Best Credit Card for Amazon Shopping

Created on 27 Sep 2023

Wraps up in 6 Min

Read by 812 people

Updated on 29 Nov 2023

Whether you are looking for groceries, books, clothes, furniture, or anything else, we know that one of your go-to destinations becomes Amazon shopping.

Amazon is one of the most popular online shopping platforms in India, offering a wide range of products to its customers. From a needle to a sword, you can get anything on Amazon. And, to make your shopping experience more beautiful, we have some amazing credit cards for you. 

These credit cards not only offer you convenience and security while shopping on Amazon, but also reward you with cashback, discounts, vouchers, and other benefits. You can use these credit cards to pay for your Amazon orders and enjoy the perks of being a smart shopper.

But how do you choose the best credit card for your Amazon shopping? There are so many credit cards in India that offer benefits for online shopping, but not all of them are equally rewarding for Amazon shoppers. Some cards offer higher cashback or reward points on Amazon, while others offer additional benefits like discounts, vouchers, or free membership.

To help you choose the best credit card for your Amazon shopping, we have compiled a list of 4 credit cards that offer the most value on Amazon in India.

Best Amazon Credit Card

1. ICICI Bank Amazon Pay Credit Card

If you love shopping on Amazon, then you might want to consider getting the Amazon Pay ICICI Bank Credit Card. This Visa-powered card offers a seamless shopping experience with no joining fees, and it rewards both online and offline purchases, especially those made on Amazon itself. 

Prime users enjoy an enticing welcome bonus, receiving rewards worth ₹2000 and three months of Amazon Prime membership, while non-prime users receive rewards worth ₹1500. Moreover, cardholders benefit from a 1% fuel surcharge waiver at all petrol stations in India for transactions under ₹4,000. Amazon Prime members can take great pleasure in a 5% cashback in the form of Amazon Pay balance for purchases on Amazon's website, while non-prime members receive a 3% cashback. The reward points earned during the payment cycle are converted to Amazon Pay balance, where 1 reward point equals ₹1. 

Additionally, diners can relish a minimum of 15% off on their restaurant bills at establishments participating in ICICI Bank's Culinary Treats program. With no annual fees and accessible eligibility criteria, this card makes shopping on Amazon even more delightful.

To get this card, you need to be at least 21 years old, and your monthly income should be at least ₹25,000

2. HDFC Bank Diners Club Black Credit Card

If you find yourself frequently using popular apps and websites like Zomato, Ola, Amazon Prime, and BookMyShow for a significant portion of your credit card spending, then the HDFC Diners Club Black Credit Card could be an excellent fit for you. This card offers a range of benefits in various categories, making it versatile for different spending habits. 

While it comes with a joining fee of ₹10,000 and an annual renewal fee of ₹10,000, it's best suited for those who love to travel, dine out, and shop. You'll earn reward points with every spend, with 5 reward points for every ₹150 spent, 10x reward points on SmartBuy and 2x reward points on weekend dining. These reward points can be redeemed for flight and hotel bookings, AirMiles, cashback, and more. 

The card also offers extensive travel benefits, including complimentary lounge access at over 1,000 airports in India and abroad, making your journeys more comfortable. Golf enthusiasts will appreciate the 6 complimentary golf games per quarter at premium golf destinations worldwide. Additionally, you'll enjoy unlimited complimentary access to both domestic and international lounges, as well as travel-related insurance benefits, including air accident cover worth ₹2 crore, emergency overseas hospitalization cover worth ₹50 lakh, and a credit liability cover worth up to ₹9 lakh. For added peace of mind, the card provides Zero Liability Protection worth ₹9 lakh against a lost or stolen card. Moreover, it offers a fuel surcharge waiver of 1%. 

To get this card, your age should be between 21 and 70 years.

3. SBI SimplyCLICK Credit Card

If you are looking for a credit card that rewards your online shopping habits and offers attractive features and benefits, you might want to consider the SBI SimplyClick Credit Card. This card is designed for beginners with a minimum monthly income of ₹20,000 and lets you earn rewards on your online purchases. You also get a welcome gift of an Amazon voucher worth ₹500, valid for a year, when you join. Moreover, you get a 1% fuel surcharge waiver on transactions between ₹500 and ₹3000, up to a maximum of ₹100 per month.

The SBI SimplyClick Credit Card also gives you reward benefits on your online spending. You get 1 reward point for every ₹100 spent on offline purchases and 10X reward points on online purchases at partner merchants like BookMyShow, Myntra and Apollo 24x7. You also get 5X reward points on other online transactions. Furthermore, you get milestone benefits, such as an e-voucher worth ₹2,000 from ClearTrip when you reach annual spends of ₹1 lakh and another ₹2,000 e-voucher when you spend ₹2 lakh with the card.

The SBI SimplyClick Credit Card offers you a rewarding experience at an affordable cost, with a joining and annual fee of ₹499 each. You can also get the renewal fee waived if you spent at least ₹1 lakh in the previous year.

4. HDFC Bank Infinia Metal Edition Credit Card

The HDFC Bank Infinia Metal Edition Credit Card is the true epitome of luxury and exclusivity. This super-premium metal card takes your credit card experience to unparalleled heights, offering an extensive array of benefits that span various aspects of your life, from travel and dining to rewards and shopping. 

Upon activation and fee realization, you'll get a welcome bonus of 12,500 reward points. And, to fuel things up further, a 1% fuel surcharge waiver. You also get insurance benefits like a ₹3 crore accidental air death cover, an emergency overseas hospitalization benefit of up to ₹50 lakh, and a credit shield cover for up to ₹9 lakh. Beyond these, you'll enjoy a 15% discount on bill payments via Swiggy Dineout and the lowest markup fee of 2% on foreign currency transactions. 

For every ₹150 spent on Amazon, you will get 5 reward points and 25 reward points for shopping at Amazon via Smartbuy. While this card brings an abundance of privileges, it comes with a joining fee and an annual fee of ₹12,500 each. And, it's important to note that the HDFC Bank Infinia Credit Card is an invite-only card.


We hope this blog has helped you understand the benefits of using credit cards for your Amazon shopping. Depending on your spending pattern, preferences, and lifestyle, you can choose the best credit card for your Amazon shopping and enjoy the perks of being a smart shopper.

However, if you are still confused about which credit card to choose or if you want to compare different credit cards based on various parameters, you can visit Select by Finology. It is a platform that helps you find the perfect credit card for your needs and preferences. You can browse through various credit cards from various credit card issuers and filter them by categories, features, benefits, fees, and more. You can also read reviews and ratings from other users and apply for the credit card of your choice online.

So, what are you waiting for? Visit Select by Finology today and find the best credit card for your Amazon shopping. Happy shopping!