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Reward Point Value
₹0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Access over 300 brand offers throughout the year! Enjoy discounts of up to 20% at over 1500 restaurants. Discover all the available offers!
Get a Buy 1 Get 1 offer on movie ticket bookings on PayTM app.
Up to 15% discount at 3000+ Health & Wellness outlets.
Insurance cover for:
Note- All these insurance benefits are subject to the bank’s criteria.
1% surcharge waiver on fuel transactions at petrol pumps across India, with a maximum discount of ₹300.
2 free Domestic airport lounge visits per quarter, on spending ₹20,000 every month. List of Eligible Lounges
Reward Point Value
1Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%5 Free Premium Economy Ticket Vouchers every anniversary year on crossing spend milestones of:
₹10,000 coverage on cancellations of flight and hotel bookings (up to 2 claims a year).
Interest-free cash withdrawals across ATMs globally (up to 48 days)
Reward Point Value
₹1Joining Fee
₹ 1,499Annual Fee
₹ 1,499Annual Percentage Rate
41.88%RuPay Card- 4 Free Lounge Access per calendar year (1 per Quarter) outside India.
In the unfortunate event of losing your Tata Neu Infinity HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
1% fuel surcharge waiver at all fuel stations across India. (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle)
Welcome bonus of 1499 Neu Coins, applicable on 1st transaction done within 30 days of card issuance.
Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%1% fuel surcharge waiver at all fuel stations across India, with a maximum benefit of ₹200/month.
5% Cashback on the first EMI transaction within 90 days of card activation.
Convert transactions above ₹2,500 into convenient EMI plans.
Note- It can be availed on the bank's OTP page for online transactions and is available for all transactions through the IDFC FIRST Mobile Banking App, excluding jewellery purchases.
20% discount at over 1500 restaurants.
Email ID: creditcard@idfcfirstbank.com
Reward Point Value
₹1Joining Fee
₹12,500Annual Fee
₹12,500Annual Percentage Rate
23.88%Up to 50 days of interest free period on your HDFC Bank Infinia Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
You can redeem your Reward Points on Smartbuy or Netbanking.
Reward Points can be redeemed for:
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹1,00,000.
Reward Point Value
₹ 0.20Joining Fee
₹ 50,000Annual Fee
₹ 50,000Annual Percentage Rate
42.58%50,000 Edge Reward Points on card activation and when the card membership is renewed every year.
Complimentary EazyDiner Prime membership.Savings of upto 25% across premium restaurants.
Note: Benefit is provided only to primary cardholders of Axis Bank Reserve credit card, and the customer has to activate the membership within 6 months of receiving the code.
Note:
• Benefit is capped to 4 complimentary airport transfers per primary cardholder.
• Bookings should be made at least 48 hours before the service time.
• Valid for domestic and international departures/arrivals.
Club ITC Culinaire Membership
Accor plus membership
Handcrafted Club Marriott Asia Pacific membership
Exclusive offers at Oberoi hotels and resorts
15% savings at Postcard hotels
Reward Point Value
₹0.20Joining Fee
₹ 2500Annual Fee
₹ 2500Annual Percentage Rate
43.2%Convenience fee waiver of 1% on all fuel transactions. The waiver on the convenience fee is applicable only for fuel transactions between ₹400 to ₹5,000. (Maximum waiver of ₹500 per statement cycle).
2,500 reward points on payment of joining and annual fee.
If the missing card is reported to the bank promptly, the cardholder is not responsible for fraudulent purchases.
HDFC Bank Regalia Credit Card comes with an option to convert your big spends into EMI after purchase.
Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Convert transactions of ₹2,500 or more into easy EMI.
1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.
Reward Point Value
₹1Joining Fee
₹60,000Annual Fee
₹60,000Annual Percentage Rate
42%Note: Hotels and resorts worldwide including the Four Seasons Hotels and Resorts, Mandarin Oriental, The Ritz-Carlton and more.
Access to over 1,300 premium airport lounges globally.
Stay vouchers worth ₹45,000 from Taj, SeleQtions and Vivanta Hotels.
Note: Benefits available on payment of annual fee and spending ₹50,000 in the first 2 months of Card membership.
Enjoy 24X7 Concierge services that assist users with travel reservations and other plans.
Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Note: Valid on doing at least one transaction using a card in the last 30 days.
15% discount at health & wellness outlets.
Dining discount of up to 20% at over 1500 restaurants.
1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.
4 complimentary Railway lounge visits per quarter.
Convert transactions of ₹2500 or more into easy EMI.
Reward Point Value
₹0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Free 16 Railway lounge visits annually (4 per quarter).
