Best HDFC Bank Credit Cards 2024

Created on 30 Dec 2023

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Updated on 31 Dec 2023

India's financial landscape has witnessed enormous growth in the credit card industry, with HDFC Bank leading the charge. As the largest credit card issuer in the country, HDFC Bank provides an extensive range of credit cards that cater to the diverse needs and lifestyles of its customers. These cards offer a plethora of options to choose from, depending on your preferences and spending habits. Whether you're a frequent traveller, a shopaholic, or someone who loves dining out, HDFC Bank has a credit card that's just right for you. 

In this blog, we will delve into the world of the best HDFC Bank Credit Cards of 2024 that offer the best value for money. So, without further ado, let's explore the realm of the top HDFC Bank Credit Cards and discover the ones that suit your needs the best.

Best HDFC Bank Credit Cards 2024

Card Name

Best For

Reward Rate

Diners Club Black Metal Edition Credit Card

Travel | Dining | Shopping

3.3% to 33%

HDFC Moneyback+ Credit Card

Rewards and Cashback

0.3% to 3.3%

HDFC Millennia Credit Card

Cashback

1% to 5%

Tata Neu Infinity HDFC Bank Credit Card

Shopping

1.5% to 5%

Marriott Bonvoy HDFC Bank Credit Card

Travel

0.5% to 3%

Know them in detail ⤵

1. Diners Club Black Metal Edition Credit Card

The Diners Club Black Metal Edition Credit Card is a premium credit card with a high annual fee and eligibility criteria. However, it offers a wide range of benefits that may be appealing to frequent travellers and high-spenders like:

Joining Fee

₹10,000

Annual Fee

₹10,000

Eligibility

Net monthly income of more than  ₹1.75 lakh per month 

2. HDFC Moneyback+ Credit Card

The HDFC MoneyBack+ Credit Card is a popular cashback card offering rewards on everyday spending across various categories. Here's a breakdown of its key features and benefits:

Joining Fee

₹500

Annual Fee

₹500

Eligibility

Gross monthly income of more than ₹20,000

3. HDFC Millennia Credit Card

The HDFC Millennia Credit Card is a popular choice for young professionals and millennials in India, offering attractive cashback rewards and other benefits on everyday spending. Here's a quick breakdown:

Joining Fee

₹1,000

Annual Fee

₹1,000

Eligibility

Gross monthly income of more than ₹35,000

4. Tata Neu Infinity HDFC Bank Credit Card

The Tata Neu Infinity HDFC Bank Credit Card is a premium co-branded credit card offering numerous benefits across the Tata Neu ecosystem and other categories. Here's a quick breakdown of its key features:

Joining Fee

₹1,499

Annual Fee

₹1,499

Eligibility

Net monthly income of more than ₹1 lakh

5. Marriott Bonvoy HDFC Bank Credit Card

The Marriott Bonvoy HDFC Bank Credit Card is a co-branded credit card that caters to frequent travellers and Marriott Bonvoy program enthusiasts. Here's a quick overview of its key features:

Joining Fee

₹3,000

Annual Fee

₹3,000

Eligibility

Gross monthly income of more than ₹1,00,000

How to choose the Best HDFC Bank Credit Card for your needs?

With so many options to choose from, selecting the best HDFC Bank credit card can seem overwhelming. However, by considering a few key factors, you can easily find the card that suits your needs and preferences.

By considering these factors, you can make an informed decision and select the best HDFC Bank Credit Card that aligns with your lifestyle and financial goals.

Conclusion

In conclusion, HDFC Bank's credit cards are designed to suit every individual's lifestyle and needs. From exclusive travel benefits to exciting cashback rewards, HDFC Bank Credit Cards provide a host of advantages. By understanding your preferences, comparing the options, and using your credit card responsibly, you can make the most of your HDFC Bank Credit Card and enjoy a financially rewarding experience. So, why wait? Explore the best HDFC Bank Credit Cards today and start enjoying the amazing benefits they have to offer!