Forgot BO ID in Upstox? Here's How to Find It

Ever felt like your stockbroker is speaking a different language? Between BO IDs, DP IDs, client codes, and numbers that sound suspiciously like secret agent IDs, investing can start to feel like you've stumbled into a spy thriller. 

But don't worry—you're not alone, and no, you don't need a finance degree or a decoder ring to understand it all.

If you've opened a Demat account with Upstox and now find yourself googling, "What is BO ID in Upstox and why does everyone want it?", you're exactly where you need to be. 

Whether you're trying to link your account to a new app, fill out a form, or just figure out why this 16-digit number keeps popping up everywhere, you'll find all your answers here.
From what a BO ID even is, to how it's different from a DP ID, how to find yours (even if you forgot it), and why it matters—we're breaking it all down, minus the boring bits. So buckle up, investor.

Table of Contents

• What Exactly is a BO ID (Beneficial Owner Identification Number)?
• What is BO ID in Upstox?
• Structure of a BO ID in Upstox
• Why Your Upstox BO ID Matters 
• How to Find BO ID in Upstox
• How to Get a BO ID if You Forgot It?

What Exactly is a BO ID (Beneficial Owner Identification Number)?

A BO ID, or Beneficial Owner Identification Number, is a unique 16-digit number assigned to you when you open a Demat account. It identifies you as the rightful owner of the securities in that account.

But why are you called the "Beneficial Owner"? While your shares are held by a central depository, it's you who gets all the perks—dividends, voting rights, and benefits from corporate actions like bonuses or stock splits. The depository merely acts as a custodian to ensure the system runs smoothly.

In India, securities are managed by two depositories:

• NSDL (National Securities Depository Limited)
• CDSL (Central Depository Services Limited)

Both are regulated by SEBI to ensure security and transparency. However, you don't deal with them directly. Instead, you interact with a Depository Participant (DP), such as a stockbroker or a financial institution, to manage your Demat account. Your BO ID is generated through the DP when you open the account.

So, your BO ID isn't just a number—it's your official identifier, ensuring that you, and only you, have access to your securities and their associated benefits.

What is BO ID in Upstox?

For those trading and investing with Upstox, your BO ID is your unique identifier within the depository system. It's a crucial number that helps you manage your Demat account and its associated operations.

Upstox, registered as RKSV Securities India Private Limited, acts as a DP, specifically with CDSL (Central Depository Services Limited). This means when you open a Demat account with Upstox, your securities are held electronically by CDSL.

Every DP has its own unique identification number (DP ID). For Upstox, that number is 81800—the same for all users whose accounts are maintained with CDSL. This 8-digit number forms the first part of your Upstox BO ID.

It's important to note that before becoming a direct CDSL member, Upstox had partnered with NSDL, so if you've been an Upstox user for a while, you might come across references to NSDL or older DP IDs (such as IN300095). However, if you're a current user, your account operates under CDSL, and your DP ID is 81800.

Your BO ID in Upstox ties you to your investments, so understanding it is essential for a smooth trading experience.

Structure of a BO ID in Upstox

When it comes to understanding the BO ID in Upstox, it's pretty straightforward once you break it down. Since Upstox operates as a CDSL DP, its BO ID follows the CDSL format, which is a 16-digit numeric code.

Here's the breakdown of the structure of a BO ID in Upstox:

• First 8 digits: This part is the DP ID assigned by CDSL to Upstox. Upstox's CDSL DP ID is 81800, and it remains the same for all clients using Upstox for their CDSL Demat accounts.
• Last 8 digits: These are the client ID, a unique number for every individual investor who holds a Demat account with Upstox. This part varies for each user.

So, the 16-digit BO ID structure = DP ID (8 digits) + Client ID (8 digits)

For example, if your client ID is 12345678, your BO ID in Upstox will be: 8180012345678.

It's important to note the difference if you've come across older references. Before Upstox was directly registered with CDSL, it had ties with NSDL (through IL&FS), so some older accounts may show a different format. NSDL's BO ID format uses alphanumeric codes that start with "IN" followed by 14 digits (e.g., IN12345678901234).

So, whether you're searching for BO ID in Upstox, how to find BO ID in Upstox, or wondering what is BO ID in Upstox, it's important to know the format.