1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.
Note: Applicable only on transaction values between ₹200 & ₹5000.
10x reward points on all spending above ₹20,000.
6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹20,000 per month.
Reward Rate: 0.5% to 1.6%
Note: Reward Points are not awarded for transactions like fuel purchases, EMI transactions, loan payments, and cash withdrawals.
Get up to 20% off on meals at one of more than 1,500 restaurants.
Reward Point Value
₹0.20Joining Fee
₹12,500Annual Fee
₹12,500Annual Percentage Rate
42.58%Buy one ticket and get up to ₹500 off on the second ticket for a maximum of 5 movie/non-movie bookings in a month.
Fuel surcharge waiver of 1% for transactions between ₹400 to ₹4000.
Domestic Lounge Access
International Lounge Access
Enjoy up to 40% discount at over 4,000 restaurants across India.
Choose any one voucher worth ₹12,500 from below options:
Luxe gift card or The Postcard Hotels gift voucher or Yatra gift voucher
Reward Point Value
₹1Joining Fee
₹12,000Annual Fee
₹20,000Annual Percentage Rate
35.88%Emergency services and international travel insurance
30% off your bill with EazyDiner up to ₹1,250
Unlimited airport lounge access in India and internationally and 8 international guest visits
Low forex markup fee of 0.99% with no terms and conditions
Weekly BOGO offers from BookMyShow
Save 1% Fuel Surcharge at any pump, any place
Reward Point Value
₹0.25Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
47.88%Fuel surcharge waiver of ₹250 per month across all fuel stations.
Note: Valid on transactions between ₹500 and ₹4,000.
Make My Trip Voucher worth ₹3,000.
Gift cards worth ₹10,000 from brands like Taj, Amazon, Croma, etc. on a spend of ₹7.5 lahks in a year.
Complimentary golf rounds at selected golf courses in India.
Complimentary travel insurance that covers:
Reward Point Value
₹ 0.30Joining Fee
₹10,000Annual Fee
₹10,000Annual Percentage Rate
23.88%Redeem reward points for booking flight tickets/hotels across airlines and choice of hotels.
Note- Members can redeem up to 70% of booking value through reward points. Rest will have to be paid via Credit Card.
Note: 1 Reward Point = ₹1.
The maximum reward points that can be earned in a statement cycle is 75,000.
Up to 50 days of interest-free credit period on your HDFC Bank Diners Club Black Credit Card from the date of purchase.
6 free golf games every quarter across the finest courses in the world.
To book a golf game, reach out to the concierge via:
Call: 1800 118 887 | 022 42320226,
Email:dinersblack.support@smartbuyoffers.co
10,000 bonus reward points on spends of ₹4 lakh every calendar quarter.
Free annual Club Marriott, Amazon Prime, and Swiggy One membership on spending ₹1.5 lakh within the first 90 days of card issuance.
Unlimited airport lounge access to 1300+ lounges in India and worldwide for primary and add-on card members.
Get Global Personal Concierge 24/7.
Reward Point Value
₹ 0.25Joining Fee
₹ 500Annual Fee
₹ 500Annual Percentage Rate
40.80%The cardholders have 24x7 concierge services on offer to take care of your needs related to travel, hotel reservations, and delivery of movie tickets at your doorstep.
1% waiver on fuel surcharge
Note: Valid on a maximum expenditure of ₹4,000 per transaction at all HPCL pumps.
A discount of 25% on a minimum purchase of two movie tickets per transaction on BookMyShow.
Note- The offer is available twice a month.
20% discount (up to ₹750) on a minimum bill value of ₹3000 at EazyDiner.
1 complimentary access to domestic airport lounges per quarter by spending a minimum of ₹5,000 or above on the card in the previous calendar quarter.
The card offers air accident insurance of up to ₹3 crore.
Reward Point Value
₹0.50Joining Fee
₹5,000Annual Fee
₹10,000Annual Percentage Rate
42.00%If you report any unauthorised use of the credit card within 3 working days of the fraud, the liability to American Express will be nil. If reported beyond 3 working days, the maximum liability will be limited to ₹1000.
Enjoy 24x7 services for all card-related assistance.
Air accident cover for up to ₹1 crore.
11,000 Membership Reward Points on spending ₹30,000 within 90 days of card membership.
0% convenience fee for HPCL transactions less than ₹5,000,1% fee per transaction is applicable for all HPCL transactions on and above ₹5,000.
Reward Point Value
₹1Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
23.88%5000 Bonus Reward Points on paying annual/renewal membership fees from 2nd year onwards.
