Select > Card Genie > Cards by Privilege > Shopping
Select has got a card that suits your style. Check out these best picks for Shopping Credit Cards.
Reward Point Value
₹0.20Joining Fee
₹250Annual Fee
₹250Annual Percentage Rate
52.86%Protection against any fraudulent use of the card
Note: Report the loss at customer care immediately at 18605005555 or 18604195555.
10% off on Myntra every time you shop on minimum purchase of â‚ą500.
Facility to convert purchases into EMIs through mobile app, internet banking or customer service.
Note: This is valid for any transaction over â‚ą2500.
Note: Eligible customers will receive the voucher code via SMS on a registered mobile number within 45-60 days of 1st spend.
Note: Minimum Order Value â‚ą1500
Reward Point Value
₹0.20Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%100% cashback up to â‚ą250 on all fuel transactions.
Note: This is a one-time offer and valid only for the first 30 days of card issuance.
1% value back on online shopping by earning 5 reward points per â‚ą100 spent.
Note: Transact at online merchants between â‚ą100 and â‚ą5000 to avail of the order.
Instant discount of up to 10% on movie ticket booking via the BookMyShow app or website.
Fuel surcharge waiver of 1% at any fuel outlet in India.
Note: The offer is available for transactions between â‚ą200 and â‚ą5000. Maximum waiver of â‚ą50 per statement cycle.
Get up to 15% discount at the partner restaurants in India.
Note: Capped to â‚ą500.
Reward Point Value
₹0.20Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%Convert your transactions of â‚ą2,500 and above into EMIs
One Complimentary lounge access per quarter within India.
₹1000 off at AJIO on a minimum spend of ₹2999, using coupon code AJIOAXISMZ.
Reward Point Value
NAJoining Fee
₹49Annual Fee
₹49Annual Percentage Rate
45%BOGO offer on movie ticket bookings at INOX with a max discount of â‚ą200 per transaction. Offer valid on Saturdays & Sundays only and can be used for a max of 2 transactions per month.
Avail the EMI facility on transactions above â‚ą2,000, which can be accessed through the internet or mobile banking.
Up to 10% off on food orders with Zomato with a max discount of â‚ą150 per transaction. There is no limit on the minimum purchase amount, and the offer is valid on 5 transactions per calendar month.
Reward Point Value
NAJoining Fee
₹500Annual Fee
₹500Annual Percentage Rate
44.4%1 free domestic lounge access every quarter. For list of lounges click here.
1% fuel surcharge waiver up to ₹300 per month.
Reward Point Value
NAJoining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%1% fuel surcharge waiver for transactions worth â‚ą400 to â‚ą4,000 (maximum waiver of â‚ą400 in a month).
4Â complimentary domestic lounge visits every year.
All major purchases above â‚ą2500Â can be converted into EMI after the purchase at a low rate of interest.
Up to 15% discount at 10,000+ partner restaurants with EazyDiner.
Reward Point Value
₹0.25Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
NA10% off on flights or hotels up to â‚ą500 on transaction value above â‚ą5,000, valid once per quarter via EaseMyTrip
25% discount up to â‚ą100 on the purchase of movie tickets on the Paytm Mobile App. The offer can be availed once a month.
 4 free railway lounge access in a calendar quarter to participating lounges in India
Fuel surcharge waiver of 1% at all fuel stations across India, up to â‚ą200/month. Applicable only on transaction values between â‚ą200 & â‚ą5,000.
10% instant discount up to â‚ą100 on purchases over â‚ą999 in TataCliQ, valid once per month
Reward Point Value
NAJoining Fee
₹ 500Annual Fee
₹ 500Annual Percentage Rate
45%Â 20% instant savings up to â‚ą1000 on a minimum transaction of â‚ą4000 on eating out through the EazyDiner Mobile App and Website.
Various discounts and offers available with partnered retailers across categories like fashion, lifestyle, health etc.
No liability of the cardholder in case of fraudulent transactions done using this credit card if the loss or theft of the card is reported to the bank within the prescribed time period.
Reward Point Value
₹ 1Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
45%Note: Fuel benefits can be availed only at selected Indian Oil Outlets.
Up to 20% off on selected partner restaurants.
250 points on the first spend within 30 days of card issuance.
Ease of converting significant purchases into easy EMI.
Note: Points at groceries & supermarkets are capped at worth â‚ą5,000 per statement cycle.
Get assistance from a travel & lifestyle specialist to create a customised travel plan.
Using a shopping credit card will be highly advantageous for your overall credit health if you adhere to your spending restrictions and make timely EMI payments. You will use credit more frequently as a result, and if you pay all of your bills on time, your creditworthiness will rise.
The benefits of a shopping credit card include the following:
Cashback on your Purchase.
a partner brand discount.
Milestone Gift Certificates.
Online purchases earn bonus points.
Added Perks and Rewards.
If you spend a lot of money shopping, you might think about getting specialised shopping credit cards because they offer more reward points for shopping than standard credit cards. In addition to the already existing discounts at partner merchant outlets, shopping credit cards also offer increased reductions.
Reward points are automatically earned when you use your credit card. To earn these points, the cardholder does not need to take any further actions. You receive reward points each time your card is used to make a purchase. Generally, the cardholder receives one point for every Rs 100 to Rs 250 charged on the credit card.
You can access your credit card company's online banking system. To log in, enter your User ID and Password. You can choose from a number of incentive redemption choices, including gift cards, products, and cash credit (if applicable). Choose the item you want to purchase with your points, then place your order. The code will be delivered to your registered email address and cellphone number if you have selected a coupon. The item will be sent to your address in the case of merchandise.
Your available credit grows as you pay down your amount, and you are then able to charge more purchases up to your credit limit. The sole distinction is that a shop card often can only be used at the particular store, but a credit card can be used elsewhere.