Best RBL Bank Credit Cards in India 2023

Credit cards have evolved from mere pieces of plastic into stylish status symbols, capable of unlocking a world of exclusive perks and bragging rights. 

But we know choosing the right credit card can be an intimidating task. It's like being at a buffet, surrounded by an array of tempting dishes, and desperately trying to decide between the exotic sushi and the flavourful biryani.

Enter RBL Bank, a financial institution that aims to tickle your fancies and cater to your desires. With a dazzling lineup of options, RBL Bank ensures that there's a credit card for every personality, every whim, and every late-night online shopping spree.

From the adventurous souls who seek thrill in travel and exploration to the savvy shoppers who find nirvana in retail therapy, RBL Bank's credit cards come to the rescue. It's almost as if RBL Bank says, "Why settle for a mundane credit card when you can have one that sprinkles unicorns and rainbows in your financial life?"

So, for your assistance, we're here to guide you through this maze of financial indulgence.

We'll also discuss the different types of cards available, including those tailored for travel, shopping, or fuel expenses, ensuring that you find the perfect fit for your various specific needs.

1. RBL Bank Shoprite Credit Card

The RBL Bank Shoprite Credit Card is a shopping companion that brings convenience and rewards to your fingertips. With exclusive discounts, cashback offers, and a seamless shopping experience, this card is designed to elevate your retail therapy to new heights.

Features

• Movie benefits: You get a 10% discount (up to ₹100) on movie tickets at BookMyShow 15 times a year.
• Grocery benefits: You get 20 Reward Points for every ₹100 you spend on groceries using this card. However, the maximum reward you can get in a month is capped at 1,000.
• Welcome rewards: 2,000 bonus reward points are given in the form of welcome benefits.
• Fuel Surcharge: All fuel transactions between ₹400 and ₹5,000 at all petrol stations are exempt from the 1% fuel surcharge up to a maximum waiver of ₹100 per month.

Fees and Charges

• Joining Fees: ₹500 
• Annual Fees: ₹500
• Foreign Currency Markup: 3.50%
• Annual Percentage Rate (APR): 47.88%
• Fuel Surcharge: 1%
• Cash Withdrawal Fee: 2.50%

 The annual fees can be waived if you spend ₹1,50,000 in the previous year.

2. RBL Bank World Safari Credit Card

Do you want a credit card that rewards you for your wanderlust and saves you money on foreign transactions? If yes, then you might want to check out the RBL Bank World Safari Credit Card. This card is India's first travel credit card with a 0% markup fee on all foreign currency transactions. Now, let's discover some more exciting features of this card.

Features

• Travel lounge access: You get to enjoy two complimentary domestic lounge access every quarter, two complimentary international lounge access per year via Priority Pass and additional international lounge access each quarter by spending ₹50,000 or more in the previous quarter. 
• Welcome bonus: You get a MakeMyTrip voucher worth ₹3,000 as a welcome bonus.
• Fuel Surcharge: You get a 1% waiver of the fuel surcharge on all fuel transactions between ₹400 and ₹5,000 at all petrol stations, up to a maximum of ₹100 per month.
• Golf benefits: You get 4 complimentary golf rounds and 12 complimentary golf lessons per calendar year.
• Insurance benefits: A complimentary travel insurance cover worth USD $50,000 is given on international travel that covers trip delay, baggage loss, passport loss, etc.
• Rewards: You earn 2 travel points for every ₹100 spent on all categories and 5 travel points for every ₹100 spent on travel.
  *International purchases do not qualify for travel points.
• Milestone rewards: You earn 10,000 bonus travel points for spending ₹2.5 lakh or more in an anniversary year, 15,000 additional travel points for spending ₹5 lakh or more, and receive a gift voucher worth ₹10,000 from a selection of top brands on achieving an annual spend of ₹7.5 lakh.

Fees and Charges

• Joining Fees: ₹3000 
• Annual Fees: ₹3000
• Foreign Currency Markup: 0%
• Annual Percentage Rate (APR): 47.88%
• Fuel Surcharge: 1%
• Cash Withdrawal Fee: 2.50%

3. RBL Bank Cookies Credit Card

Do you have a sweet tooth for online shopping and entertainment, or do you want a credit card that offers you vouchers, discounts, and cashback on your favourite brands and platforms? If yes, then you might want to check out the RBL Bank Cookies Credit Card. This card is a delicious blend of convenience and savings that has been designed to satisfy your financial cravings. 

Features

• Movie benefits: You get a 10% discount on booking tickets on BookMyShow.
• Welcome benefits: You get a gift voucher worth ₹1,000 from Flipkart / Amazon / Croma / Myntra / Shoppers Stop.
• Rewards: You earn 1 Reward Point for every ₹100 spent offline and 5 Reward Points for every ₹100 spent online; however, no rewards are earned on fuel transactions.
• Fuel surcharge: You get to enjoy a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, with a maximum monthly cap of ₹150.
• Milestone benefits: You receive a ₹1,000 gift voucher from a selection of top brands on spending ₹2 lakh or more in an anniversary year and earn a ₹5,000 gift voucher on spending ₹5 lakh or more. 

Fees and Charges

• Joining Fees: ₹100 
• Annual Fees: ₹100
• Foreign Currency Markup: 3.50%
• Annual Percentage Rate (APR): 42.00%
• Fuel Surcharge: 1%
• Cash Withdrawal Fee: 2.50%.
  *The monthly renewal fee of ₹100 gets waived on spending ₹5,000 in the previous month.

4. RBL Bank Edition Credit Card

If you are a foodie who loves to order food online and likes to enjoy exclusive dining benefits, and also wants a credit card that offers you cashback, vouchers, and discounts on Zomato and other platforms, then you might want to check out the RBL Bank Zomato Edition Classic Credit Card. 

Features

• Dining benefits: With the RBL Bank Zomato Edition Credit Card, you can enjoy a complimentary Zomato Gold Global Membership that offers discounts on meals and outdoor dining worldwide.
• Movie benefits: You can get one for free when purchasing movie tickets with BookMyShow. However, the best discount you may get is ₹200.
• Lounge access: You get 2 complimentary domestic lounge visits (per quarter) and 2 complimentary international lounge visits (per year) with the priority pass.
• Rewards: For every ₹100 purchased on Zomato and Blinkit, you receive 10 edition cash, and 1 edition cash is given for every ₹100 spent on any other purchases.
• Travel benefits: With complimentary domestic and international lounge access, you also pay a low forex markup fee of 1.5%.

Fees and Charges

• Joining Fees: ₹2,000
• Annual Fees: ₹2,000
• Foreign Currency Markup: 1.50%
• Annual Percentage Rate (APR): 47.88%
• Fuel Surcharge: 1%
• Cash Withdrawal Fee: 2.50%
  *The annual fee gets waived off on spending ₹4,00,000 in the previous year.

Conclusion

In the world of credit cards, RBL Bank stands out as a provider that caters to every whim and desire. From the delightful shopping perks of the Shoprite credit card to the wanderlust-inducing benefits of the World Safari credit card, RBL Bank knows how to sprinkle magic into your financial life.
With a range of options tailored to suit your specific needs, it's time to compare and find the perfect RBL Bank Credit Card for you on Select by Finology. Unleash the power of your spending and unlock a world of possibilities today!