1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country. (Maximum of ₹1000 per statement cycle)
Get airport VIP check-in with 4 free services per annum (max 1 per calendar quarter).
Choose from a range of Luxury brand vouchers or Reward Points worth ₹5,000 on card activation.
Customize your travel, entertainment, and leisure experiences with their Global Concierge Assistance.
Reward Point Value
₹0.20Joining Fee
₹2,500Annual Fee
₹2,500Annual Percentage Rate
43.20%Get up to 20% savings on all your restaurant bill payments via Swiggy Dineout.
12 free lounge access within India (both at domestic and international terminals) using the HDFC Bank Regalia Gold Credit Card.
If you report the loss of your HDFC Bank Regalia Gold Credit Card to our 24-hour call centre right away, you will not be held responsible for any unauthorised purchases made with your Credit Card.
Reward Point Value
0Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
52.86%2 Complimentary lounge access per quarter at selected airports in selected Indian cities.
Insurance cover of up to ₹1 lakh for loss of travel documents, and delay or loss of check-in baggage.
25% discount of up to ₹800 at partner restaurants across India.
3000 Bonus Club Vistara points on spending ₹75000 within 90 days from card issuance.
Get up to 4 complimentary Premium Economy tickets in a year as milestone benefit.
The user can contact the bank to convert a big credit purchase into EMIs on any transaction over ₹2,500.
A complimentary premium economy class ticket voucher after paying the joining fee.
Note: This is a one-way base fare waived ticker voucher.
Note: The card will be issued within 10 working days of paying the joining/annual payment.
Reward Point Value
₹0.20Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
52.86%Note- Priority Pass will renew on spending ₹3 Lakhs in preceding card anniversary year.
Buy one movie ticket and receive up to ₹300 off on the second on BookMyShow. Save up to 20% on eating expenses.
Amazon voucher worth ₹2,000 if the user makes the first purchase within 90 days of receiving the card.
Note- Service tax charged on fuel surcharge is non-refundable, and no reward points are earned on fuel transactions.
If the missing card is reported to the bank promptly, the cardholder is not responsible for fraudulent purchases.
Reward Point Value
₹0.20Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
52.86%1,500 Edge Reward Points on spending ₹30,000 per statement cycle
Click here for the cover and claim procedure.
5,000 EDGE Reward Points on spending ₹1,000 or more within 30 days of card issuance.
2 free domestic lounge access per quarter
Click here for the list of lounges.
1% fuel surcharge waiver on transactions between ₹400 to ₹5,000
Note:
Bouquet of membership up to ₹1,000 every anniversary year.
Note: The bank will communicate the bouquet of benefits once you repay the minimum due amount.
Reward Point Value
₹0.25Joining Fee
₹3,000Annual Fee
₹2,000Annual Percentage Rate
40.8%Under the Milestone Rewards Program, you get up to 15,000 Payback Points per year:
24x7 concierge service to take care of users' needs related to travel, hotel, booking cars and delivering movie tickets to the doorstep.
The services include:
2 free rounds of golf every month at the golf course of the user's choice.
Note: The benefit is subject to eligible spending on the ICICI Bank Rubyx Credit Card.
Gift vouchers worth ₹5000 on payment of the joining fee of the card, including:
25% discount up to ₹150 on purchasing a minimum of 2 movie tickets per transaction on BookMyShow and Inox.
Note: The offer is available twice a month on BookMyShow and Inox each.
2 free access per quarter to select airport lounges in India, on a Visa variant, by spending a minimum of ₹5,000 or above in the previous calendar quarter using the card.
Earn up to 6 Payback (rewards) points on every ₹100 spent on:
You can redeem your Payback Points from many options available, including movie and travel vouchers for lifestyle products, mobiles, appliances, and more.
Reward Rate: 0.25% to 1%
1% fuel surcharge waiver on fuel transactions at any fuel outlet
Reward Point Value
₹ 0.25Joining Fee
₹2,999Annual Fee
₹2,999Annual Percentage Rate
41.88%Customize your travel, entertainment, and leisure experiences with Global Concierge Assistance. Be it booking your travel, arranging a golf session, or planning a perfect anniversary dinner, it is available 24/7.
Vouchers worth ₹2000 on the minimum retail spend of ₹30,000 within 60 days of card setup.
1% Fuel Surcharge Waiver for fuel transactions done between ₹400 and ₹5,000 across all fuel stations in the country (Maximum ₹250 per statement cycle).
Reward Point Value
₹0.25Joining Fee
₹399Annual Fee
₹399Annual Percentage Rate
45.60%15% discount on selected restaurants.
