Top 5 Cashback Credit Cards in India

Created on 29 Apr 2024

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In the fast-paced world of today, where every penny counts, consumers are always on the lookout for ways to make their money work harder for them. One such smart financial tool that has gained immense popularity in India is the cashback credit card. These cards not only make spending more rewarding but also bring a smile to your face with every transaction, thanks to the delightful returns in the form of cashback. Whether you're a shopaholic, a frequent diner, or someone who loves to travel, there's a cashback credit card out there that's perfect for you. But selecting the one that perfectly aligns with your spending habits can be a challenge.  

This blog simplifies your decision-making process by presenting the top 5 cashback credit cards in India. We'll dive into the finer points of each card, such as annual fees, cashback rates, and reward categories, so you can select the one that maximises your savings and aligns with your budget.

Top 5 Cashback Credit Cards in India

  1. SBI Cashback Credit Card
  2. Axis Bank Ace Credit Card
  3. HDFC Moneyback+ Credit Card
  4. HSBC Cashback Credit Card
  5. Amazon Pay ICICI Credit Card

1. SBI Cashback Credit Card

Joining and Annual Fees: ₹999

Key Features:

Read more about the SBI Cashback Credit Card.

2. Axis Bank Ace Credit Card

Joining and Annual Fees: ₹499

Key Features: 

Read more about Axis Bank Ace Credit Card.

3. HDFC Moneyback+ Credit Card

Joining and Annual Fees: ₹500

Key Features:

Read more about HDFC Moneyback+ Credit Card.

4. HSBC Cashback Credit Card

Joining and Annual Fees: ₹999

Key Features:

Read more about the HSBC Cashback Credit Card.

5. Amazon Pay ICICI Credit Card

Joining and Annual Fees: Lifetime Free

Key Features:

Read more about the Amazon Pay ICICI Credit Card.

Conclusion

To sum up, the appropriate cashback credit card can be a valuable asset in your financial toolbox, enabling you to make the most of every rupee. By carefully assessing the advantages of each card against your spending habits, you can ensure that every credit card swipe not only gets you closer to your financial objectives but also makes your transactions a little more enjoyable.