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American Express is a bank cum payment network owned by Berkshire Hathaway. The American Express Credit Cards vary under 6 different categories with an array of benefits, rewards and assistance services.
Step 1: Go to the American Express India application tracker.
Step 2: Now, enter the requisite details like your application reference number and registered mobile number.
Step 3: After entering these details, click on submit to get your credit card application status.
The EMI option is available on the majority of American Express credit cards. This feature is only available on certain credit cards, including: American Express SmartEarn Credit Card, American Express Membership Rewards Credit Card, American Express Platinum Reserve Credit Card, American Express Platinum Travel Credit Card.
The minimum age requirement for American Express credit cards is 18 years old, and the minimum income requirements are Rs. 4.5 lakhs for salaried individuals and Rs. 6 lakhs for self-employed individuals (may vary from card to card; check card-specific income eligibility). Additionally, you must have a present or long-term residence in India, good credit, and a clean payment history.
The cardholders must be older than 18 years old. A minimum annual personal income of Rs. 6 lakhs is required. The cardholder in India should hold a savings or current account with an Indian or foreign bank. The applicant must reside in India.
Depending on the card, different American Express credit cards may have different minimum salary requirements. It may be between Rs. 4.5 lakhs and Rs. 25 lakhs for salaried workers and between Rs. 6 lakhs and Rs. 15 lakhs for self-employed workers. Before applying for an American Express credit card, it's critical to understand this information because it will determine your eligibility. Keep in mind that the minimum income requirements for various card types may vary.
Applicants must submit proof of identity, proof of address, and proof of income along with a completed application form. The list of acceptable documents for each category is provided below.
Evidence of Identity: PAN cards, Aadhaar cards, driver's licenses, passports, voter identification cards, Overseas Citizens of India cards, cards proving one's Indian ancestry, NREGA job cards, UIDAI letters, and any other form of recognized photo identification
Aadhaar cards, driver's licenses, passports, utility bills that are no older than three months, ration cards, property registration documents, bank account statements, and other forms of government-approved address proof are all acceptable as proof of residence. Evidence of Income Last three months' worth of bank statements, the most recent Form 16, and one or two recent salary slips (not older than three months).
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