Amazon voucher worth ₹500 on spending ₹1,000 within first 30 days.
1% surcharge waiver for transactions between ₹400 to ₹5,000.
Reward Point Value
₹1Joining Fee
₹2,00,000Annual Fee
NilAnnual Percentage Rate
46%Email: indulge.care@indusind.com
Reward Point Value
₹0.30Joining Fee
₹10,000Annual Fee
₹10,000Annual Percentage Rate
23.88%25% savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants), Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App.
With the HDFC Bank Diners Club Black Credit Card, you can change your large purchases into smaller monthly payments after you buy them.
Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members.
For Domestic Lounges, click here.
For International Lounges, click here.
All Diners Black card members can select any two monthly milestone benefits from a choice cult.fit Live 1- month subscription or BookMyShow or TataCLiQ or Ola cabs vouchers worth ₹500 every month provided your net spend ₹80,000 in a calendar month.
Find and book your flights and hotels easily! You can choose from over 150 airlines and various hotels in India and abroad at smartbuy.
Get 6 free golf games every quarter at over 15 golf courses in India and over 100 golf courses worldwide on Diners Black Credit Card.
For Domestic Golf Courses details, click here.
International Golf Courses, click here
Exclusive discounts at leading spas, salons, gyms and other wellness retreats. Click here to view details.
Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Diners Club Black Credit Card.
Call:1800118887 / Landline - 022 42320226
Up to 50 days of interest-free credit period on your HDFC Bank Diners Club Black Credit Card from the date of purchase.
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400. Max CashBack of ₹1000 per statement cycle)
Free annual memberships of Forbes Digital Subscription, Club Marriott, Swiggy One (3 months), MakeMyTrip Black Elite Tier and Amazon Prime on payment of the joining fee or by spending ₹1.5 lakhs within the first 90 days.
Reward Point Value
₹ 0.75Joining Fee
₹9999Annual Fee
NilAnnual Percentage Rate
46%Complimentary golf sessions once a month and Private golf lessons available from time to time.
Reward Point Value
₹0.25Joining Fee
₹1,499Annual Fee
₹1,499Annual Percentage Rate
42%Free Fraud Liability cover of ₹1 Lakh.
6000 bonus reward points equivalent to ₹1500 on payment of annual fees.
E-Gift Vouchers worth ₹2,000 from Aditya Birla Fashion Or Yatra Or Bata/Hush Puppies on annual spends of ₹3 Lakhs.
Aditya Birla Fashion voucher can be redeemed at these brand stores only - Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter.
Reward Point Value
₹0.25Joining Fee
₹6,500Annual Fee
₹3,500Annual Percentage Rate
44%1 free access to select airport lounges in India every quarter.
Note: Requires spending of a minimum of ₹5,000 or above during the same period.
Up to ₹500 off on the second ticket, twice a month with BookMyShow.
Air accident insurance of up to ₹3 crore.
Note: Benefits applicable if used at least once in the last 60 days prior to the event.
4 free rounds of golf every month at the golf course based on eligible spends on the card.
Vouchers worth ₹10,000 credited within 45 days of payment of joining fees.
The vouchers include:
24x7 concierge services related to travel, hotel reservations, and delivery of movie tickets at the doorstep.
1% Fuel Surcharge Waiver on all fuel transactions.
Reward Point Value
₹1Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%Complimentary lost card liability cover of ₹1 lakh.
Note: A usage fee of $27 will be charged on accessing the priority pass member lounge.
1% fuel surcharge waiver across all the petrol stations on transactions between ₹500 and ₹4,000.
Note: Maximum surcharge waiver of ₹250 per statement cycle.
Annual Retail Spend | Bonus Reward Points | Cumulative Bonus Reward Points |
₹ 5 lakh | 20,000 | 20,000 |
₹ 10 lakh | 30,000 | 50,000 |
₹ 20 lakh | 50,000 | 1,00,000 |
Convenience of getting railway tickets delivered to the doorstep.
Note: Railway tickets booked via the IRCTC website will be eligible for this service.
24x7 Emergency Card Replacement support anywhere in the world.
The flexibility of converting transactions of ₹2,500 or more into easy EMIs.
Reward Point Value
₹0.80Joining Fee
₹ 3,000Annual Fee
₹ 3,000Annual Percentage Rate
43.20%Enjoy the 24/7 Concierge Services on your Marriott Bonvoy HDFC Bank Credit Card. Call on 18003093100 or email at Support@marriotthdfcbank.co.
2 free golf course access and 2 golf lessons per quarter.
12 Free access within and outside India (both at domestic and international terminals) using the Marriott Bonvoy HDFC Bank Credit Card each year.
