percentage Rate
47.88%/Select/CreditCards/06e9f0b649c847bd8493d05379942614.png)
Reward Rate
1.5%Joining Fee
₹1,499Annual Fee
₹1,499Annual Percentage Rate
42%/Select/CreditCards/b71a7afc9e2a455aa56ca6411c61e7b9.png)
Reward Rate
1.8%Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
45%The average annual income requirement for salaried and self-employed individuals is between Rs. 144,000 and Rs. 25,000,000. However, depending on the credit card type, each bank has its own eligibility criteria.
A variety of credit cards are available from various banks throughout the country. For people in this situation, low-income credit cards are ideal. A low-income credit card provides numerous benefits, such as lower annual fees, reward points with every purchase, and fuel benefits. These cards are also excellent for establishing credit and improving credit scores, which can lead to better financial opportunities in the future. However, they must be used responsibly to avoid accumulating debt that cannot be paid off.
Many banks in the country offer credit cards to low-income people. You can apply for a low-income credit card at any bank branch. An application form, as well as all required documents, must be submitted. The credit card will be sent to you after the bank verifies the application form and documents.
Select understands market trends and users' temperaments. That's why you can never go wrong with it.