SBI Card Credit Card Application Status

Application Status Check Process Step by Step.

An SBI credit card comes with plenty of perks (cashback, discounts, reward points, and special offers), making it a great choice for shopping, travel, and everyday spending. 

Whether you're looking for savings on online purchases or benefits like lounge access, SBI has a range of cards to fit your lifestyle, which is why many people keep applying for them.

Once you apply, waiting for approval can feel endless. That's why tracking your SBI credit card application status is important. It helps you stay updated on whether your card is approved, under review, or dispatched. If there are delays, checking your status can help you resolve issues quickly so you get your card without unnecessary waiting.

The good news? SBI offers multiple ways to track SBI credit card application status (online, via mobile app, through customer care, and even with your application number). Let's go through each method so you can stay informed every step of the way.

How to Check SBI Credit Card Application Status Online 

Excited about getting your SBI credit card but don't want to keep guessing about its status? You don't have to! SBI makes it easy to check your credit card application status online. Here's a simple step-by-step guide to checking SBI credit card application status online:

Step 1: Visit the SBI card website

• Open your web browser and go to SBI Card's website
• Click on the "Credit Cards" tab at the top of the page

Step 2: Go to the 'Track Application' section

• Scroll down until you find the "Track Application" option and click on it to proceed

Step 3: Choose how you want to track your application

SBI gives you 2 options:

• Select the "Track Application" option if you have your application number
• Choose the "Retrieve Application" option if you don't remember your application number

Step 4: Enter your details

If you selected "Track Application", enter your application number and click "Track", and if you chose "Retrieve Application", enter your first name, mobile number, PAN number, and date of birth. Then, click "Retrieve" to get your application details.

That's it! With a few clicks, you know exactly where your application stands.

Checking SBI Credit Card Application Status on the Mobile App

If you prefer tracking on the go, the SBI Card mobile app makes it easy to check your credit card application status in just a few taps. Here's how:

Step 1: Download the SBI Card App from the Google Play Store (Android) or App Store (iOS).

Step 2: Launch the app and look for the "Track Application" option. It may be on the home screen or under the menu section.

Step 3: To proceed, enter details such as your application reference number, date of birth, and mobile number.

After submitting the details, your SBI credit card application status will appear on the screen. Simple, right? If you don't have access to the app, there are other ways to track your SBI card status. 

Track Your SBI Credit Card Using the Application Number

Tracking your SBI credit card application with your application number is one of the easiest ways to check your status. In fact, it's the same process we covered earlier when tracking it through the official SBI Card website. Just head over to the SBI Card website, find the "Track Application" section, enter your details, and view your status instantly.

Understanding Your SBI Credit Card Application Status

No matter which method you use to track your SBI credit card application, you will see one of the following statuses after submitting your details:

• In progress: Your application is still under review. SBI is processing your details.
• Approved: Your application has been approved, and your card will be dispatched soon.
• Dispatched: Your credit card has been sent for delivery. You can track it using courier details.
• On hold: SBI might need additional documents or verification before proceeding.
• Disapproved: Your application was rejected due to eligibility criteria.

Checking your SBI credit card application status helps you know what's happening with your request. If more details are needed, providing them quickly can help make the process easier and smoother.

How to Track SBI Credit Card Dispatch and Delivery

If your SBI credit card application status shows "Dispatched", it means your card is on its way. The next step is tracking its delivery so you know when to expect it.

Once your card is dispatched, SBI will send you an SMS with the Air Waybill (AWB) number and courier details. This tracking number helps you check your card's real-time location.

Here's how you can track your SBI credit card delivery:

1. Look for a message from SBI with your tracking details
2. Go to the courier's official tracking page
3. Input the number provided by SBI to get the latest delivery updates

If you haven't received your card within the expected timeframe, don't worry; you can contact the courier service or SBI customer support for assistance.

SBI Card Delivery Tracking via Courier Services

Once your SBI credit card has been dispatched, it is handed over to a courier service for delivery. 

Then, as we have already discussed, SBI will send you an Airway Bill number via SMS or email, which you can use to track your card's shipment. The process is quite similar to tracking your SBI credit card dispatch and delivery. 

Here's how you can track your SBI credit card through the courier service:

• SBI typically ships cards using services like Blue Dart, Speed Post, or India Post. The courier details will be mentioned in the message you receive.
• Go to the official website of the assigned courier service.
• Locate the tracking section and input your AWB number to check the real-time status of your delivery.
• The website will show details such as the shipment's current location, expected delivery date, and any delivery attempts made.

This way, you can easily check where your SBI credit card is and know when it will arrive. And if there are any delays or problems, you can directly contact the courier service for help.

Checking SBI Credit Card Status Through Customer Care

You can also check the status of your SBI credit card application by speaking to a representative; you can do so by calling SBI's customer care. Just dial:

• 1860 500 1290 
• 1860 180 1290
• 1800 180 1290

These numbers are available 24/7, so you can call anytime. But before you do that, make sure you have your application reference number or PAN number handy. The customer care team may ask for these details to verify your identity.

Once your call is connected, you will hear an automated menu (IVR system). Listen carefully and select the option to check your credit card application status. Then, you can choose to speak with a customer care representative. They will check your application status and provide the latest update, or you can just visit your nearest SBI branch. 

What to Do If Your SBI Credit Card Application Is Delayed

If your SBI credit card application is taking longer than expected, don't worry. Try these steps: 

1. Make sure you meet all requirements, such as a good credit score and stable income. If there is an issue with eligibility, your application might take longer to process.
2. A small mistake can show the wrong status or no update at all. So, double-check the application reference number.
3. If the status hasn't changed for a long time, contact SBI's customer care by calling or sending them an email to ask about the delay. 
4. Sometimes, applications get delayed because SBI needs more details from you, like KYC documents. Check if you have submitted everything properly.
5. If your application is stuck for too long and customer care doesn't help, you can file a complaint on the SBI Card website or visit an SBI branch for assistance.

Following these steps can help you find out why your application is delayed and what you can do to speed up the process.

Common Reasons for SBI Credit Card Application Rejection

Getting your SBI credit card application rejected can be disappointing, but it usually happens for a reason such as:

1. Not meeting eligibility criteria: SBI has specific requirements based on age, income, and employment type, and if you do not meet them, your application may be rejected.
2. Low credit score: Banks prefer applicants with a strong repayment history, so if your credit score is below 750, it might reduce your chances of approval. 
3. Credit report issues: If your credit report shows unpaid loans, late payments, or defaults, SBI may consider you a high-risk borrower and reject your application.
4. Unstable employment: Frequent job changes, working in an unstable profession or not having a stable source of income may lead to rejection.
5. Insufficient salary: Your income should meet SBI's minimum salary requirement for the chosen credit card. If your salary is too low, your application might not be approved.
6. Existing credit cards: If you already have multiple credit cards, SBI may reject your application, considering your credit utilisation to be high.
7. Mistakes in the application form: Errors like incorrect personal details, missing documents, or mismatched information can lead to rejection. 

If your application is rejected, you can check for these issues and fix them before applying again. This will improve your chances of approval next time.