In the unfortunate event that you lose your Marriott Bonvoy HDFC Bank Credit Card, you are not responsible for any fraudulent charges made on your Credit Card as long as you notify our 24-hour call centre right away.
One Free Night Award worth up to 15,000 Marriott Bonvoy points on spending ₹6 lakhs, ₹9 lakhs and ₹15 lakhs respectively.
Reward Point Value
₹0.25Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42.00%For every ₹150 spent, you earn:
24x Reward Points on HPCL Fuel & LPG
30x Reward Points on Grocery & Utility and IDFC FASTag recharge
3x Reward Points on other retail transactions
1 Reward Point = ₹0.25
Reward Rate- 0.5% to 5%
Up to 6.5% savings on your fuel expenses:
₹150 discount on orders above ₹500 on Swiggy
Free domestic airport lounge access, once every quarter, on minimum monthly spends of ₹5,000
25% off on movie tickets up to ₹100, once every month
Reward Point Value
₹0.20Joining Fee
₹ 1500Annual Fee
₹ 1500Annual Percentage Rate
52.86%Receive comprehensive insurance coverage with this card, including:
Fuel surcharge waiver of 1% on transactions between ₹400 and ₹4,000 at all fuel stations in India, with a monthly maximum waiver of ₹400.
Note- Service tax charged on fuel surcharge is non-refundable. No reward points are earned on fuel transactions.
Get the best of dining experiences with ₹1000 off & more via Axis Bank Dining Delights Program with EazyDiner.
2 complimentary lounge visits per calendar quarter to select domestic airport lounges.
Reward Point Value
₹0.85Joining Fee
₹3,000Annual Fee
NilAnnual Percentage Rate
46%A complimentary Priority Pass membership, which gives access to over 1,000 lounges worldwide.
The coverage amounts range from ₹25,000 to ₹1,00,000.
Earn 1.5 reward points for every ₹150 spent.
Reward Rate: 0.5% to 1.5%
1% waiver on fuel surcharge at all petrol pumps across India
Note - It applies for all transactions between ₹400 and ₹4000.
Reward Point Value
₹0.50Joining Fee
₹249Annual Fee
NilAnnual Percentage Rate
46%Note: Reward points will be offered on the transactions done within 60 days of card issuance.
1% fuel surcharge waiver at all fuel stations across India.
Note: Applicable on credit card transactions between ₹400 to ₹4,000.
Note: The movie offer is valid once a month on the BookMyShow.
Reward Point Value
₹ 0.25Joining Fee
₹ 7,999Annual Fee
₹ 7,999Annual Percentage Rate
23.88%Airport Lounges
Railway Lounges
Dedicated Concierge Services 24/7. Call- 1800 210 0298 (toll-free) or 022-42320298.
Earn 2,500 Bonus Reward Points on completing one retail transaction on your birthday.
All above benefits are applicable on retail spends done within 60 days of card set up.
Interest-free period up to 48 Days (Not applicable for cash withdrawal).
1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country (maximum ₹1,000 per statement cycle).
Reward Point Value
₹ 0.20Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
45%Redeem miles points for flight bookings, transfer them to partner airlines and hotels, or double rewards as a member of an airline's frequent flyer program.
Reward Rate: 1.8%
Savour the finest flavours with up to 20% off on dining bills at select partner restaurants.
Receive 10,000 miles as a welcome benefit if you spend ₹1,000 or more on your Citi PremierMiles Card within 60 days of card issuance.
This offer is not applicable if the card is closed due to inactivity within 30 days of card issuance.
Reward Point Value
₹1Joining Fee
₹1,499Annual Fee
₹1,499Annual Percentage Rate
42%Complimentary 1 Economy class ticket on payment of an annual fee.
4 Complimentary access to domestic airport lounges (max 1 per quarter).
Several credit cards in India offer insurance benefits as a complimentary feature or add-on benefit. These credit cards typically offer coverage for travel, medical emergencies, accident insurance, and purchase protection insurance.
Travel insurance on a credit card provides coverage for unexpected events that may occur during travel, such as flight cancellations, trip interruptions, lost baggage, or medical emergencies. Some credit cards offer comprehensive travel insurance that covers multiple risks, while others offer limited coverage for specific events.
Purchase protection insurance on a credit card provides coverage for the loss, theft, or damage of eligible items purchased with the card. This benefit typically covers purchases for a specified period after the purchase date and has a maximum coverage limit.
Accident insurance on a credit card provides coverage for accidental death or injury while traveling or participating in certain activities. This benefit typically offers coverage for the cardholder and their family members.