Kotak Myntra Credit Card Discontinuation: What You Need to Know

Kotak Mahindra Bank is set to discontinue its co-branded Myntra Credit Card. While many existing cardholders are being migrated to the new Kotak League Credit Card, some users have also reported receiving notifications about migrating to the Kotak Zen Credit Card. This change will be effective from 10 July 2025, bringing new features and revised benefits for card users.

Table of Contents

• Overview of the Change
• Key Dates and Transition Details
• Understanding Your New Card: Kotak League or Kotak Zen?
• Introducing the Kotak League Credit Card
• New Features and Benefits of Kotak League
• Migration to Kotak Zen Credit Card
• Comparison with Myntra Kotak Card Benefits
• Important Considerations for Existing Cardholders
• Opting Out and Card Closure

Overview of the Change

Kotak Mahindra Bank has announced that the Kotak Myntra Credit Card will no longer be offered. Instead, existing cardholders will have their accounts automatically upgraded and migrated to a new card. Based on user notifications, this migration appears to be primarily to the Kotak League Credit Card, though some users have also received emails indicating migration to the Kotak Zen Credit Card. This move aims to provide cardholders with alternative privileges and an enhanced experience.

To help you stay prepared for this upcoming change, here are the important timelines and what you can expect during the transition process.

Key Dates and Transition Details

The transition will officially take effect on 10 July 2025. All existing EMI offers applicable to your Myntra Kotak Credit Card will continue until this effective date. Post-migration, all outstanding balances, including EMIs, will be transferred to your new Kotak League or Kotak Zen Credit Card, depending on your individual migration notification.

Understanding Your New Card: Kotak League or Kotak Zen?

While the primary notification observed for migration points to the Kotak League Credit Card, it's important to note that some users have reported being notified about the Kotak Zen Credit Card as their new product.

Introducing the Kotak League Credit Card

The Kotak League Credit Card is positioned as a common successor, designed to offer a broader range of benefits beyond e-commerce-specific advantages.

New Features and Benefits of Kotak League

The Kotak League Credit Card comes with several new features aimed at enhancing your spending experience:

• Accelerated Rewards: Earn 10 Reward Points for every ₹150 spent on eligible transactions.
• Lounge Access: Enjoy complimentary international and domestic lounge access, a significant perk for frequent travellers.
• Milestone Benefits: Benefit from cash milestone benefits or accelerated Reward Points as you reach specific spending thresholds.

Also, explore the top Kotak Bank Credit Cards with detailed features and eligibility, only on Finology Select.

Migration to Kotak Zen Credit Card

Some users have received email notifications indicating that their Kotak Myntra Credit Card will be migrated to the Kotak Zen Credit Card. Specific details regarding the features and benefits of the Kotak Zen Credit Card in the context of this migration were not provided in the original communication. Cardholders notified of migration to the Kotak Zen Credit Card should refer to their individual communication from Kotak Mahindra Bank or visit the bank's official website for details on their new card's features.

With the discontinuation of the Myntra-specific benefits, it's essential to understand how the new cards stack up against the old one.

Comparison with Myntra Kotak Card Benefits

A notable change with the migration to either the Kotak League or Kotak Zen card is the removal of the Myntra voucher benefit, effective 10 July 2025. While the Myntra Kotak Credit Card was popular for its direct Myntra-related perks, the new cards shift focus to a more generalised reward structure and potentially broader lifestyle or travel benefits.

Important Considerations for Existing Cardholders

Kotak Mahindra Bank assures cardholders that key terms will remain consistent post-migration:

• Annual Fee: The annual fee for your new card (Kotak League or Kotak Zen) will be the same as your Myntra Kotak Credit Card (e.g., ₹499 + taxes).
• Credit Limit: Your existing credit limit will remain unchanged.
• Other Terms: Other terms and conditions associated with your card will also remain the same.
• Card Activation: Upon receiving your new card, it is crucial to enable online, contactless, and international transactions through Net Banking, Mobile Banking, or ATM for seamless usage.
• Reward Point Conversion: Any accumulated Myntra Reward Points will be converted to Reward Points of your new Kotak League or Kotak Zen Credit Card as per the bank's defined conversion rates, available on the Kotak Bank website.

Opting Out and Card Closure

If you do not wish to be migrated to the new card (Kotak League or Kotak Zen), you have the option to opt out. However, choosing this option will result in the closure of your card, and all existing reward points will be forfeited.

Conclusion

The discontinuation of the Kotak Myntra Credit Card and the subsequent migration to either the Kotak League or Kotak Zen Credit Card marks a strategic shift by Kotak Mahindra Bank. While the direct Myntra-specific benefits will cease, the new cards aim to offer a more diversified rewards program and introduce other perks. Existing cardholders should review their individual migration notifications and the features of their specific new card to determine if it aligns with their spending habits and preferences.

Want to stay updated on all the latest changes in Kotak credit cards? Don’t miss the detailed breakdown of recent Kotak Credit Card Changes that came into effect in June 2025.

Frequently Asked Questions (FAQs)

Q1: When will the Kotak Myntra Credit Card be discontinued?
A1: The Kotak Myntra Credit Card will be discontinued, and migration to the new card will be effective from July 10, 2025.

Q2: What card will I receive as a replacement for my Myntra Kotak Credit Card?
A2: Most users are being migrated to the Kotak League Credit Card, but some have received notifications for migration to the Kotak Zen Credit Card. You will be notified by the bank about your specific new card.

Q3: Will my annual fee or credit limit change with the new card?
A3: No, your annual fee and credit limit will remain the same as your current Myntra Kotak Credit Card.

Q4: What happens to my Myntra voucher benefits?
A4: The Myntra voucher benefits will be removed effective 10 July 2025, regardless of which new card you receive.

Q5: What are the key benefits of the Kotak League Credit Card?
A5: Key benefits of the Kotak League Credit Card include 10 Reward Points for every ₹150 spent, complimentary international and domestic lounge access, and cash milestone benefits. (Benefits for Kotak Zen should be checked via bank communication).

Q6: Can I opt out of the migration?
A6: Yes, you can choose to opt out, but your card will be closed, and all accumulated reward points will be forfeited.

Q7: Will my existing EMIs and outstanding balances be affected?
A7: All existing EMI offers will continue until 10 July 2025, and all outstanding balances, including EMIs, will be transferred to your new Kotak League or Kotak Zen Credit Card.

Q8: Where can I find more details about my new credit card's features and terms?
A8: For more detailed information on product features and terms, you should refer to the specific communication you receive from Kotak Bank about your new card or visit the Kotak Bank website.