Credit Card offers for Diwali 2023

With Diwali just around the corner, research shows that 70% of shoppers are planning to increase their spending this Diwali, and 56% of them prefer to shop online rather than in physical stores. 

But wait, it gets better! What if we told you that you could save over 10% on your Diwali expenses and even on your air travel to travel in these holidays?

The good news is that many of your favourite credit cards offer great deals on fashion, electronics, home decor, travel, and online shopping. So why wait? Let's dive in and explore these amazing deals in detail!

Best Credit Card Offers for Diwali Shopping 2023

1. SBI Credit Card Offers

The State Bank of India has collaborated with leading companies to provide its users with attractive offers in various fields, such as food, wellness, lifestyle, shopping, and travel. Some of them are:

Note: Terms and conditions are applied to all the above offers. Please check the official SBI Card website for more details. You can also check out some of the top SBI Credit Card Card reviews on Select by Finology.

2. Axis Bank Credit Card Offers

Axis Bank has come up with the 'Dil Se Open Celebrations' campaign, where it is offering a wide range of discounts and cashback on various products and services like: 👇

Note: Terms and Conditions are applied to all the above offers. Please visit Axis Bank's official website for more details. To check out some of the top Axis Bank Credit Cards, click here.

3. HDFC Bank Credit Card offers

HDFC Bank has come up with 'Festive Treats' offering exclusive deals on electronics, shopping, travel, entertainment and much more. Check out some of them below. 👇 

Note: Terms and Conditions are applied to all the above offers. Please visit HDFC Bank's official website for more details.
Explore the top credit cards offered by HDFC Bank. For more information, click here.

Benefits of using Credit Cards for Diwali Spending

Using a credit card wisely can turn your Diwali spending into a more rewarding and stress-free experience. Here are some of the key benefits of using credit cards for your Diwali expenses:

1. Convenience and Record-Keeping:
Credit cards offer unmatched convenience for your Diwali shopping. You can make both online and offline transactions with ease. Plus, it's easier to track your spending through monthly statements, making budgeting and expense tracking a breeze.
2. Building Credit History:
It's important to celebrate in the present, but it's equally important to use your credit card responsibly. Making timely payments and managing your credit wisely during Diwali and beyond can help you build a strong financial foundation for the future. By doing so, you'll effectively pave the way toward better credit scores and more financial opportunities down the road.
3. Travel Benefits
If your Diwali plans include travelling to be with loved ones, some premium credit cards offer travel-related perks like airport lounge access, travel insurance, and airline miles. These benefits can enhance your journey and add an extra layer of festivity to your celebrations.
4. Interest-free purchases
Most credit cards come with an interest-free period, which means that as long as you pay your outstanding balance in full before the due date, you won't have to pay any interest charges. This feature can be particularly helpful during Diwali, as it provides some relief to manage your expenses without the additional financial burden.
5. Affordability:
Using credit cards for Diwali shopping enhances affordability, allowing you to celebrate without straining your budget.

How to Maximise Your Diwali Shopping with Festive Credit Card Offers

Here are some tips on how to make the most of your credit card for Diwali 2023:

1. Choose the right credit card. 
Not all credit cards are created equal. Some cards offer better rewards than others, and some special offers can be especially beneficial during Diwali. For example, some cards offer bonus rewards, and others offer discounts at popular retailers or cashback on purchases. Consider your spending habits and the types of purchases you plan to make during Diwali when choosing a credit card.
We know it can be a tough decision with so many options out there! Don't worry! With Select, you can easily compare the features, benefits, and rewards of different credit cards and pick the one that best fits your needs! 
2. Set a budget:
Before you start shopping for Diwali, create a budget to avoid overspending. Use your credit card as a tool to help you track your expenses and stay within your budget.
3. Utilise cashback and rewards:
Take advantage of cashback and rewards points offered by your credit card for Diwali shopping. Some credit cards provide extra rewards during festive seasons.
4. Pay your bills on time:
Make sure to pay your credit card bills on time to avoid late payment fees and high interest charges. Diwali expenses can add up quickly, so it's essential to manage your payments responsibly.
5. Redeem rewards wisely:
Once you've accumulated rewards or cashback, use them strategically. You can redeem them for future purchases, statement credits, or even gift cards to maximise their value.

By following these tips and being financially responsible, you can maximise your credit card during Diwali 2023 while enjoying the festivities without overspending or accumulating unnecessary debt.

Conclusion: Celebrate Diwali with Smart Credit Card Choices.

As we wrap up, it's essential to remember that Diwali is not just about lights and sweets. It's also about prosperity that you can assure and elevate through these incredible credit card offers.

But, before diving in, take a moment to decode the fine print and understand the terms and conditions. Don't let those discounts tempt you into overspending beyond your budget.

And for a stress-free way to pick your perfect card, head to Select by Finology. With over 50 credit cards all in one place, it's your shortcut to making smart choices.

So, get ready to shop for Diwali and save some bucks!
Wishing you a Happy Diwali! ✨