With this knowledge, you'll always be sure about the format of your Upstox BO ID and can quickly find your BO ID number in Upstox whenever needed.

Why Your Upstox BO ID Matters 

Your Upstox BO ID is the gateway to managing your investments smoothly and securely. Let's take a closer look at why this 16-digit number is essential for every investor:

1. Unique identification: The Upstox BO ID ensures that all your securities (shares, bonds, or mutual funds) are accurately linked to your account. It keeps track of your investments and ensures they’re correctly credited to your Demat account.
2. Transaction processing: Every time you buy, sell, or transfer securities, your BO ID is used to process those transactions. Without it, your trades or transfers wouldn’t go through properly. It’s a necessary part of executing your investment activities.
3. Authorisation (CDSL TPIN): Your BO ID is also required to generate your CDSL TPIN (Transaction Personal Identification Number). This TPIN is used to authorise important actions, like selling shares from your Demat account. It adds an extra layer of security, ensuring that only you can approve transactions involving your securities.
4. Security and accuracy: Using your BO ID reduces the risk of errors. It ensures your investments are securely linked to your account, preventing unauthorised access or accidental mistakes, like shares being credited to the wrong account.
5. Receiving corporate actions: Companies use your BO ID to send you important benefits, like dividends, bonus shares, or rights issues. Your BO ID makes sure these benefits are accurately credited to your Demat account.
6. Portfolio tracking: With your Upstox BO ID, you can easily track your holdings and view transaction history through a Consolidated Account Statement (CAS). It helps you keep track of your investments and monitor their performance over time.
7. IPO applications: When applying for IPOs, you need to provide your Upstox BO ID. It’s required to receive shares if you’re allotted any. This ensures the shares are credited directly to your Demat account.

Your Upstox BO ID helps with everything from executing transactions to receiving dividends and applying for IPOs.

How to Find BO ID in Upstox

So, you've got your Upstox account set up, and now you need your BO ID. Where exactly is it hiding? Don't worry, it’s super easy to find. Your BO ID is basically your Demat account number, and it's right there in your Upstox account. We are just waiting for you to grab it. 

Here's how you can find it on both the Upstox app and website:

1. Finding BO ID in the Upstox app:
   1. Log in to your Upstox app. You can do this with your 6-digit PIN or simply by using biometric authentication (like your fingerprint or face ID). 
   2. Once you're logged in, look for the 'Account' tab at the bottom of your screen. That’s your starting point to access all your account info.
   3. Tap on 'My Account'. If you're using an app version with a slightly different layout, you might need to tap on your name at the top-left corner instead.
   4. Now, you’ll see an option for 'Profile'—go ahead and tap that. This is where you’ll find most of your account details.
   5. Scroll down a bit and look for a section called 'Demat Details' (it might be named something similar). This is where your BO ID is waiting for you.
   6. And voila! Your 16-digit Demat account number, aka your BO ID, will be listed right there. It's the one number you'll need for your transactions and account activities.
       
2. Finding BO ID on the Upstox web platform:
   1. Head over to the Upstox login page (it could be upstox.com, login.upstox.com, or account.upstox.com—any of those will work).
   2. Log in using your registered mobile number and OTP, or any other credentials you’ve set up.
   3. Once you're logged in, look for your name or profile icon in the top-right corner of the dashboard. It’s easy to spot.
   4. Click on that, and a dropdown menu will pop up. Select 'My Account' or 'My Profile' from the options.
   5. Now, scroll a little to find 'Demat Details' or something similar. This section is where you can find all your account-related information.
   6. Your 16-digit Demat account number, aka your BO ID, will be listed right there.
       
3. Other places to find your BO ID: If you're not near your phone or computer and need to find your Upstox BO ID, no worries—you can still get to it in a few other places:
   1. Welcome kit/email: After you sign up for a Demat account with Upstox, you'll get a welcome kit or an email. Your BO ID will be included in those first documents you receive.
   2. Demat account statements: Every now and then, you’ll receive your CAS from CDSL or Upstox. These statements will also list your BO ID. You can always refer back to them whenever needed.

Knowing exactly where to find your BO ID in Upstox is crucial, especially for tasks like authorising sell transactions via TPIN or applying for an IPO. Having this info at your fingertips ensures that you stay on top of your investment game, no matter what. So, don’t sweat it—finding your BO ID is quick and easy, and now you know exactly how to do it.

