Axis Bank Credit Card with International Lounge Access

Imagine gliding past the crowded gates and walking straight into a calm, quiet space with plush seats, steaming coffee, high-speed Wi-Fi, and maybe even a quick snack spread.

That's what international lounge access feels like when you hold the right Axis Bank premium credit card.

These lounges are available at airports outside India or in international terminals. The best part? Your card opens the door, no matter which airline you fly or what ticket you book.

This perk isn't just about luxury; it's about comfort, time savings, and peace of mind. You skip the airport chaos and settle into a mini-retreat. For frequent flyers and savvy spenders, it's not a "nice-to-have"; it's a must. 

Table of Contents

• Understanding Axis Bank International Lounge Access
• Axis Bank Credit Card With International Lounge Access: A How-To Guide
• Top Axis Bank Credit Cards for International Lounge Access
• Eligibility & How to Apply for Axis Bank Credit Card for International Lounge Access
• Axis Bank Credit Card With International Lounge Access: Fees and Charges
• Recent Policy Updates Affecting Axis International Lounge Access
• Who Benefits from Axis Bank Credit Cards for International Lounge Access?

Understanding Axis Bank International Lounge Access

Let's be honest: airports aren't exactly peaceful. But with the right Axis Bank credit card, you don't just wait for your flight. You ease into it. International lounge access means you get to walk into select airport lounges across the world, even if you're flying economy. No special ticket. Just your card.

What's inside? Comfy seating, unlimited snacks, high-speed Wi-Fi, and sometimes even shower suites or concierge desks. Basically, everything the main terminal isn't. If you fly even a few times a year, this isn't just a perk; it's essential for travel. You save on food, skip the crowd, and arrive at your destination a little more refreshed.

Axis Bank Credit Card With International Lounge Access: A How-To Guide

Axis Bank unlocks international lounge access mainly through a complimentary Priority Pass membership, your golden key to over 1,700 airport lounges across the world. Once your card is approved, you'll typically receive a physical Priority Pass card in the mail. Some cards, like the Axis Atlas, also plug into the Dreamfolks network, offering even more flexibility.

At the lounge, just flash your Priority Pass card and a same-day boarding pass. That's it. Occasionally, Axis may charge you a test to confirm your card, but don't worry; it's reversed automatically. One thing to remember: your Priority Pass stays active only as long as your Axis Bank credit card is. 

If your card gets blocked, so does lounge access; no swipe magic till it's reactivated. While some cards used to offer swipe-based access, most now use Priority Pass cards or QR codes. For instance:

• Atlas lets you generate a lounge-access QR code in-app
• Magnus, Reserve, and Select still ride on the classic Priority Pass

This shift isn't just cosmetic; it helps Axis track visits more smoothly and avoid access errors at the gate.

Top Axis Bank Credit Cards for International Lounge Access

Axis Bank doesn't take a one-size-fits-all approach. It offers a range of credit cards with international lounge access, each packed with its own perks, pricing, and eligibility rules. Whether you're chasing unlimited lounge visits or just want a few free ones during your annual getaway, there's a card that fits your vibe and your wallet.

Axis Bank Reserve Credit Card

This credit card doesn't hold back. It offers unlimited international lounge access via Priority Pass for both primary and add-on cardholders. You also get 12 complimentary guest visits per year, perfect for when you're not travelling solo. And it's just as generous on the domestic front: unlimited lounge visits again, with another 12 free guest passes thrown in annually.

• Welcome benefit: 15,000 reward points on making the first transaction within 30 days of card creation
• Rewards: Earn 15 EDGE Reward Points (ERP) per ₹200 spent domestically and 30 ERP per ₹200 spent internationally
• Luxury memberships: Complimentary Club ITC Culinaire, Accor Plus, and Club Marriott Asia Pacific memberships, etc
• Golf: 50 complimentary golf rounds every year across the best golf courses in India
• Annual fee: ₹50,000 plus taxes, waived on annual spends of ₹35 lakh 
• Forex markup: Just 1.5%

Looking for unlimited lounge access and premium perks? The Axis Bank Reserve Credit Card offers exclusive benefits and unlimited access to both international and domestic lounges. Discover more about this elite card and how it fits your travel needs.

Axis Bank Magnus Credit Card

This credit card gives you unlimited international lounge access via Priority Pass, but just for the primary cardholder. Guest visits? Not as generous anymore. As of 20 April 2024, they've been trimmed from 8 to 4 per year. And while domestic lounge access is still unlimited, there's a new rule: you'll need to spend ₹50,000 in the last 3 months to unlock it. 

