5 Best Credit Card with Airport Lounge Access

Are you an avid traveller who loves to relax and unwind at the airport lounge before boarding your flight? If yes, then having a credit card that offers airport lounge access can be a game-changer. Not only does it provide you with a comfortable space to wait for your flight, but it also gives you access to a range of amenities, including free Wi-Fi, food, and drinks. 

The footfall across airport lounges rose to 8.5 million in FY 22-23 from 3.5 million a year ago, making it more important than ever to have access to a lounge while travelling. However, with so many credit cards on the market, it can be challenging to choose the one that offers the best airport lounge access. 

In this blog, we'll take a look at some of the best credit cards with airport lounge access that you should consider. So, whether you're a frequent flyer or an occasional traveller, keep reading to find the perfect credit card for your needs.

5 Best Credit Cards with Airport Lounge Access 

1. SBI Elite Credit Card
2. HDFC Diners Club Black Metal Edition Credit Card
3. HDFC Bank Infinia Credit Card
4. Axis Bank Select Credit Card
5. Axis Bank Reserve Credit Card

If you want to check more credit cards with airport lounge visits, click here.

1. SBI Elite Credit Card

Joining Fee: ₹4,999
Annual Fee: ₹4,999

The SBI Elite Credit Card is a premium credit card from the State Bank of India that offers a wide range of features and benefits, making it a great choice for frequent travellers and lifestyle enthusiasts.

Here are some of the key features and benefits of the SBI Elite Credit Card:

1. Reward Points: Earn 5x Reward Points on all your dining, departmental store, and grocery spending. Earn 2 Reward Points on all other spends, except fuel. Redeem your Reward Points for a variety of travel, lifestyle, and shopping rewards.
2. Milestone Rewards: Get up to 50,000 Bonus Reward Points worth ₹12,500 in a year.
3. Free Movie Tickets: Get free movie tickets worth ₹6,000 every year.
4. Free Airport Lounge Access: Enjoy 2 complimentary access to domestic airport lounges through Visa/Mastercard and 6 complimentary international lounge access through Priority Pass.
5. Lowest Forex Markup: Get the lowest foreign currency markup charge of 1.99% on international transactions.
6. 1% Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver across all petrol pumps.
7. 24/7 Customer Service: Get 24/7 customer service support.

2. HDFC Diners Club Black Metal Edition Credit Card

Joining Fee: ₹10,000
Annual Fee: ₹10,000

The HDFC Diners Club Black Metal Edition Credit Card is a great option for high-net-worth individuals who travel frequently and enjoy luxury experiences. If you are looking for a premium credit card that offers a wide range of features and benefits, this card is definitely worth considering. 
Here are some of the key features and benefits of the card:

1. Unlimited airport lounge access: You get unlimited access to over 1,300 airport lounges around the world, including Priority Pass lounges and Diners Club lounges.
2. Complimentary golf games: You receive 6 complimentary golf games every quarter at some of the finest courses in the world.
3. Complimentary annual memberships: You receive complimentary annual memberships to Club Marriott, Amazon Prime, and Swiggy One.
4. Reward points: You earn 5 reward points for every ₹150 spent, and they can earn 10,000 bonus reward points on spends of ₹4 lakh every calendar quarter.
5. Travel insurance: You get access to a comprehensive travel insurance package that includes accidental death insurance, emergency overseas hospitalisation insurance, and baggage delay insurance.
6. Concierge service: You get access to a 24/7 concierge service that can help you with a variety of tasks, such as booking travel, making reservations, and sending gifts.
7. Global emergency assistance: You get access to 24/7 global emergency assistance in case of an accident or illness.

