Best Co-Branded Credit Cards in India

Created on 23 Mar 2024

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Are you looking for a credit card that can help you save money and earn rewards while you shop, dine out, or travel? Co-branded credit cards in India are a great way to enjoy exclusive discounts, perks and rewards on everyday purchases. 

These cards are issued by banks in partnership with airlines, retailers, and other brands and come with a range of benefits tailored to your spending habits. In this blog, we will take a closer look at the best co-branded credit cards in India for different categories, such as travel, shopping, fuel, and airlines, to help you choose the one that suits your needs and lifestyle the best. So, let's get started!

Table of Contents

Best Co-branded Credit Cards for Shopping

1. Myntra Kotak Credit Card

Joining and Annual Fee: ₹500

The Myntra Kotak Credit Card is designed for fashion enthusiasts who shop frequently on Myntra. Here's a breakdown of its features and benefits:

Features and Benefits:

2. AmazonPay ICICI Credit Card

Joining and Annual Fee: Lifetime Free

If you're a frequent Amazon shopper and are looking for a credit card with no annual fees, the Amazon Pay ICICI Credit Card could be a good option for you. Here are its features and benefits:

Features and Benefits

3. Flipkart Axis Bank Credit Card

Joining and Annual Fee: ₹500

Flipkart Axis Bank Credit Card is known for offering high cashback rewards, especially for frequent shoppers on Flipkart and its partner stores. Here's a quick rundown of its features:

Features and Benefits

4. Tata Neu Infinity HDFC Bank Credit Card

Joining and Annual Fee: ₹1,499

The Tata Neu Infinity HDFC Bank Credit Card is a co-branded credit card issued by HDFC Bank and Tata Neu, the e-commerce platform of the Tata Group. This card offers benefits and rewards specifically for users who frequently shop on Tata Neu and avail of services from other Tata companies.

Here are some of the key features and benefits:

Best Co-branded Credit Cards for Travel

1. Standard Chartered Ease My Trip Credit Card

Joining and Annual Fee: ₹350

The Standard Chartered EaseMyTrip Credit Card is a travel co-branded card issued by Standard Chartered Bank and EaseMyTrip, an online travel portal. It offers a combination of discounts and reward points, making it attractive for frequent travellers. Here's a breakdown of its features and benefits:

2. Marriott Bonvoy HDFC Credit Card

Joining and Annual Fee: ₹3,000

The Marriott Bonvoy HDFC Bank Credit Card is a credit card designed for frequent travellers who want to earn rewards for their stays at Marriott Bonvoy properties. Here are some of its features and benefits:

Best Co-branded Credit Cards for Fuel

1. BPCL SBI Card Octane

Joining and Annual Fee: ₹1,499

The BPCL SBI Octane Credit Card is a good option for individuals who spend a lot on fuel, particularly at BPCL pumps. The high cashback rate on fuel, reward points on other spends, and lounge access can be valuable benefits for frequent drivers.

Features and Benefits

2. IDFC FIRST Power+ Credit Card
Joining and Annual Fee:
₹499

If you're a driver who fills up at HPCL stations often, the IDFC FIRST Power+ Credit Card is a co-branded card that could be a great fit for you. It not only rewards you with bonus points on fuel purchases but also offers benefits on everyday spending and travel.

Features and Benefits

3. Indian Oil Axis Bank Credit Card
Joining and Annual Fee:
₹500

The IndianOil Axis Bank Credit Card caters specifically to drivers who rack up significant gas expenses. It provides rewards on fuel purchases made at Indian Oil Corporation (IOCL) stations while also offering some benefits in other spending categories.

Features and Benefits

Best Co-branded Credit Cards for Airlines

1. Club Vistara IDFC FIRST Bank Credit Card

Joining and Annual Fee: ₹4,999

The Club Vistara IDFC FIRST Credit Card is a co-branded credit card that offers rewards and benefits specifically geared towards frequent flyers on Vistara Airlines and travel enthusiasts.

Here's a quick rundown of the features and benefits:

Joining benefits:

Other benefits

2. Axis Bank Vistara Signature Credit Card
Joining and Annual Fee:
₹3,000

The Axis Bank Vistara Signature Credit Card might be a good fit for high-spending travellers who primarily fly Vistara and appreciate the airline's loyalty program. 

Features and Benefits

3. Air India SBI Signature Credit Card
Joining and Annual Fee:
₹4,999

The Air India SBI Signature Credit Card is a premium travel credit card ideal for frequent flyers, particularly those who favour Air India. Here's a breakdown of its features and benefits:

Conclusion

Choosing the right co-branded credit card in India can significantly enhance your shopping, travel, dining, and fuel purchase experiences. Whether you're a fashion aficionado, a globetrotter, a food enthusiast, or someone who is looking to save on fuel costs, there's a card tailored to meet your specific needs. 

By carefully selecting a card that matches your lifestyle and spending habits, you can enjoy a host of benefits that enhance your shopping, travel, and overall spending experience. Happy spending!