• Rewards: Bag 12 reward points for every ₹200 spent
• Welcome benefit: A voucher worth ₹12,500 (e.g., Luxe, Yatra, or Postcard hotels) awaits you
• Dining: Enjoy up to 30% off at over 4,000 restaurants across India
• Annual fee: ₹12,500 plus taxes, waived on spending ₹25 lakh in the preceding year
• Forex markup: 2%

Prefer a card with excellent lounge access but at a lower annual fee? The Axis Bank Magnus Credit Card gives you unlimited international lounge access with Priority Pass, along with exclusive rewards. See how this card can benefit your travel lifestyle.

Axis Bank Atlas Credit Card

Your tier is Silver, Gold, or Platinum; it depends on how much you spend each year. And with each level, your international lounge visits go up, too. The domestic lounge access is also tiered. Access is smooth and digital. Just pull up your QR code from the Axis Bank app and walk in. Prefer the old-school way? You can swipe the card at select lounges, too.

Tier	Domestic Lounge Visits	International Lounge Visits
Silver	8	4
Gold	12	6
Platinum	18	12

• Travel Miles: Earn 2 EDGE Miles per ₹100 spent on most categories; 5 EDGE Miles per ₹100 on travel-related transactions
• Welcome benefit: Receive 2,500 EDGE Miles on making your first transaction within 37 days of getting your credit card
• Tier upgrades: Progress from Silver to Gold (on ₹7.5 lakh annual spending) and Platinum (on ₹15 lakh annual spending).
• Annual fee: ₹5,000
• Forex markup: 3.50%

The Axis Bank Atlas Credit Card is designed for frequent travellers with its tiered international lounge access. If you're looking for flexible benefits based on your spending, this card might just be the right fit for you. Learn more about the tiers and perks it offers.

Axis Bank Select Credit Card

It gives you up to 12 complimentary international lounge visits via Priority Pass. To keep that membership active, you just spend ₹3 lakh in a year. Guest visits aren't exactly free; they're chargeable beyond your quota. For domestic lounges, you get 2 free visits per quarter, but only if you've spent ₹50,000 in the previous 3 months.

• Welcome benefit: Get 10,000 EDGE REWARD Points (valued at ₹2,000) on your first transaction within 30 days
• Dining & shopping: Enjoy up to ₹800 off on dining via EazyDiner; flat ₹500 off on BigBasket, flat ₹200 off on Swiggy
• Golf: Access 6 complimentary golf rounds per year; 6 additional rounds unlocked on ₹3 lakh spends
• Annual fee: ₹3,000, waived for Burgundy customers or on spending ₹8 lahks in a card anniversary year
• Forex markup: 3.50%

Enjoy up to 12 complimentary international lounge visits with the Axis Bank Select Credit Card. With a manageable annual fee, this card gives you access to premium airport lounges—perfect for regular travellers. See if it's the right fit for your lifestyle.

Axis Bank Burgundy Private Credit Card

This is an invite-only, and it absolutely plays in a league of its own. You get unlimited international lounge access for both primary and add-on cardholders via Priority Pass, along with 12 free guest visits each year. It's just as generous on the domestic side: unlimited lounge visits for both cardholders, plus 12 more guest passes annually.

• Rewards: Earn 15 EDGE REWARD points for every ₹200 spent
• Luxury memberships: Indulge in complimentary Club Marriott, Accor Plus, and Taj Epicure memberships
• Concierge & golf: 8 complimentary airport concierge services; up to 50 complimentary golf rounds per year
• Annual fee: ₹50,000 plus taxes, waived for Burgundy Private account holders
• Forex markup: A delightful 0% foreign currency markup on international transactions

Now that you've seen what each card brings to the table, here's a quick side-by-side to sum it all up. We've compared the international lounge access across Axis Bank's credit card tiers so you can see the differences at a glance.

Card Name	Annual Fee	Annual Fee Waiver Spend	Primary Cardholder Int'l Lounge Visits	Comp. Guest Visits (Int'l)	Primary Cardholder Domestic Lounge Visits	Comp. Guest Visits (Domestic)	Forex Markup Fee
Axis Reserve	₹50,000	₹35 lakh	Unlimited	12	Unlimited	12	1.5%
Axis Magnus	₹12,500	₹25 lakh	Unlimited	4*	Unlimited (on ₹50,000 spent in the prior 3 months)	4*	2%
Axis Atlas	₹5,000	NA	Silver: 4 Gold: 6 Platinum:12	2	Tiered: 8 (Silver), 12 (Gold), 18 (Platinum)	2	3.50%
Axis Select	₹3,000 (NIL for Burgundy)	₹8 lakh	Up to 12	NA	2 per quarter (on ₹50,000 spent in the prior 3 months)	NA	3.50%
Axis Burgundy Private	₹50,000 (NIL for Burgundy Private account holders)	NA	Unlimited	12	Unlimited	12	0%

*Guest access availability varies and may be chargeable depending on tier and lounge.

