Check HDFC Bank Credit Card Application Status Online

HDFC Bank Credit Card Application Status

image of HDFC Bank


Being one of the largest issuers of credit cards, HDFC is adept at serving all spending segments. Hence, it offers credit cards for all kinds of users based on their income requirements and needs. The HDFC Credit Card offers cashback and rewards on transactions that help users save more. Be it for shopping or travelling, it eases the spending process.

Application Status Check Process Step by Step.

Once you have applied for a credit card, HDFC Bank allows easy ways to track your credit card application status both online and offline.

If your eligibility criteria match the bank's, you will receive a confirmation SMS with a reference number in which you can track your credit card by filling in the required information below.

Step 1: Go to this HDFC website page

Step 2: Fill out this form based on the required details. 

Step 3: Once you submit the details, you will receive the status of your HDFC credit card application. In most cases, the status will be either ‘in process, dispatched, disapproved, on-hold or no records found’. Based on the status, you can take your call.

Frequently Asked Questions

HDFC Bank offers several credit cards, each of which is created to meet the interests and preferences of a specific group of customers. Your individual needs and usage habits will determine which credit card is ideal for you.

A travel credit card might be a suitable choice for you if you travel frequently. However, a cashback or rewards credit card might be more appropriate if you prefer to receive cashback and benefits for your purchases. However, a premium credit card can be better if you seek premium features and advantages.

The minimum salary for an HDFC Credit Card is Rs. 12,000 a month, though it depends on the type of credit card you are going to have.

Go to the HDFC website, navigate to the credit card section, and select the best credit card based on your utility.

If you are unsure which card is best for you, you can use their tool on the homepage. Just enter your salary and interest rate, and they will recommend the best card for your use! Once you have chosen the card, fill out the details that are asked, and that would be it.

The candidate should be self-employed or salaried. He should have a consistent source of income in order to get an HDFC Credit Card.

The minimum credit card limit for HDFC varies based on the type of card and your credit history. 

The annual fee or charge for an HDFC credit card depends on the card type being used, with premium credit cards having higher annual charges or fees than other HDFC credit cards.

 The eligibility criteria for HDFC Credit Card issuance varies depending on a number of factors, including your income, credit score, and other financial obligations.

While a salary of Rs. 30000 may be considered a lower income level, getting an HDFC credit card is possible depending on your creditworthiness and other factors.

While HDFC Bank offers a range of credit cards with different features and benefits tailored to meet the varying needs of different customers, determining which card is "superior" would depend on individual preferences and requirements.