Best ICICI Bank Credit Cards in India 2024

ICICI Bank offers a broad range of credit cards that cater to individuals with different credit histories. Credit cards are classified under various categories, including travel, shopping, entertainment, rewards, and more, providing customers with ample options based on their requirements. However, with so many available options, selecting the most suitable credit card can be challenging. We have carefully selected the best ICICI Bank Credit Cards to simplify this process.

1. Amazon Pay ICICI Credit Card

If you're an avid online shopper, especially on Amazon, the Amazon Pay ICICI Credit Card might be just what you need. As a co-branded credit card, it offers a host of benefits like up to 5% savings for Prime members and 3% cashback for Non-Prime members. However, it's important to note that the maximum benefits are reserved for Prime members. The card also provides customized discounts on purchases made on Amazon. Here are some of the main features of this card:

• No joining fee or annual/renewal fee
• Prime members get 5% cashback on their Amazon spending
• Non-Prime members get 3% cashback on their Amazon spending
• 2% cashback on payments made via Amazon Pay to over 100 partners
• 1% cash back on all other expenses on travel, dining, shopping, and more
• Participating restaurants under the ICICI Culinary Treats Program offer a minimum discount of 15% on dining bills
• 1% fuel surcharge waiver across all Indian petrol pumps

2. The ICICI Bank Coral Credit Card

The ICICI Bank Coral Credit Card suits those who frequently shop and want to earn transaction rewards. It is a point-based credit card that allows you to earn reward points, which can be redeemed for various exciting rewards through the ICICI Bank Rewards program. The card is usually offered to the bank's loyal customers without any joining or annual fees, making it a secure option. ICICI Bank Rewards is India's largest reward program and offers a range of rewards for everyday spending. Key features of this card are:

• 2 ICICI Bank Reward Points on every ₹100 spent on your card except fuel
• 1 ICICI Bank Reward Point on every ₹100 spent on utilities and insurance categories.
• 2000 ICICI Bank Reward Points on spending ₹2,00,000 on your card and 1000 ICICI Bank Reward Points each time you cross ₹1,00,000 spend thereafter in an anniversary year; maximum of 10,000 ICICI Bank Reward Points per year
• Redeem your Reward Points for a variety of options, including movie and travel vouchers, lifestyle products, mobiles, appliances, and more
• 1% fuel surcharge waiver on all transactions from ₹400 to ₹4,000

3. ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card is a premium credit card that caters to frequent travellers who seek exclusive benefits. The card offers an array of perks for both domestic and international travellers, including lounge access, gold privileges, and Dreamfolks membership. The joining fee for the card is ₹6,500, and the annual/renewal fee is ₹3,500, which is waived upon spending more than ₹6 lakh in a year.
The ICICI Bank Sapphiro Credit Card comes with a host of features, including:

• Get welcome vouchers for shopping and travel worth over ₹9,000
• Earn up to 20,000 ICICI reward points every anniversary year
• Earn 4 points on international spending, 2 on domestic spending, and 1 on utility and insurance spending for every ₹100 spent
• Enjoy a complimentary DreamFolks Program membership to access international airport lounges and domestic airport spas
• Avail up to 4 complimentary domestic airport lounge visits quarterly on spending ₹5,000 or more
• Get up to 4 complimentary rounds of golf per month based on eligible card spending
• Book one movie or event ticket on BookMyShow and get up to ₹500 off on the second ticket

4. MakeMyTrip ICICI Bank Platinum Credit Card

The MakeMyTrip ICICI Bank Platinum Credit Card is a travel credit card offered in collaboration with MakeMyTrip. Cardholders only need to pay the joining fee for the first year with no annual fee. This card is ideal for frequent travellers. It offers cashback on spends credited to the cardholder's "My Cash" account, valid for 90 days. Here are some of the features of the MakeMyTrip ICICI Bank Platinum Credit Card:

• Get 1 free airport lounge access per quarter by spending ₹5,000 per calendar quarter
• Avail of 1 free railway lounge access per quarter in participating lounges in India
• Enjoy a 25% discount, up to ₹100, on purchasing at least two tickets per transaction twice a month on BookMyShow and Inox
• Benefit from exclusive dining offers through the ICICI Bank Culinary Treats Programme
• Avail a 1% fuel surcharge on fuel transactions up to ₹4,000 monthly
• Get ₹500 My Cash and a MakeMyTrip holiday voucher worth ₹3,000 on joining
• Avail of MMTBLACK Membership and access exclusive offers and My Cash for future bookings on MakeMyTrip
• Spend ₹2.5 lakh through the card and earn ₹1,000 My Cash each anniversary year

5. The ICICI Bank Rubyx Credit Card

The ICICI Bank Rubyx Credit Card is India's first dual platinum credit card with three variants - Visa, MasterCard, and American Express. But currently, only the Rubyx Visa Credit Card is being issued. The card has a joining fee of ₹3,000 and offers travel and shopping vouchers worth ₹5,000 as a welcome gift. Customers earn ICICI Reward Points on domestic and international spending and can redeem them for cash or gifts. 
Some key features of the ICICI Bank Rubyx Credit Card include:

• Earn 2 Reward Points on domestic spending of ₹100 and 4 Reward Points on international spending of ₹100
• Get 1 Reward Point on every ₹100 spent on utilities and insurance
• Earn up to 3,000 Reward Points on spending ₹3,00,000 and 1,500 Reward Points on crossing ₹1,00,000 spent in an anniversary year under the new Milestone Rewards program
• Receive up to 15,000 Reward Points every anniversary year
• Get travel and shopping vouchers worth ₹5,000+ as a welcome benefit
• Enjoy a 25% discount, up to ₹150, on at least two movie tickets per transaction on BookMyShow and Inox twice a month
• Avail discount offers on dining via the ICICI Bank Culinary Treats Program
• Get 2 free domestic airport lounge access on the Visa variant per quarter by spending a minimum of ₹5,000 in the previous quarter
• Enjoy two free visits to railway lounges every quarter
• Play up to two rounds of golf for free every month at select golf courses when you make eligible purchases with your credit card
• Receive exclusive insurance benefits, including an ₹1 crore air accident cover and lost card liability protection of up to ₹50,000
• Get a 1% fuel surcharge waiver on fuel transactions at any fuel station

Conclusion

Looking for a credit card can be overwhelming, with so many options available from various banks. However, ICICI Bank is a top provider of credit cards that caters to diverse customer needs and preferences. They offer a range of benefits, from travel and lifestyle rewards to fuel savings and cashback opportunities, that are tailored to specific spending habits and financial goals. Whether you're a frequent traveller or a savvy shopper, ICICI Bank has a credit card that's perfect for you.

ICICI Bank deeply understands the Indian market and has crafted credit cards that align seamlessly with the aspirations of its cardholders. To find the best ICICI Bank Credit Card for your needs, simply head over to Select. With detailed comparisons, Select empowers you to make an informed decision and choose the credit card that best aligns with your financial aspirations.

Unlock the rewards that await you with ICICI Bank Credit Cards and embrace the world of financial freedom. Visit Select today and find your perfect match!