HDFC Bank Millennia Vs ICICI Bank Coral Credit Card

Step 1: Choose the “Credit Card” tab on the HDFC Bank website.
Step 2: Choose "Get My Credit Card" from the menu.
Step 3: Fill in the necessary information.
Step 4: Pick the card of your choice (Millennia Credit Card). 
Step 5: Submit your application and supporting paperwork.
 

The HDFC Millennia Credit Card's notable features include 5% Cashback on select retailers like Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato, as well as Rs 1,000 worth of gift cards on purchases of at least Rs 1,000,00 in each calendar quarter. Dineout partners with restaurants and offers up to a 20% discount. This card also waives the fuel surcharge.

This credit card's available balance is entirely determined by your income and CIBIL Score and has no set limit. HDFC Bank routinely increases the credit limit based on your usage and repayment history. So, having a healthy credit utilisation percentage and a solid repayment history is essential. You will receive a high credit limit on this credit card if you have a CIBIL Score of 750 or higher and an income of Rs 35,000 monthly.
 

You can apply for a replacement card through online banking. To block the credit card, contact ICICI Bank Credit Card Customer Care. The customer service phone number is 1860 120 7777. You must contact the bank's customer service department and request that the card be blocked.

You can use the ICICI credit card to withdraw cash from any ICICI ATM as well as any other bank ATM. The cash withdrawal limit on a credit card is 20% of the credit limit. The cash advance fee is 2.5% of the withdrawn amount.

The cash withdrawal limit on a credit card is 20% of the credit limit. The cash advance fee is 2.5% of the withdrawn amount. The smallest cash advance fee is Rs. 300. The interest rate for a cash advance is 3.40% per month and 40.8% per year.