3. HDFC Bank Infinia Credit Card

Joining Fee: ₹12,500
Annual Fee: ₹12,500

The HDFC Infinia Credit Card is a super-premium credit card targeted at high-net-worth individuals who enjoy a luxurious lifestyle. It comes with a host of exclusive features and benefits, including:

1. Reward points: Earn 5 reward points for every ₹150 spent on the card, with no maximum limit. You can redeem these points for a variety of travel, lifestyle, and merchandise rewards.
2. Shopping Benefit: Earn 10x Reward Points on your travel and shopping spends on SmartBuy. This can really add up if you're a frequent traveller or shopper.
3. Complimentary Club Marriott membership: Get a complimentary Club Marriott membership for the first year, which offers you up to 20% discount on dining and stays.
4. Unlimited airport lounge access: Enjoy unlimited access to over 1,000 airport lounges around the world, including add-on card membership.
5. Global concierge service: Get access to a 24/7 global concierge service that can help you with anything from booking travel to arranging dining reservations.
6. Complimentary nights & buffet at participating ITC hotels: Enjoy a complimentary stay and buffet breakfast at select ITC hotels in India.
7. Interest-free cash withdrawal: You can withdraw up to 40% of your credit limit as cash, without any interest charges, for up to 50 days.
8. Fuel surcharge waiver: Get a 1% fuel surcharge waiver on all fuel transactions above ₹400.
9. Travel insurance: Get up to ₹1 crore of travel insurance cover when you book your flights or hotel stays with your HDFC Infinia Credit Card.
10. Purchase protection: Get up to ₹2 lakh of purchase protection cover against accidental damage or theft for up to 90 days from the date of purchase.
11. Extended warranty: Get an additional one year of warranty on all your purchases made with your HDFC Infinia Credit Card.

4. Axis Bank Select Credit Card

Joining Fee: ₹3,000
Annual Fee: ₹3,000

If you are looking for a premium credit card with a variety of features and benefits, the Axis Bank Select Credit Card is a good option to consider. Some of the key features of the card include:

1. Welcome benefits: Get 10,000 EDGE Reward Points on joining.
2. Reward Points: Earn 10 EDGE Reward Points per ₹200 spent and 2x EDGE Reward on retail shopping.
3. Complimentary Priority Pass Membership: Get complimentary Priority Pass membership.
4. Complimentary Golf Rounds: Enjoy 6 complimentary golf rounds per year at select golf courses across India.
5. Airport Lounge Access: Get 12 free international airport lounge access and 2 domestic lounge access through Priority Pass.
6. Dining Benefits: Get exclusive discounts and offers at popular restaurants across India.
7. Movie Tickets: Get discounts on movie tickets booked through BookMyShow.
8. Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on all fuel transactions up to ₹100 per month.
9. Accidental Death Insurance: Get a complimentary accidental death insurance cover of ₹2 lakh.

5. Axis Bank Reserve Credit Card

Joining Fee: ₹50,000
Annual Fee: ₹50,000

The Axis Bank Reserve Credit Card is a super-premium credit card designed for affluent consumers with a high annual fee of ₹50,000 + taxes. However, the hefty fee is offset by a multitude of benefits across travel, dining, entertainment, golf, and more. Some of the key features and benefits of the Axis Bank Reserve Credit Card include:

• Rewards:
  • 50,000 welcome bonus points and 15 EDGE reward points for every Rs. 200 spent.
  • 2X rewards on international spending.
  • EDGE Rewards points can be redeemed for flights, hotels, merchandise, and vouchers
• Airport Lounge Access: Unlimited complimentary access to Priority Pass lounges and domestic airport lounges.
• Travel Benefit: 8 free VIP assistance services such as check-in, security check, immigration processes and much more.

Conclusion

If you are a frequent traveller or a jet-setter, then having a credit card that offers airport lounge access can greatly enhance your travel experience. These credit cards are designed to provide you with the utmost comfort, luxury, and convenience to make your airport experience more enjoyable. These cards offer exclusive amenities like showers, high-speed internet, and complimentary refreshments that can make your stay at the airport more comfortable. 

However, it is important to note that the choice of the "best" credit card for airport lounge access depends on your personal preferences and travel habits. 
Before choosing a credit card, compare and consider factors such as annual fees, interest rates, rewards programs, and the specific airports and lounges covered by the card. Happy travelling!