How to Get BO ID if You Forgot It?

Forgetting your BO ID in Upstox isn’t quite the disaster it might sound like. Unlike a password, there isn’t any need to go through a long reset process. Your BO ID is static—meaning it doesn’t change—and once you know where to look, you can easily find it again. 

Here's how you can get your Upstox BO ID back in no time:

1. Check your Upstox profile: The quickest way to find your BO ID is to simply log in to your Upstox account through the mobile app or the web platform. Then go to your profile and you’ll easily find your 16-digit Demat account number (which is your BO ID).

If you're not sure how to find it in your profile, just refer to the steps we discussed earlier in the section 'How to Find BO ID in Upstox'—it’s as easy as following a few simple clicks.

2. Review past documents

If you can’t access your Upstox account at the moment or just prefer to dig through your past documents, here’s what you can do:

• Check your welcome email: When you first signed up for Upstox, you would have received a welcome email from Upstox or CDSL. This email usually contains your BO ID along with other important account details.
• Look through your statements: Your BO ID is also included in the CAS that you receive periodically. Whether these are sent via email or traditional mail, they should clearly mention your 16-digit BO ID.
• Contact Upstox support: If all else fails and you still can’t find your BO ID, don’t worry—Upstox customer support is there to help. Just be ready to verify your identity for security purposes.

It’s also important to note that forgetting your BO ID is different from having a dormant account. If your Upstox account becomes inactive due to no trading activity for over 12 months, it could be marked as dormant. 

In this case, you would need to follow a reactivation process to get your account up and running again. This is a separate issue from simply needing to find your BO ID, so don't confuse the two.

Conclusion

Terms like "BO ID" can sound a bit technical and intimidating at first. But once you break it down, it's actually quite straightforward. Your BO ID is simply the unique link that connects you to your investments, making sure everything stays secure and properly accounted for.

Understanding your BO ID means you can manage your portfolio with ease and confidently participate in things like IPOS or track your trades. It's one of those small details that make a big difference in smooth trading operations.

Of course, the BO ID is just one part of Upstox's bigger picture. There’s a lot more to explore, from its platform to its pricing. If you’re ready to dive deeper, check out the full Upstox review by Finology Select to see how it stacks up across the board.

Frequently Asked Questions 

1. What is BO ID in Upstox again, simply put?
   Your BO ID in Upstox is your unique 16-digit Demat account number provided by CDSL. It's formed by combining Upstox's DP ID (81800) with your unique 8-digit client ID.
2. Do I need my BO ID and CDSL Upstox for IPO applications?
   Yes. When applying for IPOs, you need to provide your full 16-digit Demat account number, which is your BO ID CDSL Upstox, to ensure any allotted shares are credited to your account.
3. Is it safe to share my Upstox BO ID?
   Treat your Upstox BO ID like your bank account number. It's necessary for certain legitimate processes (like inter-depository transfers or sometimes for TPIN generation setup), but avoid sharing it unnecessarily or publicly. 
4. Can I have multiple BO ID in Upstox?
   Generally, an investor has one primary Demat account (and one BO ID) with Upstox, which is linked to their PAN. While you can have Demat accounts with multiple brokers, each with its own BO ID, having multiple BO IDs within the same Upstox account is uncommon.
5. What’s the difference between BO ID, DP ID, client ID, and Demat account number?
   BO ID, DP ID, client ID, and Demat account number are terms often used interchangeably, but they each have a specific role when managing your investments, especially with Upstox. Here's a breakdown:
   1. DP ID: This is the 8-digit code assigned to Upstox by CDSL (the depository). It identifies Upstox as the intermediary in the depository system. Upstox's DP ID is 81800, and it's the same for every client.
   2. Client ID: This is an 8-digit code given to each individual investor by Upstox. It's used to uniquely identify you within the system. No two clients share the same client ID.
   3. BO ID: It is a 16-digit number created by combining the 8-digit DP ID and the 8-digit client ID. This unique number identifies your Demat account within the CDSL system.
   4. Demat account number: This term is commonly used interchangeably with BO ID. When you see "Demat Account Number" in Upstox, it refers to your BO ID.
      In short, DP ID identifies Upstox as the intermediary, client ID identifies you, and BO ID or Demat account number uniquely identifies your Demat account.