As you can see, Axis Bank offers plenty of options. Some cards go all out with luxury perks and unlimited access, while others focus on smart travel benefits with spending-based rewards. From high-flyers to casual travellers, there's a card designed to match different needs, budgets, and lifestyles.

This comparison table brings all the key details together so the differences are easy to spot. Find the card that fits your routine, swipe smart, and enjoy smoother airport waits from now on.

Eligibility & How to Apply for Axis Bank Credit Card for International Lounge Access

To get your hands on an Axis Bank credit card with international lounge access, you'll need to meet a few basic requirements. You must be an Indian resident aged between 18 and 70. For add-on cards, the minimum age is usually 15 or 18, depending on the variant. And since these are premium cards, your income matters; the more elite the card, the higher the entry bar.

• Axis Reserve: Demands a salary or an annual ITR of ₹24 lakh
• Axis Atlas: Salaried folks need a net annual income of ₹12 lakh or more, while the self-employed need ₹15 lakh or more.
• Axis Select: A minimum net income of ₹6 lakh per annum (is applicable on the cards).
• Axis Burgundy Private: This invite-only beauty typically requires a minimum Total Relationship Value (TRV) of ₹5 crore or a net monthly salary credit of ₹10 lakh or more.

Let's be real: Unlimited lounge access isn't available to everyone. These cards are designed for high-income earners and frequent flyers who want comfort with zero compromises.

Check out the list of Axis Bank credit cards to find the perfect one that fits your travel needs and lifestyle.

What You'll Need:

• ID proof: Aadhaar, PAN, passport, voter ID, or driving licence
• Income proof: Payslips, Form 16, ITR, or bank statements
• Address proof: Aadhaar, passport, driving licence, or utility bill

How to Apply:

The process is smooth and fully online. Just:

1. Pick your preferred card.
2. Click 'Apply Now' on Axis Bank's site.
3. Enter basic info (mobile, PAN, income, etc.).
4. Upload documents and submit.

Once approved, activate your card through internet banking, the Axis Bank mobile app, or phone banking.

Not sure how to check your lounge access? Learn how to easily confirm airport lounge access on your credit card and make the most of your travel experience with these tips.

Axis Bank Credit Card With International Lounge Access: Fees and Charges

We've already covered the joining and annual fees, but that's just part of the story. Credit cards come with a few extra charges that don't always get the spotlight. From foreign transaction fees to lounge access conditions, these smaller costs can sneak up if you're not paying attention.

Here's a quick look at the other charges that come with Axis Bank credit cards offering international lounge access.

• Finance charges: Usually 3.75% per month (55.55% per annum) for most cards.
• Cash withdrawal fees: Generally 2.5% (minimum ₹500), but waived for Burgundy Private and Magnus cards.
• Fee for cash payment: A ₹175 charge for cash payments towards your credit card bill.
• Dynamic Currency Conversion (DCC) markup fee: A 1.5% plus taxes applies on international transactions in Indian currency. This affects transactions at international locations or with foreign-registered merchants in India (effective from 20 December 2024 for Select and Privilege cards, not applicable on Burgundy Private).
• Reward redemption fee: ₹99 for each redemption transaction of EDGE REWARD points/EDGE Miles on the EDGE portal. It's ₹199 for conversion/transfer to partner loyalty programs (waived for Select card).
• Specific transaction fees (1% on cumulative spends per statement cycle):
  • Rent transaction fee: 1% on each rental transaction (effective from 20 December 2024 for Select and Privilege cards).
  • Wallet load transaction fee: 1% on cumulative spends of ₹10,000+.
  • Fuel transaction fee: 1% on cumulative spends of ₹50,000+.
  • Education transaction fee: 1% on education payments via third-party apps.
  • Utility transaction fee: 1% on cumulative spends of ₹25,000+.
  • Online skill-based gaming transaction fee: 1% on cumulative spends of ₹10,000+.

All fees and charges are subject to the applicable Goods and Services Tax (GST).

Recent Policy Updates Affecting Axis International Lounge Access

Axis Bank has been busy updating its credit card policies, and these changes impact your international lounge access benefits. 

