Best Shopping Credit Cards in India 2023

Protection against any fraudulent use of the card

Note: Report the loss at customer care immediately at 18605005555 or 18604195555.

• 1 EDGE reward point on every ₹200 spent via Axis Bank Neo Credit Card. To redeem points, check the EDGE rewards catalogue.
• Reward Rate: 0.1%

10% off on Myntra every time you shop on minimum purchase of ₹500.

Facility to convert purchases into EMIs through mobile app, internet banking or customer service.

Note: This is valid for any transaction over ₹2500.

• Amazon gift voucher worth ₹250.
• Zomato voucher worth ₹200.
• Blinkit voucher worth ₹250.
• Pharmeasy 6 months subscription.

Note: Eligible customers will receive the voucher code via SMS on a registered mobile number within 45-60 days of 1st spend.

• 10% off on Blinkit - upto ₹250 off on minimum spend of ₹750, valid once per month.
• 5% off on mobile recharges/ broadband payment/DTH recharge done through Amazon Pay, valid once per month.

• 15% off on dining at partner restaurants.
• Dining Delights Program via EazyDiner.
• 40% off on food delivery at  Zomato.

Note: Minimum Order Value ₹1500

100% cashback up to ₹250 on all fuel transactions.

Note: This is a one-time offer and valid only for the first 30 days of card issuance.

1% value back on online shopping by earning 5 reward points per ₹100 spent.

Note: Transact at online merchants between ₹100 and ₹5000 to avail of the order.

Instant discount of up to 10% on movie ticket booking via the BookMyShow app or website.

Fuel surcharge waiver of 1% at any fuel outlet in India.

Note: The offer is available for transactions between ₹200 and ₹5000. Maximum waiver of ₹50 per statement cycle.

• 20 Reward Points on every ₹100 spent at IOCL fuel outlets.
• 5 Reward Points on every ₹100 spent on online shopping.
• 1 EDGE Point per ₹100 on all other spends with the card.
• Reward Rate: 0.2% to 4%

Get up to 15% discount at the partner restaurants in India.

Note: Capped to ₹500.

• Buy One Get One Free on movie tickets
  • Get 100% discount on the second movie ticket at Paytm Movies with your MY ZONE Credit Card
  • Maximum discount in a calendar month per customer is limited to ₹200.
  • Use coupon code AXIS200 to avail the benefit
  • No reward points are earned on movie transactions
• SonyLiv Membership worth ₹999 on first spend within first 30 days of issuance.

• 1% fuel surcharge waiver for fuel transactions made at any fuel station in India.
• The exemption applies to card purchases between ₹400 and ₹4,000. The maximum fee waiver for each billing cycle is ₹400.

• 4 EDGE reward points on every ₹200 spent.
• Reward Rate- 0.4%

Convert your transactions of ₹2,500 and above into EMIs

One Complimentary lounge access per quarter within India.

• 40% off on food delivery on Swiggy with a cap of ₹120 per order at a minimum spend of ₹200, applicable 4 times a month.

• Dining Delights with Eazy Diner
  • 15% off up to ₹500
  • Minimum Order Value ₹1500
  • Valid twice per card per month

₹1000 off at AJIO on a minimum spend of ₹2999, using coupon code AJIOAXISMZ.

• Enjoy the 24/7 Concierge Services to self-book dining, staycation, flights and activities.
• Phone number: 1800 102 7274
• Email: scb.priority@aspirelifestyles.com

• 20% off on domestic flight bookings with Yatra.com with a max discount of ₹750.
• 10% discount on international flight bookings with a max discount of ₹10,000.
• Up to 25% off domestic hotel bookings with a maximum discount of ₹4,000. Offer valid for 1 transaction per category in a quarter calendar. Use promo code DIGISMART.
• 15% cashback on cab booking with Ola with a max discount of ₹600 per month.

BOGO offer on movie ticket bookings at INOX with a max discount of ₹200 per transaction. Offer valid on Saturdays & Sundays only and can be used for a max of 2 transactions per month.

Avail the EMI facility on transactions above ₹2,000, which can be accessed through the internet or mobile banking.

Up to 10% off on food orders with Zomato with a max discount of ₹150 per transaction. There is no limit on the minimum purchase amount, and the offer is valid on 5 transactions per calendar month.

