Axis Bank is a leading financial institution in India that offers a comprehensive range of services, including credit cards. With a diverse selection of cards ranging from entry-level to premium categories, Axis Bank Credit Cards cater to the needs of individuals with various preferences. Credit cards offer multiple benefits, including fuel surcharge waivers, dining and shopping discounts, movie tickets, and airport lounge access.
This article highlights the top Axis Bank Credit Cards in India for 2024 and their features.
1. Flipkart Axis Bank Credit Card
The Flipkart Axis Bank Credit Card is considered the best cashback credit card in India, as it offers numerous opportunities for earning cashback on every transaction. This co-branded card is designed to provide the best benefits for Flipkart and its partner merchants. Here are the highlights of the Flipkart Axis Bank Credit Card:
- Receive a package worth ₹600, including a Flipkart voucher worth ₹500 on the first transaction and a 50% discount up to ₹100 on the first Swiggy transaction for new customers.
- 5% cashback on Flipkart.
- 4% cashback on Preferred Merchants.
- 1.5% cashback on all other categories.
- 4 free domestic airport lounge visits annually.
- 1% fuel surcharge waiver on transactions worth ₹400 to ₹4,000.
- Up to 20% discount at over 4,000 partnered restaurants.
- Easy conversion of transactions worth₹2,500 or more into EMI.
- Annual fee waived on annual spending of more than ₹2,00,000.
2. Axis Bank Neo Credit Card
The Axis Bank Neo Credit Card is tailored for frequent online shoppers, offering discounts on popular platforms like BookMyShow, Amazon, Myntra, and Paytm. The card can also be used for dining, entertainment, and bill payments. It's an affordable choice for singles, small families, and students. Key features of the Axis Bank Neo Credit Card include:
- Amazon gift voucher worth ₹250, Zomato voucher worth ₹200, Blinkit voucher worth ₹250, and 6-month Pharmeasy subscription within 30 days of issuance.
- 40% discount on Zomato food delivery, up to ₹120 per order (twice a month on a minimum spend of ₹200).
- 5% cashback (up to ₹150/month) on Paytm mobile, electricity, and DTH recharge (once a month).
- 10% off on Blinkit (once a month on a minimum spend of ₹750).
- 10% discount on Myntra (minimum purchase of ₹500).
- 10% discount on BookMyShow movie tickets (up to ₹100/month).
- Up to 15% off on dining at partnered restaurants.
- Easy conversion of transactions of ₹2,500 or more into EMI.
- Earn EDGE REWARDS points on every ₹200 spent and redeem them for 500+ rewards and offers.
- Zero liability on the lost card.
- MasterCard Shop Perks website for exciting cashback offers for MasterCard cardholders.
3. Axis Bank Select Credit Card
The Axis Bank SELECT Credit Card is a premium credit card that offers multi-dimensional benefits in shopping, lifestyle, travel, and other categories. The card comes with a complimentary Amazon e-voucher and exclusive discounts on groceries and food. Here are some of the key highlights of the card:
- Get an Amazon voucher worth ₹2,000 on the first transaction within 90 days of card issuance.
- Avail a 20% discount (up to ₹500) on monthly BigBasket transactions of ₹2,000 or more.
- Enjoy a 40% discount (up to ₹200) twice a month on Swiggy transactions of ₹400 or more per order.
- Buy one movie ticket and get one free (up to ₹300 discount on the second ticket) per month on BookMyShow.
- Complimentary Priority Pass Membership worth USD 99 with 12 free international lounge visits per year.
- Get two free domestic lounge visits per quarter.
- Renew the Priority Pass membership by spending ₹3 lakh the previous year.
- Renew offers on BigBasket, Swiggy, and BookMyShow.
- Earn 5,000 EDGE points on spending ₹3 lakh in a card anniversary year.
- Get a complete annual fee waiver by spending ₹6 lakh in a card anniversary year.
- Earn 10 Axis EDGE Reward Points on every ₹200 spent using the card.
- Earn 2x Axis EDGE Reward Points on retail shopping spends per ₹200.
- Get six complimentary golf rounds and three more by spending ₹3 lakh annually.
- Access 24x7 concierge services.
4. Axis Bank Vistara Signature Credit Card
The Axis Bank Vistara Signature Credit Card is a co-branded credit card launched in partnership with Vistara Airlines, designed to be one of the best travel cards in India. With a host of benefits, it offers a range of rewards, insurance benefits, complimentary Club Vistara Silver membership, premium economy ticket, and airport lounge access, among others.
- Welcome Gift of a Premium Economy class ticket voucher, which can be enjoyed on every yearly renewal of the card membership.
- Complimentary Club Vistara Silver Membership when paying the card fee.
- Earn 4 Club Vistara (CV) points for every ₹200 spent on all categories that can be redeemed for upgrades and award flights.
- Avail of Bonus CV reward points and up to 4 complimentary Premium Economy tickets on achieving milestone spends.
- Enjoy Complimentary access to domestic airport lounges.
- Get up to 25% discount at partnered restaurants in India.
- Enjoy 3 complimentary rounds of golf at select destinations in India.
- Experience specially curated unique experiences across the globe with the Extraordinary Weekends feature.
- Protect purchases with a coverage of up to ₹1 lakh.
- Get coverage for loss of travel documents up to USD 300.
- Receive coverage for loss of Check-in Baggage up to USD 300.
- Be covered for delay of Check-in Baggage up to USD 300.
- Easily convert transactions of ₹2,500 or more into EMI.
- Enjoy a 1% fuel surcharge waiver on fuel transactions at fuel stations in India.
5. Axis Bank Magnus Credit Card
Axis Bank Magnus Credit Card caters to individuals who seek luxurious experiences. This card comes with various exclusive benefits and privileges on air travel and hotel stays. The Axis Bank Magnus Credit Card offers the following highlights:
- Luxe Gift Card or Postcard Hotel gift voucher worth ₹12,500
- Benefit from 8 complimentary end-to-end VIP services at the airport.
- Get unlimited domestic airport lounge access every year.
- Avail unlimited complimentary international airport lounge access and 8 additional guest visits per year with Priority Pass.
- Enjoy up to ₹500 off the second movie/non-movie ticket at BookMyShow.
- Get up to 40% discount at over 4,000 restaurants across India.
- With the Extraordinary Weekends feature, enjoy unique experiences around the world.
- Benefit from virtual health assistance, including health coaching, teleconsultation, personalized oncology care, home quarantine programs, etc.
- Get expert medical opinions from world-class specialists.
- Get special preventive healthcare packages and privileges with SRL Diagnostics, Dr Lal PathLab, and Metropolis.
- Get global travel and medical assistance.
- Enjoy the waiver of the annual fee of ₹12,500 + taxes on spending ₹25 lakh in the preceding year.
- Enjoy a lowered interest rate of 3% on extended credit.
- Benefit from a reduced markup fee of 2% on foreign transactions.
- Get a fuel surcharge waiver of 1% on transactions between ₹400 to ₹4000.
- Avail 5X EDGE REWARDS on travel spends through TRAVEL EDGE.
- Get 12 Axis EDGE REWARDS Points on every ₹200 spent.
- Enjoy the 24/7 Dedicated Concierge for convenience.
Conclusion
Axis Bank is one of the leading banks in India that offers a wide range of credit cards with various benefits and features. Selecting the right card can be daunting, with a range of options available. However, this article has provided comprehensive details about the top Axis Bank Credit Cards to help make an informed decision. By comparing their features and benefits, finding the card that best suits your needs and preferences becomes easier.