• Axis Magnus credit card: As of 20 April 2024, complimentary international lounge access for guest visits via Priority Pass has shrunk from 8 to 4 per card anniversary year. Domestic airport lounge access now demands a minimum spend of ₹50,000 in the previous three months, starting 1 May 2024.
• Axis Reserve credit card: Terms and conditions were updated on 20 June 2025. The annual fee waiver threshold rose to ₹35 lakh in the preceding card anniversary year for new customers (onboarded from 1 September 2023).
• Axis Select credit card: Priority Pass membership renewal is now automated. This is contingent on hitting ₹3 lakh in spending in the preceding card anniversary year.
• REWARDS credit card: Effective 20 June 2025, Axis Bank is simplifying spend exclusions for earning rewards and fee waivers. It is moving to broader spend categories (e.g., utility & telecom, rent, wallet load) instead of specific Merchant Category Codes (MCCs).
• General devaluations and tweaks: Broader changes include caps on points earned and milestone spends. Rules regarding forfeiture of EDGE Points/Miles are tightening, effective 1 October 2025. Forfeiture will occur 30 days after card closure or if the minimum amount due remains unpaid for over 90 days.

These adjustments mirror a wider industry trend. Banks are recalibrating credit card benefits, perhaps due to rising operational costs, increased competition, or a strategy to encourage higher spending for benefit eligibility.

Who Benefits from Axis Bank Credit Cards for International Lounge Access

An Axis Bank international lounge access credit card is like a golden ticket for certain travellers. Is it for you?

• Frequent international travellers: The comfort, convenience, and cost savings on airport amenities quickly pile up. This is true for anyone who jets across borders multiple times a year.
• Business Travellers: Lounges offer a productive and peaceful environment. It's perfect for a quick work session or unwinding before meetings.
• Luxury seekers: These cards don't just offer access; they deliver a premium experience. It's a touch of exclusivity you deserve.
• High-net-worth individuals: Top-tier cards like the Axis Burgundy Private cater to those with significant financial portfolios, offering unparalleled benefits.
• Families travelling together: Cards with generous guest allowances make family travel a breeze, especially during those long, tiring layovers.
• Savvy spenders: Individuals who can meet high annual spending thresholds will find immense value. They can waive fees or unlock additional lounge visits.

If you only fly once in a blue moon, the fees might not feel worth it. But for frequent flyers, these cards are a total game-changer, turning long layovers into lounge time and airport chaos into calm.

If lounge access is a priority for you, consider a range of lounge access credit cards. These cards offer premium lounge benefits globally, adding comfort to your travel. Discover which one suits your travel routine.

Conclusion

Axis Bank has something for every kind of traveller, whether you're jet-setting twice a month or flying once a year. From unlimited lounge access to tiered perks, there's a card that fits your travel style and your budget.

But let's be honest, Axis isn't your only option. Some other issuers offer better rewards, lower fees, or more lounge visits. And with card benefits changing all the time, it's smart to stay updated.

The good news? You don't have to figure it out alone. On Finology Select, you can compare 90+ credit cards by features that actually matter to you, like travel perks, forex markup, and fee waivers.

FAQs

Q1: What is the primary way Axis Bank credit cards offer international lounge access?

Axis Bank primarily offers international lounge access through a complimentary Priority Pass membership. Some cards, like the Axis Atlas, also use the Dreamfolks network.

Q2: Do all Axis Bank credit cards offer unlimited international lounge access?

No, only premium cards like Axis Reserve, Magnus, and Burgundy Private offer unlimited international lounge access. Other cards like Axis Atlas and Select offer tiered or limited complimentary visits based on spending.

Q3: How do I access an international lounge with my Axis Bank credit card?

Typically, you'll need to present your Priority Pass card and a valid boarding pass. For some cards, like the Axis Atlas, you can generate a QR code from the Axis Bank Mobile App. For Magnus, Reserve, and Select, swiping the Priority Pass card is common.

Q4: Are guest visits to international lounges always complimentary with Axis Bank credit cards?

No, complimentary guest visits are usually limited. For example, the Reserve and Burgundy Private cards offer 12 complimentary guest visits annually, while the Magnus offers 4. Beyond these limits, guest visits are chargeable.

Q5: What is the foreign currency markup fee on Axis Bank credit cards with international lounge access?

The foreign currency markup fee varies by card. The Axis Burgundy Private Credit Card stands out with a 0% markup. Other cards like Reserve have 1.5%, Magnus has 2%, and Atlas and Select have 3.50%.

Q6: Have there been recent changes to Axis Bank's lounge access policies?

Yes, Axis Bank has implemented several changes. For instance, the Magnus card's complimentary international guest visits were reduced from 8 to 4. Additionally, domestic lounge access for Magnus and Select cards now requires a minimum amount of spending in the preceding months. Other changes include revised annual fee waiver thresholds and new fees for specific transaction categories.