• 20% off at Myntra with no minimum spend. Valid on 1 transaction per month up to a maximum discount of ₹700.
• Enter promo code DIGISMART and get 10% off on Grofers with no minimum spend. This offer is valid for five transactions per month, with a monthly discount maximum of ₹1,000. 

• 5% Cashback on Swiggy, Swiggy Instamart, PVR, Clear Trip and Urban Company.
• 1.25% cashback on other spends.
• Cashback is capped at ₹1000 per month. 
• Cashback rate: Up to 7.5%

1 free domestic lounge access every quarter. For list of lounges click here.

• Free movie tickets worth ₹250 each on spending ₹50000 every quarter.
• Spend ₹2,00,000 annually and get annual fee waived off.

1% fuel surcharge waiver up to ₹300 per month.

• Instant 7.5% cashback on Myntra capped at ₹750 per transaction.
•   Free Myntra Insider program membership.

• Myntra voucher worth ₹500 on card activation.
• Additional ₹500 voucher on first transaction of ₹500 or more.

1% fuel surcharge waiver for transactions worth ₹400 to ₹4,000 (maximum waiver of ₹400 in a month).

• 5% cashback on Flipkart.
• 4% cashback on PVR, Uber, Swiggy, Cleartrip, Cult.fit, Tata Play.
• 1.5% cashback on Myntra and all other categories.
• The cashback is credited to the credit card statement directly.

4 complimentary domestic lounge visits every year.

All major purchases above ₹2500 can be converted into EMI after the purchase at a low rate of interest.

• 5% cashback on Flipkart.
• 4% cashback on Preferred Merchants.

Up to 15% discount at 10,000+ partner restaurants with EazyDiner.

• ₹500 Flipkart voucher on first transaction.
• 50% instant discount up to ₹100 on Swiggy.

• Discount of 20% up to ₹80 on orders above ₹299 on Domino's valid 2 times in a month
• Discount of 10% up to ₹100 on orders above ₹299 via Zomato

10% off on flights or hotels up to ₹500 on transaction value above ₹5,000, valid once per quarter via EaseMyTrip

25% discount up to ₹100 on the purchase of movie tickets on the Paytm Mobile App. The offer can be availed once a month.

 4 free railway lounge access in a calendar quarter to participating lounges in India

Fuel surcharge waiver of 1% at all fuel stations across India, up to ₹200/month. Applicable only on transaction values between ₹200 & ₹5,000.

• 200 Reward Points on spending ₹5,000 monthly
• 500 Reward Points on monthly spend of ₹10,000
• 1,000 Reward Points on monthly spend of ₹15,000
• Reward Rate: 1% to 1.6%

10% instant discount up to ₹100 on purchases over ₹999 in TataCliQ, valid once per month

• 1,000 Reward Points on 1st successful EMI transaction within the first 30 days from card issuance
• 1-year Times Prime Membership on spending of a minimum ₹30,000 or more within the first 90 days of credit card issuance
• Free Lenskart Gold Membership for 1 year on payment of joining fee

 20% instant savings up to ₹1000 on a minimum transaction of ₹4000 on eating out through the EazyDiner Mobile App and Website.

Various discounts and offers available with partnered retailers across categories like fashion, lifestyle, health etc.

No liability of the cardholder in case of fraudulent transactions done using this credit card if the loss or theft of the card is reported to the bank within the prescribed time period.

• 5% cashback on movie ticket purchases.
• 5% cashback on telephone bill payments.
• 5% cashback on utility bill payments.
• 0.5% cashback on all other spends.
• 5% cashback on a monthly spend of ₹4000, capped to ₹100 per month per category.

• 1% fuel surcharge reversal on fuel purchase.
• 4 points on every ₹150 spent on fuel purchases.
• Reward Rate: 1.3% to 2.6%

Note: Fuel benefits can be availed only at selected Indian Oil Outlets.

Up to 20% off on selected partner restaurants.

250 points on the first spend within 30 days of card issuance.

Ease of converting significant purchases into easy EMI.

• Annual Fee waived on the spending of ₹30,000 or more.
• Instant loans can be availed against this credit card.

• 2 points per ₹150 spent on groceries and supermarkets.
• 1 point per ₹150 spent on all other expenses besides fuel.

Note: Points at groceries & supermarkets are capped at worth ₹5,000 per statement cycle.

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