Best Business Credit Cards in India

Created on 28 Sep 2023

Wraps up in 5 Min

Read by 4.1k people

Updated on 26 Dec 2023

We all know what all businessmen want. They want profits, savings, and convenience. And for that, what can be better than a credit card? 

See, there are no two ways of saying that credit cards are a fantastic package of various perks and benefits, but they become more attractive and better when they are best suited for our needs. To specifically suit the needs of a businessman, today we will discuss a different class of credit cards and talk about some of the best business credit cards. 

But first, let's discuss what business credit cards are and their benefits.

What is a Business Credit Card?

Business credit cards are intended for the use of businesses rather than for individuals. Any size of business can use these credit cards and can keep the expenses of their business separate from their own expenses.

These cards come with a number of perks like:

Best Business Credit Cards

1. American Express Platinum Corporate Credit Card

The American Express Platinum Corporate Card is a premium business card that offers a host of benefits to meet the needs of those who want excellent service at home and when they travel. The card offers:

The American Express Platinum Corporate Card has no joining fee and an annual fee of ₹29,000. 

Some of the basic requirements to apply for this card include:

2. Paytm HDFC Bank Business Credit Card

The Paytm HDFC Bank Business Credit Card is a co-branded card by HDFC Bank in partnership with Paytm made exclusively for Paytm customers. The card offers:

The Paytm HDFC Bank Business Credit Card has a joining fee of ₹500 and an annual fee of ₹500 (first-year fee waived off on spends of ₹30,000 in the first 90 days, and annual renewal waived off on spending ₹50,000 in a year).

3. HDFC Bank Business Regalia Credit Card

The HDFC Bank Business Regalia Credit Card is a premium business credit card that offers a range of discounts on indulgent stays at iconic hotels, dining privileges and more. The card also offers:

The HDFC Bank Business Regalia Credit Card has a joining fee of ₹2,500 and an annual fee of ₹2,500 (waived off on annual spending of ₹3 lakh). 

To apply for this card, you need to have an annual ITR of at least ₹12 lakh, and if you are self-employed, then you must be aged between 18 and 65 years.

4. Axis Bank Executive Corporate Credit Card

The Axis Bank Executive Corporate Credit Card is a business card that offers a collection of fine privileges and extraordinary benefits across travel and business along with fabulous rewards and an exceptional level of service. The card offers:

The Axis Bank Executive Corporate Credit Card has a joining fee of ₹3,500 and an annual fee of ₹3,500.

Some of the basic requirements to apply for this card include:

5. SBI Signature Corporate Credit Card

The SBI Signature Corporate Card is a business card that offers unmatched privileges and rewards for your business and personal needs. The card offers:

The SBI Signature Corporate Card has zero joining fee and an annual fee of ₹500. 

Some of the basic requirements to apply for this card include:

Conclusion

To sum up, business credit cards are a great way to manage your business expenses, improve cash flow, build company credit, and earn rewards and benefits. Whether you are a small business owner or a large corporation, there is a business credit card that suits your needs and preferences. We have listed some of the best business credit cards in India that offer various perks like discounts, cashback, lounge access, travel insurance, and more. You can compare these cards and choose the one that best fits your business goals and budget.